Andrew Llewellyn is a financial advisor at Hightower Advisors in Orlando, FL, holding Series 63 and Series 65 licenses with four years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co., LLC, M1 Finance, and Adage Services. Hightower Advisors provides investment advisory and planning services to a diverse range of clients, including individuals, institutions, and pooled investment vehicles, utilizing a multi-manager approach that incorporates affiliated and third-party managers along with proprietary research.

Juan Faget Aveledo is a financial advisor with Schwab Wealth Advisory based in Orlando, FL, holding Series 63 and Series 66 licenses and four years of industry experience. His prior experience includes roles at Charles Schwab, Bank of America, Merrill Lynch, Fidelity Investments, and Citibank N.A. in Panama. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations primarily through Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Benjamin Pearce is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked within the Charles Schwab organization since 2011, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not engage in discretionary portfolio management directly.

Michelle Ogden is a CFP® professional with 20 years of experience in the financial advisory industry. She is affiliated with CWM, LLC and has previously worked at Ogden Wealth, LLC and Carson Wealth. Ogden serves as a board member for the Central Florida Christian Chamber and Teen Challenge, both nonprofit organizations. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm employs a discretionary investment approach using model portfolios supported by fundamental and technical analysis, third-party sub-advisors, and customization tools.

Timothy Magid is a CFP® and Series 66-credentialed advisor at Rockefeller Financial LLC with 11 years of experience in the financial industry. His prior roles include positions at Bank of America, Merrill, and Wells Fargo. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer offering a range of investment and placement services through a consolidated investment platform.

Cedric Knight is a CFP® with 26 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2012. He has been affiliated with Charles Schwab since 1999 and previously was involved with I. Knight Florida Highwaymen Art LLC for 12 years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab, delivering advice without discretionary trading authority and primarily serves individual clients rather than institutional accounts.

Jane Espinosa is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. She holds Series 63 and Series 65 registrations and has been with Charles Schwab since 2012, including six years at Schwab Wealth Advisory. Based in Orlando, FL, she provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program. Schwab Wealth Advisory, Inc. delivers investment recommendations and financial planning services through an annual review process, utilizing Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority over client accounts.

Tracy Gillette Sr. is a CFP® professional with 38 years of industry experience, currently affiliated with Planmember Securities Corporation. He has held positions at Lincoln Investment Planning, Inc., Irm Distributors, Inc., Asset Money Management, and Financial Services & Investment Corp. In addition to his advisory work, he serves as Director of Operations and agent at Asset Money Management Inc., where he is involved with financial services and insurance products. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios ranging from conservative to aggressive.

John Lindell is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 12 years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory since 2021 and previously at Bank of America and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations utilizing Schwab’s research tools and standard asset allocation models.

James Reuter is a financial advisor at Schwab Wealth Advisory with Series 63 and 66 registrations and two years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab and Edgewater Family Wealth. He also has experience in the food service industry and works as a server at Big Fin Seafood. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to deliver investment recommendations, with final trading decisions made by clients.

Derek Shadick is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at Charles Schwab since 2018 and previously held roles at E*TRADE Capital Management LLC and E*TRADE Securities LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, focusing on serving individual investors rather than institutional clients.

John Madden is a financial advisor with Principal Financial Services in Orlando, FL, holding Series 63 and Series 65 licenses and with 25 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2011. Outside of his advisory role, Madden sells supplemental health insurance and fixed insurance products, including fixed life, annuities, disability insurance, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.

Christopher Blohm is a financial advisor with Schwab Wealth Advisory who holds the Series 63 and Series 66 designations and has 25 years of industry experience. His work history includes roles at Charles Schwab, J.P. Morgan Securities, and Scottrade. He also has experience teaching at Post University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients, operating as an internal advisory unit within the Schwab ecosystem.

Nigel Perryman is a financial advisor with PlanMember Securities Corporation, holding Series 65 and Series 63 licenses and bringing 15 years of industry experience. He has been associated with PlanMember and several related entities since 2016. Outside of his advisory work, Perryman serves as a secretary for the East Oviedo Congregation of Jehovah's Witnesses and is a board member of the Clay Education Foundation. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios ranging from conservative to aggressive.

Richard Malmberg is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2019 and was previously self-employed and associated with Stratos Wealth Partners and LPL Financial. Outside of his advisory role, he is the owner of a real estate property in Orlando. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, using standard asset allocation models and research tools, with final investment decisions made by clients.

Leon Kearse is a financial advisor with Eagle Strategies (New York Life) in Maitland, FL, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Equity Services, National Financial Services Group, Park Avenue Securities, Guardian Life Insurance, and JPMorgan Securities. He has served in the United States Army Reserves since 2008. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm emphasizes tailored recommendations across various program types and manages the majority of its assets on a non-discretionary basis.

Ryan Evans is a CFP® with 27 years of experience in the financial services industry. He has been with Kestra Advisory since 2016 and has also worked at Kestra Investment Services, LLC since 2002. In addition to his advisory roles, he is the founder and president of Evolve Advisor Group and a partner in a commercial property management business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including large plan sponsors. The firm offers services such as fiduciary consulting, plan design, investment advice, and employee education, supporting both discretionary and non-discretionary engagements through multiple management platforms.

David Peck is a Series 66-licensed financial advisor with Truist Advisory Services in Winter Park, FL. He has 23 years of industry experience, including roles at SunTrust Advisory Services and Suntrust Investment Services, Inc. for over a decade each. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with consulting services and utilizes third-party platforms and AI-enabled tools for investment research and manager due diligence.

Bryan Velasco is a financial advisor with Empower Advisory Group based in Winter Springs, FL. He holds Series 63 and Series 65 designations and has eight years of industry experience. His prior roles include positions at Robinhood Financial, U.S. Bancorp Investments, Bank of New York Mellon, and GWN Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Camuel Buzan is a financial advisor with First Command Advisory Services holding Series 65 and Series 63 licenses and has two years of industry experience. Prior to his advisory role, he spent ten years at Tata Consultancy Services Corp. He is based in Orlando, FL. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors model portfolios and third-party managers.