Patrick Hawkins is a financial advisor at Cornerstone Wealth with two years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Oakwood Capital Securities, 49 Wealth Management, and Purshe Kaplan Sterling Investments. Hawkins is also associated with the Financial Independence Group, where he serves as a fiduciary financial professional. Cornerstone Wealth Group is an SEC-registered investment adviser serving individuals, trusts, employer plan sponsors, other advisers, and corporations. The firm offers portfolio management, financial planning, retirement plan consulting, and related services, using model-based portfolios with ETFs, mutual funds, individual securities, and alternative investments when appropriate.

Richard Fallon III is a financial advisor at Cornerstone Wealth with eight years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing Services LLC and JP Morgan Chase & Co. Outside of his advisory role, Fallon occasionally works as a freelance golf caddy in Charlotte, NC. Cornerstone Wealth Group is an SEC-registered investment adviser serving individuals, trusts, employer plan sponsors, other advisers, and corporations. The firm provides portfolio management, financial and retirement plan consulting, and employs model-based portfolios using a range of investment vehicles.

John Polyviou is a financial advisor with IP Financial Advisory Services LLC in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Linden Thomas and Company Securities, LLC since 2019 and was previously with Merrill from 2014 to 2021. IP Financial Advisory Services primarily serves individual retail clients, focusing on portfolio management, financial planning, and retirement-plan consulting for non-high-net-worth individuals. The firm uses a combination of discretionary portfolio management and third-party investment advisor referrals to meet client needs.

Robert Warren is a financial advisor with Principal Advised Services in Charlotte, NC. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Principal Life Insurance Company, Principal Bank, Principal Securities, Inc., and Merrill Lynch Wealth Management. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients. The firm offers both non-discretionary recommendations and a discretionary, wrap-fee investment management program, combining third-party methodologies with proprietary models and supported by its affiliation with Principal Financial Group.

Sydney Cross is a financial advisor at Choreo, LLC with six years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Northwestern Mutual Wealth Management Company and The Vanguard Group. Choreo provides investment and advisory services to a diverse client base, including individual investors, family offices, endowments, retirement plans, and corporate clients. The firm focuses on strategic asset allocation and diversified model portfolios managed by a centralized team and overseen by an Investment Committee.

Clinton Crocker is a CFP® with 27 years of industry experience, currently affiliated with M HOLDINGS SECURITIES, Inc. since 2008. He is also CEO of JM Barry & Associates LLC, where he has held a leadership role since 1999. Based in Charlotte, NC, Crocker’s background includes extensive leadership and advisory responsibilities. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a network of independent Member Firms and Financial Professionals. The firm offers a range of advisory and brokerage services, combining discretionary and non-discretionary investment management with retirement plan consulting and insurance advisory.

Christopher Osmond is a CFP® with eight years of industry experience, currently serving as a financial advisor at Fifth Third Wealth Advisors LLC since 2025. His prior experience includes roles at Centura Wealth Advisory, DLP Capital, Prime Capital Investment Advisors, and BMO Harris Bank. Outside of his advisory work, he is involved in rental property management in Denver, CO, and St. Augustine, FL. Fifth Third Wealth Advisors LLC provides discretionary investment management, financial planning, and separately managed account access to a diverse client base including individuals, trusts, pension plans, charitable organizations, and governmental entities. The firm employs tailored strategic asset allocation frameworks and commonly delegates portfolio management to third-party managers and affiliated strategies, operating as a wholly owned subsidiary of Fifth Third Bank.

Mason Lerch is a financial advisor at Principal Advised Services in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Principal Bank, Principal Life Insurance Company, Principal Securities, Inc., and several other companies. Principal Advised Services provides investment advice primarily to retirement plan participants and retail IRA clients, combining third-party methodologies and proprietary models in both non-discretionary recommendations and a discretionary wrap-fee investment management program called SimpleInvest. The firm is part of the Principal Financial Group family, offering access to affiliated products and integrated operational support.

David Worley is a financial advisor at Colony Family Offices, LLC with a Series 65 credential and four years of industry experience. He has been with Colony Family Offices since 2016, working continuously through its multi-team structure. Colony Family Offices provides wealth management and financial planning services primarily to ultra-high-net-worth families and their related entities. The firm employs a priorities-based, customized planning process and integrates both passive and active investment strategies, managing over $3 billion in discretionary assets.

Christina Schappert is a financial advisor at Modera Wealth Management, LLC in Charlotte, NC, holding a Series 65 credential with seven years of industry experience. She previously worked at Parsec Financial Management, Inc. for six years before joining Modera Wealth Management in 2023. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm emphasizes diversified asset allocation based on Modern Portfolio Theory and integrates investment management with in-house accounting and tax services, serving approximately $17.7 billion in regulatory assets under management.

