Yvonne Gray is a financial advisor at Morgan Stanley with 32 years of industry experience. She has been with Morgan Stanley since 2009 and previously worked at Citigroup Global Markets from 2000 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Margret Nasry is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has worked previously at Bank of America, N.A., Plastikon Industries Inc, Lenme Inc, and Orange Telecommunication. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Bowen is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Executive Incentive Programs, Inc. and Woodbury Financial Services. Outside of his advisory role, he is an employee benefits and insurance agent specializing in life, health, disability, and employee benefits. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform that provides brokerage and advisory services. The firm’s investment approach features model-based asset allocation, portfolio optimization, and offers various managed account programs and retirement plan consulting.

Pamela Thalund is Vice President and Wealth Planner at Fidelity Investments, a position she has held since 2021. In this role, she utilizes her extensive experience in financial services to assist clients in developing and maintaining personalized financial plans aimed at achieving their unique goals. Her career in the financial industry spans several decades, including roles such as Financial Consultant at Fidelity Investments from 2012 to 2021, Senior Manager at TD Ameritrade Institutional from 2008 to 2012, and various leadership positions at TD Waterhouse and Waterhouse Securities dating back to 1992. Pamela holds a California Insurance License, supporting her ability to provide comprehensive financial advice. Pamela emphasizes building personal relationships with clients to understand their individual situations and collaborates with them to implement strategies and investments tailored to their needs.

Robert Oconnor is a financial advisor with LPL Financial holding a Series 66 designation and beginning his advisory career in 2026. His prior work experience includes roles at TikTok and several educational institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Michael West is a CFP® with 40 years of industry experience, currently affiliated with Cetera Wealth Services, LLC. He has a long history in tax preparation and accounting, operating his own tax services business since 1996, and is involved in managing and investing in various rental properties. West also serves as president of Rich Island Inc, which operates a duck club. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account management.

Annalisa Chan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. Her career includes roles at Wells Fargo Investments, LLC and Banc of America Investment Services, Inc. She is based in Walnut Creek, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and supports more than 14,000 financial advisors.

Jacob Marquez is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley, he worked at Oregon Health & Science University and held roles at Toyota of Gladstone and Oregon State University. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes a structured planning process with firm-approved tools and provides a broad range of investment and financial services.

Lindsay Romig is a financial advisor with Merrill in Walnut Creek, CA, holding Series 63 and Series 65 credentials and having 21 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, First Republic Investment Management, and Morgan Stanley. Outside of her advisory work, she owns a recording music company and serves on the board of Open Floor International, a nonprofit focused on embodied movement and dance for emotional and community resilience. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party managers.

Kathryn Romanczuk is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. She previously worked at Wells Fargo Investments, LLC for 10 years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Yoav Karni is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 16 years of industry experience and has been affiliated with Cambridge since 2026. Prior to this, he worked at West Coast Financial Wealth Management and has operated independently since 2001. Karni also serves as a general agent for life, disability, long-term care, and Medicare insurance. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, supporting both discretionary and non-discretionary management across multiple platforms and custodians.

Sean Mc Cue is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. Prior to joining Edward Jones in 2023, he spent 18 years at JP Morgan Chase. Outside of his advisory role, he owns and self-manages rental duplex properties in Spokane, WA, and Concord, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and pension plans. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services supported by a large network of financial advisors and branch offices nationwide.

Auropuja Markus is a financial advisor at Edward Jones in Walnut Creek, CA, holding CFP®, ChFC®, and Series 66 designations with 14 years of industry experience. She has been with Edward Jones since 2012. Outside of her advisory role, she owns a rental property in Lincoln, CA, which is managed by a property management company. Edward Jones serves more than four million individual and institutional clients, offering a wide range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its large retail advisor network and additional capabilities such as a trust company and securities-based lending options.

Kellen Ali is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 license and 10 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Casey Cremen is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Walnut Creek, CA, and has two years of industry experience. Prior to joining J.P. Morgan Securities, he worked at First Republic Bank for seven years. Outside of his advisory work, he is an owner and partner of a small wine business, ACE Wine Co LLC, which he founded with his wife and a friend. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm's process integrates quantitative and qualitative due diligence and incorporates ESG criteria within a framework of broader derivatives and commodities capabilities.

Lee Coburn is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team serving high net worth and ultra high net worth clients. His practice focuses on retirement and multi-generational planning, concentrated stock and executive compensation strategies, liquidity event planning, charitable giving and family foundations, and sustainable and values-based investing. Lee holds the Chartered SRI Counselor (CSRIC) designation and is a Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). Lee holds a bachelor's degree from the University of Pennsylvania and has a background in behavioral finance from the Harvard Kennedy School. Before his financial career, he was a Division I Lacrosse co-captain, experience that informs his disciplined and team-oriented approach to client service. He has served as a member of the Merrill Financial Advisor's Advisory Council to Management (ACTM), representing Merrill Advisors in liaison to senior leadership. Beyond his professional work, Lee is committed to mentorship and leadership in his community. He founded Merrill's East Bay Women's Exchange and BAWLers (Bay Area Women Leaders), forums that foster connection and professional development for women. He serves on the Merrill SF/East Bay Board and has coached youth soccer and lacrosse. His personal interests include golfing, running marathons, soccer, yoga, and spending time with his family.

Haocheng Cai is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank NA as well as at Citigroup and Morgan Stanley prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate managers and options, offering both brokerage and advisory solutions across a broad platform.

Ryan Winters is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated entities since 2015. Outside of his advisory role, he is a member and manager of Sakura Holdings LLC, a real estate investment entity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis models.

Gregory Wiggins is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and with 25 years of industry experience. His career includes roles at Wells Fargo Investments and A. G. Edwards & Sons, Inc. He is based in Walnut Creek, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Keli Reindahl is a financial advisor at Merrill with Series 63 and Series 66 credentials and 25 years of industry experience. She has worked at Merrill since 2009 and previously spent six years with Banc of America Investment Services, Inc. Reindahl serves as a co-trustee for a family trust in Santa Rosa, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.