Brooke Navin is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. She has been with T. Rowe Price Investment Services, Inc. since 2016. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service to individual investors and households, combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs. The firm utilizes model portfolios, tax-aware rebalancing, and Monte Carlo simulations to deliver point-in-time financial plans and ongoing reviews.

Levent Durmus is a CFP®, CFA®, and Series 66-registered financial advisor with 18 years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2024. Prior to joining Cerity, he was with Cresset Asset Management, LLC and Charles Schwab. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers customized portfolio management, financial planning, and access to alternative and private-market investments, managing approximately $126.9 billion in client assets as of December 31, 2024.

Eric Handelsman is a financial advisor with TIAA-CREF in Baltimore, MD, holding a Series 66 designation and 17 years of industry experience. He has been with TIAA-CREF and TIAA since 2014. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides a combination of planning services and ongoing portfolio management with a fiduciary standard applied to its RIA services.

Richard Keetley is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2009. He holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate, retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, consulting, and advisory programs.

Frederick Allner III is a financial advisor at Cerity Partners LLC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Maryland Capital Management, LLC for 18 years. Outside of his advisory role, he serves as treasurer and head of the finance committee for the Eudowood Foundation. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios.

Amber Alguire is a financial advisor at AE Wealth Management, LLC with six years of industry experience. She holds a Series 65 designation and has worked at several firms, including Verity Asset Management and Appreciation Financial. Outside of advising, she owns JasXel On The Hill LLC, an e-commerce business selling crafts and other items. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach with model portfolio solutions, discretionary asset management, financial planning, and plan services, supporting advisors with internal consulting and licensing programs.

Anthony Theodore is a financial advisor at TIAA-CREF with 22 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Charles Schwab and Company, TD Ameritrade, and T. Rowe Price. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides both point-in-time planning services and ongoing portfolio management through a range of model and customized portfolio options, serving clients frequently connected through TIAA-administered employer retirement plans.

Matthew Mc Osker is a financial advisor with Empower Advisory Group, holding Series 63, Series 65, and Series 66 licenses and bringing 32 years of industry experience. He previously worked at T. Rowe Price Investment Services, Inc. for 28 years before joining Empower Retirement in 2021. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and annual rebalancing within a model integrated with Empower’s recordkeeping and administrative platforms.

Elizabeth Hartman is a financial advisor with Commonwealth Financial Network in Fallston, MD, holding a Series 66 designation and 27 years of industry experience. She has been associated with Commonwealth since 2002 and is also the president and sole shareholder of Hartman Financial Inc., a securities business she founded in 2006. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who typically offer advice under Commonwealth’s supervision.

Zakia Weber is a CFP® and holds a Series 66 license with 11 years of industry experience. She is currently with HB Wealth Management, LLC and has previously worked at WMS Partners, LLC, T. Rowe Price, and Merrill. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a combined quantitative and qualitative investment approach across public and private strategies and offers services including wealth management, financial planning, and outsourced chief investment officer solutions.

Daniel Summers is a financial advisor at William Blair with eight years of industry experience. He holds a Series 66 designation and previously worked at Brown Advisory for five years before joining William Blair in 2019. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven management approach across multiple asset classes and offers proprietary models and access to private funds and co-investment opportunities.

Devon Jerrard is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, Pruco Securities LLC, Prudential Insurance Company of America, and Morgan Stanley. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Michelle Kindrell is a Series 66-licensed financial advisor with Empower Advisory Group in Baltimore, MD, with seven years of industry experience. Her prior roles include positions at Bank of America, Merrill, NYLIFE Securities LLC, and New York Life Insurance Company. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its advisory services with Empower’s recordkeeping and administrative platforms.

Timothy Hyle is a financial advisor at Truist Advisory Services with 20 years of industry experience. He holds a Series 66 designation and has worked at Truist Advisory Services and Truist Investment Services since 2021, following roles at BB&T Securities and BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships supported by third-party platforms and AI-enabled research tools.

Anthony Corea is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has been with Kestra Advisory since 2016 and affiliated with Kestra Investment Services, LLC since 2009. Corea also conducts financial planning through a registered representative capacity operating under the name Justin Retirement Capital Advisory. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves a broad client base including large institutional investors and sovereign wealth funds, supports multiple management platforms, and provides both discretionary and non-discretionary advisory services.

Kevin Doyle is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He worked at Raymond James & Associates for 12 years before joining Janney in 2025. Outside of his advisory role, Doyle serves as a FINRA arbitrator and is a board member of a homeowners association in Fort Lauderdale, Florida. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients. The firm offers a range of brokerage services, financial planning, and advisory programs, combining in-house portfolio management with third-party managers across multiple investment platforms.

Ryan Hannegan is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked with SunTrust Advisory Services, Sun Trust Investment Services, and Sun Trust Bank since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager partnerships, to deliver its services.

Mark Ring is a financial advisor with CWM, LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked with Jacob William Advisory and Jacob William, Inc. from 2006 through 2025 and has been with CWM, LLC since 2016. Outside of his advisory role, he serves on the boards of the Baltimore chapter of the Boy Scouts of America and the Maryland Council of Economic Education. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis along with third-party sub-advisors, offering a range of planning and retirement services.

Callum Krach is a financial advisor at Empower Advisory Group with six years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Coldwell Banker, and Mutual of Omaha. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

David Powell is a CFA® charterholder with 13 years of industry experience. He is based in Baltimore, MD, and has been with Brown Investment Advisory & Trust Company since 1999. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, endowments, pension plans, and corporations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies including sustainable-investment integration, as well as private-fund and venture programs through affiliated entities.