Justin Kunz is a financial advisor with Inflection Capital Management, LLC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior experience includes roles at BlackRock Investment LLC and Fidelity Investments. Kunz serves as a board member of the Olympic Club Foundation, participating in committees responsible for grant recommendations. Inflection Capital Management serves family offices, high-net-worth individuals, endowments, foundations, trusts, and businesses, providing financial planning and portfolio management. The firm employs an investment policy statement-driven, manager-of-managers approach, using a broad range of investment vehicles and AI tools for operational support.

Charles Else is a financial advisor at Osborne Partners with 19 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Osborne Partners Capital Management, LLC since 2007. Osborne Partners manages approximately $2.36 billion for a diverse client base including individuals, families, trusts, foundations, and retirement plans. The firm offers personalized, actively managed investment portfolios and integrated financial planning, employing a range of global allocation strategies and serving as a sub-adviser to other investment advisers.

Daniel Yeoman is a financial advisor at Asset Dedication, LLC with 13 years of industry experience. He holds a Series 65 designation and has been with Asset Dedication since 2012. Asset Dedication provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and small institutions. The firm employs its Asset Dedication strategy, which aligns equity allocations with investment-grade fixed-income securities to meet clients’ cash-flow needs, and serves a large number of clients per advisor primarily through standardized sub-advisory arrangements and institutional custodial integrations.

Junlong Tan is a financial advisor at Intellectus Partners, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Barclays Capital Inc. and Asurion before joining Intellectus Partners in 2020. Outside of his advisory role, he is involved in managing real estate investment entities, including ownership and managerial positions in Fathom Group LLC and Bueller Group LLC. Intellectus Partners serves high-net-worth individuals, trusts, estates, and private funds, offering wealth management, investment consulting, financial planning, and portfolio management. The firm combines fundamental analysis with proprietary quantitative algorithms and alternative data, generally maintaining a long-term investment approach while accommodating shorter-term trades for client needs.

Jonathan Tunney is a CFA® charterholder with 18 years of industry experience. He has been with Atlas Capital Advisors LLC since 2003. In addition to his advisory role, Tunney is involved in a foreign exchange risk advisory business, Atlas Risk Advisory LLC, which assists treasury and financial teams in optimizing their FX and commodities hedging strategies. Atlas Capital Advisors is an independent wealth manager serving individuals, family offices, pensions, trusts, and corporate entities. The firm employs evidence-driven portfolio management focused on total-portfolio asset allocation and offers customized, tax-aware strategies with a range of investment instruments and specialized services.

Stephen Mantzouris is a financial advisor with Liberty Wealth Management, LLC in Oakland, CA, holding a Series 66 license and over 20 years of industry experience. He has worked at firms including Infinity Financial Services, Liberty Group, and AXA Advisors. In addition to his advisory work, Mr. Mantzouris is a licensed real estate broker in California, assisting clients with home purchases and sales. Liberty Wealth Management, LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and other entities. The firm provides investment management, financial planning, retirement and employee-benefit plan services, and educational seminars, employing diversified portfolio construction and incorporating third-party managers.

Yucheng Yang is a financial advisor at SyntheticFi LLC in San Francisco, holding a Series 65 designation with two years of industry experience. He is also the Chief Executive Officer of Cyclone Technologies, Inc, the parent company of SyntheticFi LLC. Additionally, Yang manages Converge Fashion, LLC, a wholesale trade business. SyntheticFi LLC provides investment advisory and sub-advisory services to individuals, corporations, small businesses, and other registered advisers. The firm specializes in portfolio management through a box spread option strategy and employs proprietary software for automated monitoring and custom hedging strategies using exchange-traded and FLEX options.

Kenneth Sitnick is a financial advisor with Meristead Wealth, LLC, holding Series 63, 65, and 66 licenses and over 21 years of industry experience. He has worked at Stansberry Asset Management since 2018 and has prior experience with Sii Jhfn. Meristead Wealth provides discretionary portfolio management and financial planning primarily for high-net-worth individuals and families, offering separately managed accounts and private credit funds with an opportunistic, value-oriented investment approach across global equities and credit.

Philip Ierardi Jr. is a financial advisor with Inflection Capital Management, LLC, holding Series 65 and Series 63 licenses and bringing 27 years of industry experience. His prior roles include a 25-year tenure at Fidelity Brokerage Services, Inc., and more recent positions at Eton Solutions and Javelin Securities. He serves as Chief Operating Officer at The Oglethorpe Collective, LLC, a formal affiliation of his firm. Inflection Capital Management serves family offices, high-net-worth individuals, and institutional-style family clients with comprehensive financial planning and portfolio management. The firm employs an investment policy statement-driven, manager-of-managers approach and offers a broad range of investment strategies supported by both internal and third-party research.

Zachary Riera is a CFP® and holds a Series 65 license with 10 years of experience in financial advising. He has worked at Osborne Partners Capital Management since 2026 and previously spent six years each at Team Hewins, LLC and Wealth Architects, LLC. He is based in San Francisco, CA. Osborne Partners Capital Management provides discretionary and non-discretionary investment management and integrated financial planning to a diverse client base including individuals, families, trusts, foundations, endowments, corporations, and retirement plans. The firm employs an actively managed, globally diversified multi-asset approach that combines quantitative screening, fundamental research, and third-party data to construct portfolios aligned with client-specific guidelines.

