David Gough is a CFP® professional with 43 years of experience in the financial services industry. He has worked at LPL Financial since 2011, following roles at Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. He operates a business under the name Compass Wealth Strategies, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Alex Digirolamo is a financial advisor at Primerica Advisors with a Series 65 credential and seven years of industry experience. He has held roles at Primerica Advisors since 2018 and is currently associated with DiGi Financial. Outside of his advisory work, he is involved in non-investment related referrals for home security and automation products and holds a partnership in Next Gen Ventures LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Bridget Catterton is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked within various Wells Fargo entities since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Ryan Wentworth is a CFP® professional with 13 years of industry experience, currently affiliated with Raymond James Financial. He previously worked at Bank of America and Merrill. Wentworth also owns Wentworth Financial Group, a non-investment-related business based in Severna Park, MD. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michael Mooney is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Lincoln Financial Securities Corporation, Osaic FS, Inc., and Equitable Advisors. In addition to his advisory role, he is involved with Family First Life Capital in non-variable insurance. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by various operational and research tools.

Stephen Schad is a financial advisor with Ameriprise in Edgewater, MD, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Schad also engages in fiduciary activities as an attorney-in-fact (power of attorney). Ameriprise offers a retirement-income planning service designed for clients with significant investable assets, utilizing a combination of research, modeling, and tax-efficient strategies to provide personalized, non-discretionary recommendations primarily for individuals approaching or in retirement. The firm delivers a wide range of advisory, brokerage, and insurance solutions through its institutional platform.

Victor Roy is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Morgan Stanley in various capacities since 1998, with a tenure at UBS Financial Services from 2013 to 2022. Outside of his advisory role, Roy serves as a board member of the Brian Westbrook Foundation, an education-focused nonprofit. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, delivering tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and analytical models.

Brandon Phillip Cheeks is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, and T. Rowe Price. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis through a select group of Wealth Advisors.

Christopher Biddison is a Series 66 licensed financial advisor with Equitable Advisors in Columbia, MD, where he has worked since 2005. He has 21 years of industry experience and previously worked with Axa Advisors, LLC. Outside of his advisory role, he is involved as a member and co-owner of Lee Creek Farm, LLC, which manages a property in Cambridge, Maryland. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm offers various investment programs through a network of advisers and third-party sponsors, focusing on personalized risk assessment and model selection without relying on hypothetical performance in advertising.

Princess Taylor is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 registrations. She has one year of industry experience, including roles at Wells Fargo Bank and Wells Fargo Clearing since 2025, and prior positions at Navy Federal Credit Union and other organizations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with diversification principles to offer brokerage and advisory solutions across a broad range of financial products.

George Galster is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors for Communities United Against Hate, a nonprofit organization. Ameriprise offers retirement-income planning services tailored for individuals approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm combines research and modeling with advisory services and provides a range of brokerage and insurance solutions through its affiliated companies.

Evan Carter is an Investment Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity since 2022, initially serving as a Relationship Manager before transitioning to his current position. Prior to joining Fidelity, Evan worked in various financial roles, including Mortgage Consultant at Newrez from 2021 to 2022, Premier Banker at Wells Fargo from 2017 to 2021, and Personal Banker at Wells Fargo from 2012 to 2017. Evan's approach to financial planning emphasizes understanding the client's priorities to build personalized plans that address lifetime and legacy goals. He supports clients in navigating their financial journeys with clarity and confidence. Outside of his professional work, Evan's personal interests include family activities, gardening, golf, and parenthood.

David Baker is a financial advisor at Equitable Advisors with 18 years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley and Citigroup Global Markets. Baker also serves as an administrator or executor of estates and trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a range of third-party advisory models and proprietary tools, offering services through a large network of Investment Adviser Representatives.

Michael Branthover is a CFP® professional with 11 years of industry experience, currently serving as an advisor at LPL Financial since 2016. He previously worked with Hergenroeder Financial Advisors, Inc. and holds a Series 66 license. Outside of his advisory role, he is a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting a broad range of investment strategies through a large network of advisors.

Miguel Zayas is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following prior roles at Wachovia Bank, N.A. and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional financial products.

Robert Moreland is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He has worked at Wells Fargo Advisors since 2012 and previously held positions at Merrill, Banc of America Investment Services, Citigroup Global Markets, Citicorp Investment Services, M&T Securities, and Truist Investment Services. Outside of his advisory role, he is a 6% owner of Indiantown Farm Inc., involved in farming activities in Chaptico, MD. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Hanah Rumpler is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo, she worked in education and currently assists with bookkeeping for Food Directions, a food policy consulting company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory.

Carter Lawrence is an advisor with Morgan Stanley in Columbia, MD, holding Series 63 and Series 65 licenses. He has been with Morgan Stanley and its Private Bank since 2026. Prior to this, he held various positions including roles at APL Federal Credit Union, SG Benefit Providers, and multiple engagements with West Virginia University and other organizations. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Timothy Keffer is a CFP® with 12 years of industry experience, currently affiliated with LPL Financial. He previously worked for Raymond James & Associates for 12 years. Outside of advisory work, he owns and manages Harpoon Investments, LLC, where he handles general accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Dormina Nyondo is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Wells Fargo, Dormina worked at M and T Bank and TD Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services that include investment policy statement preparation, performance reporting, and participant education. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.