Linda Hay is a financial advisor with Merrill in Mount Pleasant, South Carolina, holding Series 63 and Series 66 licenses and 43 years of industry experience, all with Merrill since 1983. Outside of her advisory role, she serves as an executor for her parents and owns a farmland property in Johns Island, South Carolina, which her son manages. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Collin Porter is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. He has worked at Morgan Stanley since 2023 and also coaches sailing outside of his advisory role. His coaching activities include instructing at the Carolina Yacht Club and other local sailing programs. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that include broad investment and financial planning solutions.

Darrell Strickland is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Merrill, Wells Fargo Clearing, and NEXT Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by extensive operational tools and a broad non-advisory financial platform.

Bryan Keorlet is a CFA® charterholder and holds a Series 66 license with 18 years of industry experience. He is currently with Edelman Financial Engines and previously worked at Fisher Investments among other firms. Bryan volunteers as a financial planning coach for Wings for Widows, providing pro bono support to newly widowed individuals. Edelman Financial Engines offers technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and serves a large client base through both advisor-led and online platforms.

Michael Smalyga Jr. is a financial advisor with UBS Financial Services in Mt. Pleasant, SC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes positions at Morgan Stanley and Citigroup Global Markets prior to joining UBS in 2012. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocation to tailor strategies for clients.

Dawn Vardakas is a financial advisor with Primerica Advisors in North Charleston, SC, holding Series 63 and Series 65 licenses and with 24 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2016. Outside of her advisory role, she is involved with Saint Benedict Catholic Church since 2026. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody. The firm operates at scale with approximately 3,698 advisors and $15.5 billion in assets under management.

Perry Waring is a financial advisor at LPL Financial with 47 years of industry experience. He holds a Series 63 designation and has worked at Cadaret, Grant & Co., Inc. for 43 years and Charlestown Associates for 25 years. Outside of his advisory role, he is involved in local government in Charleston, SC, dedicating time monthly to city activities, and operates a farm through Four Lions, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm offers a variety of financial planning and investment management services, including access to model portfolios and third-party asset management.

Erman Frazier III is a Senior Financial Advisor at Merrill Lynch Wealth Management. He helps individuals, families, and companies organize their finances and investments to meet their financial goals. Erman brings expertise in areas such as college education planning, retirement income, portfolio management services, family wealth management strategies, and managing new wealth. Erman holds various professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is registered with FINRA holding Series 3, 7, 8, 63, and 65 licenses as well as a Life Insurance and Annuity License. Additionally, he has a High School Diploma from Richard Montgomery. He is actively involved in his community and has served as Mayor Pro Tempore on the Awendaw Town Council. Erman participates in several organizations including City Life Church, Leukemia Lymphoma Society, Mount Pleasant Chamber of Commerce, Operation Home, Sea Island Habitat for Humanity where he served on the Board of Directors, and Seacoast Church.

Anna Ponder is a financial advisor at Edward Jones in Summerville, SC, holding the ChFC® designation and Series 66 license with 14 years of industry experience. She has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment strategies and affiliated financial products supported by a nationwide network of more than 23,700 advisors.

John Ross is a Series 66 licensed financial advisor with 21 years of industry experience. He currently works at Wells Fargo Advisors, where he has been since 2021. Prior to that, he held roles at Bank of America and Merrill from 2005 to 2021. Outside of his advisory practice, Ross is a co-trustee of his father's trust and has ownership in a tree farm through Boland Family Farms LLC. Wells Fargo Advisors serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, including specialized offerings such as business-owner transition and special-needs planning. The firm utilizes in-house research and tools to develop tailored recommendations, which clients may implement through various brokerage or advisory programs.

Karissa Rucki is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Her prior work includes roles at Medical University Hospital Authority and various service industry positions. Outside of finance, she works as a server’s assistant at Post House in Mount Pleasant, SC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Joseph Purter is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he held roles at Enterprise Holdings, Cintas Corporation, Spectrum, Pizza Hut, and Presbyterian College. Outside of his advisory duties, he is co-owner of Dreamers & Commanders Company LLC, an athletic development business, and serves on the board of Garnet & Blue Collective, which supports NIL opportunities for athletes at Presbyterian College. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Danielle Burness is a Senior Financial Advisor at Merrill Lynch Wealth Management with a career spanning over three decades in the financial services industry. She began her career in 1991 at SunTrust Bank and joined Merrill in 1997. As the founder of The Burness Group, Danielle serves a diverse range of clients including attorneys, business owners, corporate executives, and multi-generational families. Her expertise extends to areas such as corporate retirement benefit plans, college education planning, divorce transition planning, socially responsible investing, and women and wealth. Danielle holds a bachelor's degree in behavioral and social science from the University of Maryland. She is a Certified Plan Fiduciary Advisor (CPFA), a Personal Investment Advisor (PIA), and a Merrill Retirement Accredited Financial Advisor (RAFA), qualifying her among a select group at Merrill to represent corporate retirement plans. Her approach emphasizes personalized service, client collaboration, and alignment with clients' values and aspirations to create tailored wealth management strategies. Beyond her professional work, Danielle splits her time between Annapolis, Maryland, and Charleston, South Carolina. She is committed to volunteer efforts, supporting and raising awareness for the Charleston Animal Society. Danielle also has interests in health and wellness, classic cars—owning a 1958 Chevy Impala—and enjoys activities such as Pilates, spinning, and running.

Denise Kelly is a financial advisor at Morgan Stanley with 41 years of industry experience. She has been with Morgan Stanley and its affiliate, Morgan Stanley Smith Barney LLC, since 2012. Kelly holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Mary Macatee is a financial advisor with Merrill in Mount Pleasant, SC, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been with Merrill since 2015. Outside of her advisory role, she occasionally consigns clothing through The Real Real. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Lassiter is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked previously at Purshe Kaplan Sterling Investments and Apollon Wealth Management, among other firms. Outside of his advisory work, he is involved with Dogstar Pet Care, a recreation business in Charleston, South Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning approach uses structured discovery and modeling tools, focusing on advisory services rather than individual security recommendations.

Joshua Ayers is a financial advisor with Edward Jones in Summerville, SC, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, he worked seven years with Dorchester School District Two. Outside of his advisory role, Ayers officiates high school football and softball games and owns a custom gifts business specializing in embroidery and vinyl products. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

W Velasco Sr. is a financial advisor at UBS Financial Services with 32 years of industry experience. He previously worked at Bank of America, NA for 14 years and Merrill for 30 years. He holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, providing customized financial planning and portfolio management based on proprietary research and model-based asset allocations.

Mc Kenna Hough is a financial advisor with Merrill and holds a Series 66 designation. She has seven years of industry experience, including roles at Bank of America and Merrill since 2019. Prior to her current positions, she worked in various capacities across sectors such as logistics, events, wellness, and accounting. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs a range of model-based and discretionary investment strategies, supported by internal and third-party managers.

Joseph Harley is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual, Fogle and Associates, Vail Resorts, and Clemson University. Outside of his advisory role, he is also a fishing charter captain with Billfishin' LLC. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management.