Kelvin Kwan is a financial advisor with Liberty Wealth Management, LLC, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at Liberty Wealth Management since 2018 and has previous experience with AE Financial Services, LLC and Granite Bay Asset Management. Outside of Liberty, he is also involved as a registered representative with AE Financial Services. Liberty Wealth Management, LLC is an SEC-registered advisory firm serving individuals, trusts, estates, retirement plans, corporations, and other entities. The firm employs a combination of centrally developed models and adviser-developed strategies, utilizing quantitative and fundamental analysis to build diversified portfolios that may include mutual funds, ETFs, fixed income, real estate, and private market investments.

Matthew Beck is a financial advisor at Brio Financial Group with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for American Century Investment Services, Inc. for 10 years before joining Brio in 2021. Brio Financial Group serves individuals, trusts, retirement plans, and business entities, offering asset management, financial planning, and consulting services. The firm provides discretionary portfolio management through a wrap fee program and delivers a broad range of consulting services including estate and tax planning, mortgage and debt analysis, and corporate structure advice.

Hayley Curtis is a financial advisor at Frec with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley for seven years combined, alongside her current roles at Frec Securities LLC, Frec Advisers LLC, and Frec Markets, Inc. Curtis was previously involved with Fountain of Life Africa (The Giving Exchange) and the California Academy of Sciences. Frec Advisers is an SEC-registered investment adviser that provides automated, software-based portfolio management through its web and mobile platform, serving retail individuals and various entity clients. The firm’s model-driven investment process offers customizable direct indexing, tax-loss harvesting, and hedging strategies, requiring clients to maintain margin brokerage accounts with its affiliate Frec Securities.

Aaron Brickley is a CFP® with 18 years of industry experience. He is a principal at Brickley Wealth Management, where he has worked since 2017. Prior to that, he was affiliated with LPL Financial for six years. Brickley Wealth Management provides portfolio management, financial planning, retirement plan consulting, and referrals to third-party money managers for individuals, trusts, pension and profit sharing plans, and business entities. The firm employs a long-term, diversified investment approach that combines modern portfolio theory, active and passive funds, ESG screening, and manager due diligence.

Gary De Mera is a financial advisor with RB Capital Management, LLC, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His prior roles include positions at APW Capital, Inc. and Fsc Securities Corp. Outside of his advisory work, he serves as Co-Trustee managing the Desmond Family Trust and owns Bay Valley Properties, a real estate referral and management business. RB Capital Management, LLC serves individual and institutional clients, including high-net-worth individuals, corporations, trusts, foundations, and retirement plans. The firm focuses on fee-based investment management with an emphasis on hedged strategies and managed fixed-income portfolios, integrating personalized financial planning and active portfolio monitoring.

Bugra Bakan is a CFP®-certified financial advisor with 18 years of industry experience. He has worked at Occidental Asset Management, LLC since 2020 and previously spent a decade at Shield Wealth Management. Occidental Asset Management, LLC serves high-net-worth individuals and institutional clients with wealth management, financial planning, and portfolio management services. The firm customizes investment strategies using a combination of fundamental, technical, and cyclical analysis and integrates technology platforms for portfolio implementation.

Denise Farkas is a financial advisor at Sage Rhino Capital LLC with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Sage Rhino since 2017, following five years at Merrill. Sage Rhino Capital LLC provides discretionary investment management, financial planning, and retirement plan consulting to individuals, trusts, pension plans, and business entities. The firm manages approximately $787 million in client assets and employs a range of strategies including fundamental and quantitative analysis, with the use of derivatives and options-related strategies in separately managed accounts.

Katrina Hermanson is a financial advisor at Twin Peaks Wealth Advisors with seven years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial and Cambridge Investment Research. Twin Peaks Wealth Advisors is a multi-advisor team managing approximately $585 million for individuals, high-net-worth families, trusts, retirement plans, and other entities. The firm’s investment approach focuses on strategic asset allocation using ETFs and institutional mutual funds, with tactical overlays and ongoing rebalancing, primarily delivered through discretionary separately managed accounts and householded relationships.

Thomas Piro is a CFP® with 11 years of industry experience, currently serving as an advisor at Osborne Partners since 2021. His prior experience includes roles at Baker Avenue Asset Management LP and The McBride Group. He is a board member of the Italian Athletic Club Foundation, where he helps plan community events focused on Italian culture and history in San Francisco. Osborne Partners manages approximately $2.36 billion for individuals, families, trusts, foundations, and retirement plans, offering personalized, actively managed portfolios and integrated financial planning. The firm employs a range of global allocation strategies and serves as a sub-adviser to other investment advisers, including operating an affiliated private hedge fund.

Don Eidam Jr. is a CFP® with 29 years of industry experience and has been with Roof Eidam Maycock Peralta LLC since 2009. He is based in San Francisco, CA, and holds a Series 63 designation. Roof Eidam Maycock Peralta LLC serves individual investors, charitable organizations, and institutional clients by providing discretionary investment management, financial planning, and retirement plan consulting. The firm builds customized portfolios using a combination of fundamental, technical, and cyclical analysis and manages accounts exclusively on a wrap-fee basis, covering trading costs for wrap clients.