Alicia Kong is a financial advisor with VOYA Financial Advisors, Inc. She holds Series 63 and Series 65 licenses and has 28 years of industry experience. Her career includes roles at Voya Financial Partners, LLC and Valic Financial Advisors. Kong serves on several local educational advisory boards, including as chairman of the Howard County Public School Academy of Finance advisory board, where she is involved in programs promoting financial literacy and business education. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that provides financial planning, portfolio management, and retirement-plan advisory services to individuals, institutions, and corporate clients. The firm combines in-house and third-party strategies with technology-enabled tools and manages a significant portion of assets through client-authorized, non-discretionary relationships.

Stephen Norris Jr. is a CFP®-certified financial advisor with 14 years of industry experience, currently affiliated with Primerica Advisors in Edgewater, MD. His prior work includes roles at Park Avenue Securities and Guardian Life Insurance Company dating back to 2011. He serves on the Board of Directors for the Towson Chamber of Commerce. Primerica Advisors serves a broad retail client base, offering brokerage and advisory services along with financial and business consulting. The firm employs a mix of proprietary and third-party investment strategies and supports a range of account-level services including lending solutions and donor-advised funds.

Jacob Santore is a CFP® professional with 13 years of industry experience, currently serving at T. Rowe Price Investment Services, Inc. since 2015. He holds Series 63 and Series 66 licenses and is based in Owings Mills, MD. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through proprietary mutual funds and ETFs. The firm uses a model allocation approach with tax-aware strategies and delivers financial plans with annual reviews supported by an interactive online tool.

Robin Gibbons is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 designation and 29 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Metlife Securities, LPL Financial, and Truist Investment Services. In addition to his advisory work, he is an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer firm serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed accounts, and retirement advisory services, utilizing both in-house and external strategists alongside technology-enabled tools to implement client investment strategies.

Jason Scarborough is a financial advisor with Empower Advisory Group in Owings Mills, MD. He holds Series 63 and Series 66 designations and has 28 years of industry experience. Prior to joining Empower Advisory Group in 2025, he worked at T. Rowe Price Investment Services for 16 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans alongside optional managed account solutions.

Chad Norfolk is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at HB Wealth Management, LLC. He previously worked for 11 years at WMS Partners, LLC. Norfolk holds the Series 66 license and is based in Towson, MD. HB Wealth Management is a registered investment adviser offering wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm employs a combined quantitative and qualitative investment process across a range of public and private strategies and provides outsourced chief investment officer and institutional advisory services.

Earl Choi is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 registrations and has five years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, Merrill Edge, Merrill, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The service is tailored to individual investors and households with retirement goals and includes telephone access to advisors supported by an interactive online planning tool.

Geoffrey Carey is a CFA® charterholder with 24 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2001. Brown Advisory provides investment management and advisory services to a diverse range of clients, including high net worth individuals, endowments, foundations, pension plans, and corporations. The firm employs a bottom-up, fundamental research approach to construct concentrated portfolios and offers a variety of strategies, including sustainable-investment integration and access to private funds and venture programs.

Emilio Egea is a Series 65-licensed financial advisor with two years of industry experience. He has worked at HB Wealth (formerly WMS Partners, LLC) for four years and spent one year at Circle Wealth Management, LLC. Prior to his advisory career, he was affiliated with Loyola University for five years. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm combines quantitative and qualitative due diligence across a range of public and private investment strategies and offers both discretionary portfolio management and institutional advisory services.

Daniel Mento is a CFA® charterholder currently with HB Wealth, where he has worked since 2025, bringing a total of five years of industry experience. Prior to joining HB Wealth, he held roles at WMS Partners, LLC and Pinnacle Advisory Group. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers wealth and investment management as well as financial planning, utilizing a combination of quantitative and qualitative due diligence across a diverse range of public and private investment strategies.

Brian Rosenbaum is a financial advisor with Kestra Advisory who holds the CFP® designation and has 27 years of industry experience. He previously worked for Hornor Townsend and Kent, Inc. and Penn Mutual Life Insurance Company for 19 years. He is also President and CEO of Vero Advisory, an insurance and wealth advisory firm in transition from its current operating name. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves a diverse client base that includes large institutional investors and sovereign wealth funds, with a broad range of third-party and proprietary investment platforms.

Michael Thompson is a financial advisor at Truist Advisory Services with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Truist-related entities since 2011, including BB&T Bank and BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Jeffrey Smith is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked exclusively with Janney Montgomery Scott since 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, advisory programs, and professional asset management through both in-house and third-party portfolio managers.

Benjamin Hostetler is a financial advisor at Integrity Alliance, LLC with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Lion Street Financial, Commonwealth Financial Network, and Virtus Wealth Solutions. Hostetler is also the owner of Hostetler Financial LLC, a financial advisory firm. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and various program options, utilizing multiple platforms and investment approaches to support a broad client base.

Sergio Gutierrez Carballido is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds Series 63 and Series 66 credentials. His prior work history includes roles at Fis and ClearOne Advantage, LLC. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The service is designed for individual investors and households with investable assets generally starting at $250,000 and includes ongoing financial plans and annual reviews.

Isaac Lee is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Good Shephard Penn Partners and T. Rowe Price. Outside of finance, he has held roles in the restaurant industry, including positions at Chubby Cattle and &Pizza. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which serves individual investors and households focused on retirement goals through goals-based financial planning, retirement income planning, and discretionary investment management. The program uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement income projections.

Christopher Riolo is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has four years of industry experience. Prior to joining T. Rowe Price, he worked for five years at Austin Pharmacy and Medical Supplies. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of nondiscretionary goals-based planning and discretionary investment management using proprietary mutual funds and ETFs. The firm employs a model allocation strategy with tax-aware rebalancing and delivers financial plans and retirement income projections supported by an interactive online tool.

Christopher Knox is a financial advisor at Truist Advisory Services with 16 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Wells Fargo and Assetmark. Outside of his advisory role, Knox coaches wrestling for a high school program in Hunt Valley, MD. Truist Advisory Services offers investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships supported by advanced research tools and inter-affiliate integration.

Sean Kelly is a financial advisor with Integrity Alliance, LLC, holding the ChFC® designation and Series 63 and 65 licenses, and has 40 years of industry experience. He has previously worked with Lion Street Financial and Kestra Financial Services and operates a sole proprietorship. Kelly serves on the boards of the Boy Scouts of America Baltimore Area Council and the Baltimore Estate Planning Council, where he is president-elect for 2025-2026. Integrity Alliance provides advisory and brokerage services to a diverse client base including individual investors, corporations, and qualified retirement plans. The firm operates as a large advisor network offering portfolio management, financial planning, and access to various third-party platforms and investment approaches.

Danielle Szikman is a Series 65-licensed advisor with Mariner, where she has worked since 2026. Prior to joining Mariner, she held roles at T. Rowe Price and Allegis Group. She has experience connected to University of Maryland Hillel and involvement with educational institutions. Mariner serves a broad mix of clients, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm utilizes discretionary, customized portfolios supported by in-house research and third-party managers, with a notable integration of tax and accounting services uncommon for firms of its size.