Kevin Hatch is a financial advisor with LPL Financial in San Carlos, CA, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has been with LPL Financial since 1995 and has also operated as a self-employed advisor since 1993. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Adam Glatz is a financial advisor with J.P. Morgan Securities in San Carlos, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Bank of America, and PNC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers customized performance reporting through non-discretionary services.

Jeffrey Chu is a financial advisor at Edward Jones with two years of industry experience. Before joining Edward Jones in 2023, he worked at Iron Mountain Inc. and Alfresco Software. Outside of his advisory role, he participates as a limited partner in a solar systems investment fund. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and affiliated investment products. The firm is notable for its extensive national network of advisors and branches and offers both discretionary and non-discretionary strategies under a fiduciary standard.

James Yeager is a financial advisor at UBS Financial Services in San Mateo, CA, with 19 years of industry experience. He holds the Series 66 designation and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm provides institutional trading capabilities alongside wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.

Barbara Sabol Rosasco is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. She has worked at LPL Financial since 2019 and has prior experience with various insurance carriers, Waddell and Reed, and Peninsula Connections. Outside of her advisory role, she manages Kasumisou Gallery, an online business selling products on eBay. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and oversight of more than $819 billion in discretionary assets.

Asel Vladychkin is a Financial Consultant at Fidelity Investments, a role held since 2025. Prior to this, Asel worked as a Planning Consultant at Fidelity Investments from 2023 to 2025, and served as a Premier Banker at Wells Fargo from 2013 to 2023. Asel holds a California Insurance License. At Fidelity, Asel focuses on partnering with clients in person to understand their financial situations and future financial needs, aiming to simplify and make financial management more convenient for customers.

Kimberly Dunne is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill since 2010 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Julius Brauner IV is a financial advisor at OSAIC with 46 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisors Inc and Securities America, Inc. He was also involved with The Brauner Company from 2007 to 2015. Outside of his advisory role, he has worked as an insurance agent specializing in term life insurance and fixed annuities. OSAIC serves a broad client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers a range of integrated brokerage and advisory services, employing asset allocation tools, risk assessments, and automated rebalancing to manage diverse portfolios across multiple platforms.

Julia Seydlitz Falchi is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. She previously worked at E*Trade Securities LLC and E*TRADE Capital Management LLC from 2011 to 2019. Outside of her advisory role, she teaches yoga, serves on the advisory board of the San Francisco Skate Club, and has acted in the indie film "The Yogi Trademark." Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research.

Jacqueline Kehoe is a financial advisor at UBS Financial Services with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Morgan Stanley. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Carol Chang is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Cetera since 2025. She previously worked at Avantax Advisory Services and its affiliated entities for nearly two decades. Outside of her advisory role, she serves as the elected Captain of the Half Moon Bay Women's Golf Club, leading its board and representing the club at regional meetings. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Philip Horowitz is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and with 20 years of industry experience. His career includes roles at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney from 2012, and WHV Investments, Inc. from 2007 to 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and combines structured planning tools with broad retail and institutional investment offerings.

Paige Skrabo is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Before joining Morgan Stanley, Paige worked at Free People for three years and attended San Diego State University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Kate Martinez is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning her career in financial services in 1998, she has developed expertise in financial planning, portfolio management, and retirement income strategies. Prior to joining Merrill Lynch in 2008, she spent eight years at Wells Fargo Investments where she served affluent clients in managing their financial assets. Kate's approach involves thoroughly understanding her clients' personal and financial needs to establish objectives and develop customized strategies addressing both short-term and long-term concerns. She conducts regular quarterly reviews and annual financial planning audits to ensure clients remain on track to meet their financial goals. She collaborates closely with clients' attorneys, accountants, and insurance professionals to support an attainable path toward their objectives. Kate holds a Bachelor's degree in Finance and Accounting from San Francisco State University. She has earned the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Financial Planner Board of Standards, Inc., and the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning Institutes Corp. Fluent in Mandarin and Cantonese, Kate volunteers at her children's school and enjoys spending time with her family, hiking, cooking, and gardening.

Zachary Lopes is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, SSB and Charles Schwab since 2023. Prior to his career in financial advising, he spent ten years as a student. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment options.

Benigno Gonzalez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 13 years of industry experience. His prior roles include positions at Charles Schwab and Comerica Securities. Outside of his advisory work, he is a rental property owner. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan banking and broker-dealer organization and offers a range of approved funds and strategies.

Ryan Lee is a financial advisor with Ameriprise in San Ramon, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, utilizing a centralized consulting team to provide detailed, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Nicholas Anderson is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Prior to that, he was employed at Wells Fargo Clearing Services and Wells Fargo Bank. He also has ten years of experience with La Costanera. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Jonathan Tran is a Series 65-credentialed advisor at Fisher Investments with 12 years of industry experience. He has been with Fisher Investments since 2011. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative analysis and implements tax-aware strategies along with defensive tactics to manage risk.

Jean Fan Ning is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. She has held positions within various Wells Fargo entities since 2002, including Wells Fargo Investments, LLC and Wells Fargo Advisors, LLC. She holds a Series 66 designation and is based in South San Francisco, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.