Todd Galinko is a financial advisor with LPL Financial in West Palm Beach, Florida, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has worked at several firms, including PNC Wealth Management, Essex National Securities, Chase Investment Services, First Montauk Securities, and Morgan Stanley. He has been with LPL Financial since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kelley West is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Barbara Phipps is a financial advisor at Osaic with 23 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 24 years before joining Osaic in 2025. Outside of advisory services, she is involved in insurance sales, including accident, health, life insurance, disability insurance, and annuities. Osaic Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage and advisory services through a wide network of affiliated advisors. The firm employs various asset allocation tools and third-party platforms to construct portfolios incorporating a range of investment products and supports both discretionary and non-discretionary account management.

Edward Montagna is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 33 years of industry experience. He previously worked at Sorrento Pacific Financial, LLC, OceanFirst Bank, and IFMG Securities, Inc. Montagna is also involved with Coastal Wealth Management LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Thomas Branca is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Goldman Sachs and KPMG. Outside of finance, he performs as a pianist under the name Tom Branca Piano. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Marco Bruno is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Kalon Advisory Group and HSBC Bank, NA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Guy Lamour is a financial advisor at Primerica Advisors with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Primerica Advisors and Primerica Financial Services since 1996. His other business activities include part-time sales of loan products and home-related services offered by affiliates of Primerica. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers and provides custody and trade execution support through BNY Mellon Advisors and Pershing.

Christopher Rankin is a CFP® professional with 26 years of experience in the financial services industry. He is currently affiliated with LPL Financial and South State Bank and has prior experience at NBC Securities, Cetera, and FNB Brokerage Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Ryan Criste is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and based in Palm Beach, FL. He has approximately one year of industry experience, including roles at JPMorgan Chase Bank, N.A. and Emerald Advisers. Outside of his advisory work, he has previous experience at Lancaster Country Club and Stephenson Equipment Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Brandon Murray is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in goals-based wealth management strategies and managing custom investment strategies on a discretionary basis. Brandon has been with Merrill Lynch since 2018, focusing on portfolio management and financial planning. He holds a Bachelor's degree and an MBA from the College of Charleston. Brandon is a CERTIFIED FINANCIAL PLANNER® and a Personal Investment Advisor (PIA). Prior to joining Merrill Lynch, he gained experience at Northwestern Mutual and Banker's Life, enhancing his expertise in insurance planning and long-term care solutions. Brandon is a former collegiate and professional baseball player and is involved with the College of Charleston Alumni Association. He enjoys baseball, basketball, billiards, golfing, reading, soccer, swimming, and traveling. He lives with his wife Carly and their two children, Riley and Ryan.

Anita Patel is a financial advisor with Morgan Stanley in Palm Beach, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers a broad range of services including retail and institutional investment options.

Samuel Faria is a CFP® with nine years of industry experience, currently with Wells Fargo Clearing. His prior roles include positions at Charles Schwab & Co., Inc., Regions/Florida Health Group, Valor Investment Management, and Northwestern Mutual. Outside of his advisory work, he is involved as the owner of Cozy Vacation Rentals, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Timothy Smith is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A., as well as extensive experience within UBS Financial Services. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies to clients’ goals and risk tolerances.

Elizabeth Rosero is a financial advisor with Cetera in Boynton Beach, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has worked at Cetera and its affiliate since 2007 and previously spent ten years at ADP, Inc. Rosero also operates a tax and accounting consulting practice and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered advisor serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with access to both affiliated and third-party investment solutions.

Blaine Middlebrook is a financial advisor at Raymond James & Associates with Series 63 and Series 65 credentials and four years of industry experience. Prior to joining Raymond James in 2021, he worked at Pistache and held roles in the hospitality sector at Rock and Brews and TGI Fridays. He also spent six years affiliated with the University of Central Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Dylan Spinks is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo since 2016. Prior to that, he was with Merrill in 2003. Outside of his advisory role, he serves as a trustee managing investment-related affairs for a family trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm integrates research and analytics with diversification principles and modern portfolio theory to support its broad range of brokerage and advisory solutions.

Robert Martilla is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 28 years of industry experience. His prior work includes roles at J.P. Morgan Securities and Chase Investment Services Corp. Martilla operates a private wealth management business under LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning and model portfolio programs, and supports its advisors with technology and multiple investment platforms.

David Schaum is a financial advisor at Cetera with 42 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Oppenheimer & Co. Inc for seven years before joining Cetera in 2023. He is also the managing partner of Schaum Wealth Management, LLC, and serves on the finance committee of the American Association of Care Giving Youth. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers.

Brian Edgar is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He previously worked at UBS Financial Services from 2008 to 2020. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, offering a range of brokerage and advisory solutions.

Kyle Berardi is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including Bank of America, Merrill, and Equitable Advisors. Outside of finance, he previously worked at Black and Blue Steak and Crab and Mirbeau Inn & Spa. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.