Joseph Mellusi II is a financial advisor with Nfsg Corporation in New York, NY, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Newbridge Securities since 2011. Outside of his advisory role, he serves as CEO of First Colonial Group. Nfsg Corporation is an SEC-registered investment adviser that provides asset management, third-party manager selection, and financial planning to individuals, pension plans, trusts, charitable organizations, and businesses. The firm customizes portfolios using a range of investment strategies and frequently employs third-party managers, offering services on both discretionary and non-discretionary bases.

Benjamin Weinstock is a financial advisor at Kovack Advisors, Inc. He holds a Series 66 registration and has 12 years of industry experience. He has been with Kovack Securities, Inc. since 2015. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, employing a range of portfolio management and advisory services supported by an Envestnet workflow and a combination of proprietary and third-party investment models.

Charles Rothermel III is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 63 designation and 57 years of industry experience. His prior work history includes roles at Royal Alliance Associates, INC., SII John Hancock, The Strategic Financial Alliance, Inc., and Retirement Plan Advisors, LLC. Outside of his advisory role, he dedicates time as a representative involved in insurance sales with several insurance marketing organizations. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse clientele including individuals, pension plans, charitable organizations, banks, and government entities, utilizing a combination of internally created models and third-party managers to manage portfolios through an Envestnet-supported workflow.

Harsh Dev is a financial advisor with Forum Financial Management, LP, holding Series 63 and Series 65 credentials. He has seven years of prior experience at Northern Trust and two years at Cornerstone Research. Forum Financial Management, LP provides investment advisory and related services to individuals, retirement plan sponsors, charitable organizations, and institutional clients. The firm offers model asset-allocation portfolios based on Modern Portfolio Theory and supports independent advisors and RIAs through its Forum Advisor Alliance division.

Jeffrey Bliss is a financial advisor with Sound Income Strategies, LLC, holding a Series 65 designation and 17 years of industry experience. He has worked at Sound Income Strategies since 2016 and previously at Summit Wealth Partners, Wealthwise Technologies Advisory Group, and Bliss Wealth Management Inc., where he serves as president. Outside of advisory work, he is vice president of the Fountains Professional Center Condo Association board and is involved in organizing and performing with Rockin' Roses, LLC. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, registered advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis, and offers customized portfolio management along with insurance planning and educational workshops through affiliated entities.

James Beck is a financial advisor at Momentum Independent Network Inc. with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Momentum Independent Network since 2012. Outside of his advisory work, Beck serves as president of Friends of Neuman, a volunteer group supporting the Catholic Campus Ministry in Boca Raton, FL. Momentum Independent Network serves a diverse client base including individual, high-net-worth, charitable, corporate, institutional, and banking/thrift clients, offering advisory programs, managed accounts, financial planning, retirement plan consulting, and brokerage services. The firm utilizes third-party managers and Envestnet for investment management and integrates with Hilltop affiliates for municipal bond strategies and cash management solutions.

Charlie Meagher is a financial advisor at Kovack Advisors, Inc. with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Kovack Advisors and Kovack Securities since 2014, as well as First Financial since 2000. Outside of his advisory roles, he serves as a board member for Ducks Unlimited and its East Cobb chapter. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, using a comprehensive investment approach supported by Envestnet and a combination of internally created and third-party managed portfolios.

Natascha Barone is a financial advisor with MissionSquare Retirement, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Icma Rc since 2017 and previously at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2013 to 2016. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, which include discretionary Managed Accounts and nondiscretionary Fund Advice developed by Morningstar Investment Management.

Maria Maloney is a financial advisor at New Edge Wealth with six years of industry experience. She holds a Series 66 designation and previously worked at Merrill and Bank of America. Prior to her financial career, she was involved with Canopy Road Cafe and Florida State University. New Edge Wealth serves ultra-high-net-worth individuals, families, family offices, foundations, trusts, and institutional clients. The firm focuses on asset allocation and investor behavior, using a combination of independent managers, model strategies, and proprietary solutions supported by AI-assisted analytics.

Ethan Van Eck is a financial advisor with SVB Wealth, holding a Series 66 designation and 17 years of industry experience. His career includes roles at First Citizens Investor Services, Truist Investment Services, and BB&T among others. SVB Wealth LLC serves individuals, trusts, estates, retirement plans, charitable organizations, and corporate and pension clients by providing wealth management, portfolio management, financial planning, and retirement plan advisory services. The firm employs a disciplined investment process supported by an Investment Committee and offers sub-advisory relationships and consolidated reporting within its structure as a wholly owned, non-bank subsidiary of First Citizens Bank & Trust Company.

