Nicholas Urrutia is a financial advisor at Morgan Stanley with nine years of industry experience. He holds the ChFC® and Series 66 designations and has previously worked at Bank of America, Merrill Lynch, and BMO Harris Bank. Outside of his advisory role, he is involved with Firedancer Coffee Consultants in a consulting capacity. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.

Jonathan Guerrero is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. Prior to joining Fidelity, he held roles at Enterprise Holdings and Northwestern Mutual. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process combining fundamental research and quantitative analysis, and it manages model portfolios using a broad universe of mutual funds, ETFs, and ETPs.

Rachel Cooper is a financial advisor at RBC Capital Markets with one year of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining RBC, she worked at Caliber Home Loans for six years and Regus for one year. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients' risk profiles.

Linda Parisi is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 designations. She has 32 years of industry experience, including prior roles at H. Beck, Inc., The Huntington Investment Company, and LPL Financial. Parisi is also an independent insurance agent through Modern-Wealth, LLC. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports multiple management platforms and provides access to third-party advisers and proprietary model strategies.

Adam Friedman is a financial advisor with Merrill in Sarasota, FL, holding a Series 66 designation and 11 years of industry experience. His career includes roles at Bank of America, N.A., Merrill, Valic Financial Advisors, and Edward Jones. Merrill, along with Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Valach is a financial advisor with Ameriprise in Sarasota, FL, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, he is a co-owner of Marley Management, a real estate business. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm employs a centralized consulting team to deliver non-discretionary, research-driven recommendations and combines algorithmic tools with expert oversight in its approach.

Bradley Washio is a financial advisor with Cetera in Sarasota, FL, holding a Series 66 designation and bringing nine years of industry experience. He has been with Cetera Investment Services since 2016 and has also worked at Regions Bank since 2010. Outside of his advisory role, he serves as a community board member of the YMCA of Southwest Florida, Lakewood Ranch branch. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios, with assets under management exceeding $256 billion.

Elizabeth Knighton is a financial advisor with RBC Capital Markets in Sarasota, FL, holding a Series 63 designation and 30 years of industry experience. She has been with RBC Capital Markets since 2015. Outside of her advisory work, she owns a seasonal vacation home in Maine that is used as a rental property. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored investment strategies and a range of advisory programs that incorporate both in-house and third-party investment management.

Erin Hajdu is a financial advisor with Robert W. Baird & Co. Incorporated, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has worked at Cetera, Regions Bank, and SunTrust Advisory Services prior to her current role. Outside of her advisory work, she serves as a brand representative for Melaleuca. She is part of The DDK Group within Baird’s Private Wealth Management department, which provides financial planning, portfolio management, and consulting services to individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm employs a range of investment strategies including separately managed account programs and emphasizes manager selection, internal research, and use of technology in client advice.

Lynda Martinsen is a Series 66-licensed financial advisor with Ameriprise Financial Services LLC, based in Sarasota, FL. She has 21 years of industry experience, including 15 years at Axa Advisors, LLC prior to joining Ameriprise in 2020. Martinsen receives periodic trail commissions from policies sold before joining her current firm. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice, utilizing proprietary research and third-party data.

Michael Kutch is a financial advisor with LPL Financial in Sarasota, FL, holding a Series 66 credential and 13 years of industry experience. He previously worked at FSC Securities Corporation for eight years before joining LPL Financial in 2018. Outside of his advisory role, he is involved in a non-variable insurance business and operates Seasons Financial Advisors, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with investment approaches that combine discretionary and non-discretionary strategies supported by LPL Research and third-party subadvisors.

Jackson Geiser is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. He previously worked at IST Management and Bar 1868 and is the owner of HammerLinq Automation, an automation business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Paul Dietrich is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 44 years of industry experience. He previously worked at A. G. Edwards & Sons, Inc. for 14 years before joining Wells Fargo in 2016. He serves as a trustee and holds power of attorney responsibilities for family-related investment matters. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

John Hamilton is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and asset allocation models.

Anthony Meyer is a financial advisor with Wells Fargo Clearing in Bradenton, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. He worked at Merrill from 1998 to 2007 before joining Wells Fargo Clearing in 2016. Meyer is a partial owner of University Club Group, LLC, a real estate business based in Carol Stream, IL. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Zachary Van De Yacht is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and having six years of industry experience. His prior work includes roles at Baird, William Blair, Russell Investments, and ZS RFI Ventures, LLC. He is also an owner of a real estate venture in Bradenton, FL. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm utilizes multiple platforms and proprietary model strategies while providing both discretionary and non-discretionary management services.

Henry Debski Jr. is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 44 years of industry experience. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2005 and was previously with Cetera Wealth Services, LLC from 1998 to 2005. Outside of his advisory work, he is self-employed selling books, magazines, and comic books on eBay. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm provides access to multiple platforms and third-party advisers, manages proprietary model strategies, and supports both discretionary and non-discretionary management.

Bruce Bittles is a financial advisor at Robert W. Baird & Co. with 47 years of industry experience. He has been with Robert W. Baird since 2002. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides tailored consulting and portfolio services, utilizing a range of investment strategies from traditional to complex, including discretionary management and overlay services.

Vincent Dotterweich is a financial advisor with Ameriprise in Sarasota, FL, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliates since 2010. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide personalized recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Scott Tonnesen is a Certified Financial Planner™ at Morgan Stanley with 38 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2014, with prior roles at Citigroup Global Markets, Wells Fargo Clearing, and A. G. Edwards & Sons. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, employing a structured financial planning process supported by firm-approved tools and a broad range of investment and planning services.