Glenn Smith is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 2007 and worked at Charles Schwab Investment Advisory, Inc. from 2020 to 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

Michael Dolan is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and over 26 years of industry experience. He has worked at Lloyds of London and John Hancock as a principal since 2015 and has been affiliated with Charles Schwab & Co., Inc. since 2012. Dolan receives residuals from insurance policies sold prior to his time at Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by comprehensive research and integrated operational infrastructure.

Nina Gabriel is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in creating personalized financial strategies to help clients pursue their long-term goals. She works with a select group of families and businesses, focusing on areas such as education planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible investing, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Gabriel holds a Bachelor's degree from the University of California system and is a CERTIFIED FINANCIAL PLANNER® professional as well as a Personal Investment Advisor. She has been with Merrill since 1978, starting in the San Francisco branch office and later helping to open the Mill Valley branch in 1994. In 2020, she formed a partnership with Riley Gabriel-Lee. She resides in San Anselmo, Marin County, where she has lived since 1980. In addition to her professional work, Gabriel is involved in her community, volunteering with local organizations. Her personal interests include antiquing, gardening, hiking, traveling, watching movies, and spending time with her family.

Karen Jaber is a financial advisor at LPL Financial with 32 years of industry experience. She previously worked for Western International Securities, Inc. for 12 years before joining LPL Financial in 2025. Outside of her advisory role, she conducts seminars and workshops focused on successful aging. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Alexander Heckmann is a financial advisor at Stifel with four years of industry experience and holds a Series 66 designation. He has worked at Stifel since 2019, with a brief period of employment outside the financial industry including roles at Fisherman's Market and University of Oregon. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services that incorporate proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Nora Clifford is a Financial Consultant at Fidelity Investments, a position she has held since 2025. Prior to this role, she served as a Planning Consultant at Fidelity Investments from 2022 to 2025. She has experience in retirement services, having worked as a Retirement Services Specialist at ForUsAll from 2021 to 2022. Earlier in her career, she was a Financial Advisor at AXA Equitable (Stonebridge Financial Group) from 2019 to 2021 and a Certified Divorce Financial Analyst at Wellspring Divorce Advisors from 2015 to 2019. Throughout her career, Nora has focused on providing thoughtful guidance and developing holistic financial strategies. Her approach emphasizes listening to clients to understand their priorities, whether they are growing their wealth or preparing for retirement. She holds a California Insurance License.

Mohammed Bunyad is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Bank of the West prior to his current role. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

John Riley is a Wealth Management Advisor with Merrill Lynch Wealth Management in Mill Valley, where he has been advising clients since 2008. He specializes in areas including college education planning, corporate benefits, divorce transition planning, and family wealth management strategies. John takes a holistic approach to wealth management, focusing on integrating clients’ objectives into personalized plans that adapt to their evolving needs. John holds a Bachelor's Degree from the University of Arizona and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He combines investment planning tools and professional resources to create customized strategies aimed at helping clients pursue their long-term financial goals. Additionally, John participates in community volunteer work as part of his commitment to the traditions of Merrill Lynch Wealth Management. Outside of his professional activities, John enjoys golfing, music, and tennis. His approach emphasizes one-on-one collaboration to develop financial strategies tailored to individual client priorities.

Thomas Balistreri is a financial advisor at Equitable Advisors with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Pruco Securities, LLC, The Prudential Insurance Company of America, Princor Financial Services Corporation, and Principal Life Insurance Company. Outside of his advisory role, he operates as an independent agent in fixed business and works as a DoorDash delivery driver in San Francisco. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Samantha Lewins is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and previously worked at First Republic Investment Management and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Irvin is a financial advisor with LPL Financial in Petaluma, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Western International Securities, Inc. since 2013 and has been self-employed since 1989. In addition to his advisory work, Irvin teaches international business in the MBA program at Sonoma State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing various investment strategies supported by in-house research and third-party subadvisors.

Thomas Rickey is a financial advisor with Merrill, holding a Series 66 designation and 23 years of industry experience. He has been with Merrill since 2002 and has worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Hoff is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2000, progressing through several roles including Financial Consultant and Account Executive before his current position since 2011. With 25 years of experience in the financial industry, Michael has worked extensively with clients to develop personalized financial plans and strategies that target their specific needs and goals. His long-term relationships with clients enable him to support them through various stages of their financial lives. Having navigated multiple market cycles, he brings a unique perspective to financial planning. Michael holds a California Insurance License and began his career as an agent with Massachusetts Mutual from 1999 to 2000.

Tory O’keefe is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 26 years of industry experience. O’keefe has been with Charles Schwab since 1998 and Charles Schwab Bank since 2005. Outside of advisory work, O’keefe co-owns a residential real estate rental property with a family member. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and centralized custody and brokerage services.

Ian Logue Radicchi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. He has worked with Wells Fargo in various capacities since 2008, including a thirteen-year tenure at Wells Fargo Bank, N.A. and five years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a large network of over 14,000 financial advisors.

Jason Gailes is a Financial Consultant at Fidelity Investments, where he partners with clients to develop and execute personalized investment plans tailored to their unique financial goals. He has been in this role since 2024. Prior to his current position, Jason held roles including Managing Director and Investment Banker at Castle Placement LLC from 2022 to 2024, and Business Development at ImpactAdvisor LLC from 2019 to 2022. He also has extensive experience in institutional equity sales, having served as Senior Vice President at several firms including Credit Suisse, BMO Capital Markets, UBS Securities, Dahlman Rose & Co. LLC, and Lehman Brothers between 1997 and 2017. Jason holds a California Insurance License. Outside of his professional work, he has interests in art and parenthood.

Marina Merkouris is a financial advisor with RBC Capital Markets, holding a Series 66 designation and nine years of industry experience. She has worked at RBC Capital Markets since 2019 and previously at Merrill from 2015 to 2019. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies using a combination of in-house and third-party managers, along with various portfolio management and financial planning services.

Chad Pate is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Stephanie Wong is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. She is also a part owner and corporate secretary of Blue Mountain Construction, a design and general contracting business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kevin Tarrant is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.