Brent Rosen is a financial advisor with Alera Investment Advisors, LLC, holding a Series 66 designation and bringing 21 years of industry experience. His career includes roles at OSAIC, Triad Advisors, Minnesota Life Insurance Company, and Securian Financial Services. He is also involved with GCG Financial, providing fixed business insurance products such as long-term care, property and casualty, disability, and group benefits. Alera Investment Advisors offers investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, businesses, institutions, and retirement plans. The firm combines internal management, an affiliate platform, and independent managers to construct portfolios primarily using mutual funds, ETFs, equities, and fixed income, with a focus on long-term fundamental analysis.

Earl Hensley is a financial advisor with IP Financial Advisory Services LLC in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Aegis Capital Corp., Investacorp Inc., LPL Financial, and INVEST Financial Corp. He is the founder and co-owner of Asset Protection Network, an insurance agency, and serves as a board member of the Alzheimer's Association in North Carolina. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, managed accounts, and retirement-plan consulting. The firm emphasizes customized portfolios and supports clients through a combination of investment advisory services and referrals to third-party advisors.

Matthew Gooch is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 designation. Prior to joining 49 Financial, he had roles at Macon Mayhem, Film Buildings LLC, Samford, and Rama Swim Club. 49 Financial serves a diverse client base including individual and institutional investors, providing financial planning, retirement plan consulting, and investment management. The firm employs a disciplined, long-term asset allocation strategy grounded in Modern Portfolio Theory and offers tiered fractional family office services.

Matthew Poulos is a financial advisor at MCF Advisors, LLC with 18 years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for 15 years and Queen City Racquet Club for two years. MCF Advisors serves individuals, trusts, retirement plans, charitable institutions, and businesses by providing integrated wealth management and institutional advisory services. The firm employs a tactical asset allocation process tailored to individual client goals and combines traditional advisory services with in-house tax, accounting, and estate planning support.

John Black Jr is a financial advisor at Stephens with 13 years of industry experience. He holds the Series 66 designation and has been with Stephens since 2013. Stephens provides investment advisory and wealth management services to a broad range of clients, including high-net-worth individuals, pension plans, foundations, and institutional entities. The firm offers comprehensive financial planning, portfolio management, private equity, alternative investments, and institutional equity research through multiple sponsored programs and an integrated broker-dealer and investment banking platform.

Emily Jones is a CFP® with six years of industry experience, currently serving as an advisor at First Citizens Asset Management, Inc. She has been affiliated with various First Citizens entities since 2017 and also teaches an online course within the Masters of Trust and Wealth Management Program at Campbell University's Lundy-Fetterman School of Business. First Citizens Asset Management, Inc. provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages multi-asset global portfolios through a multi-team platform of 33 advisors, employing a combination of quantitative and qualitative methods with dynamic asset allocation.

Grant Wilson Jr. is a financial advisor at Ascentis Independent Advisors, LLC with seven years of industry experience. He holds a Series 66 credential and has previously worked at ORG Partners, Defender Capital, UBS Financial Services, and other firms. His background also includes roles outside finance, such as involvement with North Carolina Missions of Mercy and Bad Daddy's Burger Bar. Ascentis Independent Advisors provides investment advisory services to individuals, trusts, retirement plans, and businesses. The firm offers tailored portfolio management, financial planning, and access to alternative investments through a Private Direct Investments program.

Justin Viviano is a CFP® professional with 11 years of industry experience, currently serving at Modera Wealth Management, LLC since 2026. His prior work includes roles at The Vanguard Group, Inc., UBS Financial Services, Merrill, JP Morgan Securities, and Fidelity Brokerage Services. Modera Wealth Management provides wealth management, retirement plan consulting, and financial planning to individuals, trusts, corporations, and plan sponsors. The firm utilizes diversified asset allocation based on Modern Portfolio Theory and combines investment management with tax, accounting, and business coaching services.

Jonathan Moody is a CFP® and holds the Series 66 designation, with six years of industry experience. He is currently with A.G.P. / Alliance Global Partners and previously worked at Stifel Financial Corp., Capitol Financial Solutions, and Carroll Financial. Moody also held teaching positions at Winthrop University and Central Piedmont Community College. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser and FINRA-member broker-dealer operating a multi-team platform with approximately 131 advisors managing about $2.95 billion for over 7,000 clients. The firm employs an open-architecture model combining internally managed strategies and external sub-advisory relationships, offering a range of portfolio management, financial planning, retirement-plan advisory, and brokerage services.

Steven Grubner is a financial advisor at Arkadios Wealth Advisors with 10 years of industry experience. He holds the Series 66 designation and previously worked at Kalos Capital from 2015 to 2022 before joining Arkadios Capital. He is treasurer of the Rotary District 7680 - Charlotte South Club. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans through a variety of programs including advisor-managed accounts, wrap programs, and access to third-party money managers. The firm supports advisors with an internal portfolio team and offers diverse investment strategies along with retirement plan consulting and comprehensive portfolio reporting.