Lindsay Torres is a financial advisor with ValMark Advisers, Inc. and holds a Series 66 designation. She has nine years of industry experience and has been with The Miller Financial Group since 2016, where she also serves as Chief Operating Officer of TMFG, LLC. Her role includes leadership and management of client service teams as well as client retention. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm’s investment approach focuses on diversified, goal-based portfolios and asset allocation, utilizing mutual funds, ETFs, and separate-account managers, with oversight from ValMark’s investment committee.

Charles Radlauer is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior work includes roles at Kovack Securities, Inc., Quest Capital Strategies, Inc., and Star Asset Management. He also serves as Chief Compliance Officer at Sound Income Strategies. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, registered advisors, and retirement plans. The firm emphasizes fixed-income and income-oriented strategies, employing fundamental and technical analysis, and offers services including asset management, financial planning, and ETF sub-advisory.

Kelly Miller is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 credentials and over 40 years of industry experience. She has been with Kovack Advisors since 2015 and also owns Oak Tree Group, a financial planning firm she has operated since 1990. In addition to her advisory roles, she serves as treasurer of PEO-Chapter AQ, maintaining its books and records. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and municipal clients, providing portfolio management, financial planning, and sub-advisory services through a process supported by Envestnet and a combination of proprietary and third-party investment models.

Andrew Farago is a financial advisor with B. Riley Wealth Advisors, Inc. in Boca Raton, FL, holding Series 63 and Series 66 credentials and having 20 years of industry experience. His prior work includes roles at National Securities Corp and Keller Williams. B. Riley Wealth Advisors serves a diverse client base including individuals, pension plans, trusts, and corporate clients, offering a variety of investment programs and managing approximately $4.21 billion in assets across about 173 advisors.

Oliver Grimard is a financial advisor at Clear Creek Financial Management, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Grow Holdings, LLC and Aqua Science. Outside of advisory services, Grimard is involved in life insurance sales, focusing on non-variable life insurance products. Clear Creek Financial Management serves a diverse client base including individuals, employer retirement plans, trusts, estates, and business entities. The firm employs a range of investment strategies supported by fundamental, technical, and cyclical analysis, and offers algorithmic consulting through its quantitative research arm, Helios.

Richard Scheffer is a financial advisor at Kovack Advisors, Inc. with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Kovack Advisors since 2013, following 17 years at Truist Investment Services. Scheffer also operates Richard H. Sheffer, LLC, a fixed insurance sales business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, offering portfolio management, financial planning, and access to sub-advisory programs using a risk-tolerance based investment process.

Mark Trawick is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 66 designations and possessing 24 years of industry experience. His prior work includes nearly a decade with GWN Securities and several roles at VOYA Financial Advisors and related entities. Outside of his advisory role, he is a drummer in a non-investment related business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients, employing a risk-based investment process with both internal and third-party models across multiple custodians and platforms.

Ana Diaz is a CFP® with 17 years of industry experience, currently serving as a financial advisor at The AmeriFlex Group. Her prior roles include positions at Royal Alliance Associates, Inc. and JHFN SII. She is a board member of the Junior League of Boca Raton Endowment and also works as a career guidance counselor for mid-career adults and college students. The AmeriFlex Group is an SEC-registered investment adviser that serves individuals, corporations, and retirement plans through a network of advisory affiliates. The firm provides portfolio management, financial planning, and retirement plan consulting with customized strategies delivered via model asset allocations, discretionary and non-discretionary manager relationships, and wrap program solutions.

Bobby Sharp Jr. is a financial advisor at Kovack Advisors, Inc. with 10 years of industry experience. He holds the Series 66 designation and previously worked at Cetera Advisor Networks LLC and VOYA Financial Advisors. Outside of his advisory role, he is involved in federal employee retirement training through the organization Fed Impact and owns an electrical contracting business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, utilizing both internally developed and third-party models to manage portfolios across multiple custodians.

Daniel Reich is a financial advisor with Fortis Capital Advisors, LLC in Boca Raton, Florida, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Fortis Capital Advisors since 2026 and previously spent 14 years at Banyan Global Investment Advisors, LLC, as well as operating Reich Investment Advisors LLC for several years. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers by providing portfolio management, financial planning, retirement-plan consulting, and educational workshops. The firm employs a range of investment strategies including discretionary management, advisor-specific styles, and model portfolios, with options for ESG-oriented investing, and manages over $1.6 billion in discretionary assets.