Levent Durmus is a CFP®, CFA®, and holds a Series 66 license with 19 years of industry experience. He currently works at Cerity Partners LLC and has previously been with Cresset Asset Management, Charles Schwab, and Ameriprise. Cerity Partners advises a wide range of clients including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and employs a client-specific investment approach that integrates quantitative screening, manager selection, and access to alternative and private market solutions.

Eric Handelsman is a financial advisor with TIAA-CREF in Baltimore, MD, holding a Series 66 designation and 17 years of industry experience. He has been with TIAA-CREF and TIAA since 2014. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides a combination of planning services and ongoing portfolio management with a fiduciary standard applied to its RIA services.

Richard Keetley is a CFP® professional at Janney Montgomery Scott with 32 years of industry experience. He has worked with Janney Montgomery Scott since 2009, including its predecessor firms, and previously held roles at Citigroup Global Markets and Legg Mason Wood Walker. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through a combination of in-house portfolio management, third-party managers, and multiple advisory programs, offering brokerage, financial planning, and consulting services.

Andres Pineiro is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 designations and has worked at T. Rowe Price since 2022. Prior to this, he held roles at Mattress Firm and The Wireless Experience. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The service is designed for individual investors and households with approximately $250,000 or more in investable assets.

Brandon Twigg is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has three years of industry experience. Prior to joining T. Rowe Price, he worked in hospitality and club management roles at Kiawah Island Golf Resort, Capital City Club, Southern Valet, Piedmont College, and Omni Grove Park Inn. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households with investable assets typically above $250,000, utilizing model portfolios and an interactive online planning tool alongside telephone access to advisors.

Frederick Allner III is a financial advisor with Cerity Partners LLC in Towson, MD, holding Series 63 and Series 65 licenses and having 26 years of industry experience. His prior work includes roles at Maryland Capital Management, LLC and Deutsche Bank Securities Inc. He serves as Treasurer and head of the Finance Committee for the Eudowood Foundation. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, institutions, and investment entities, offering customized wealth management services that incorporate quantitative analysis, manager selection, and access to alternative and private market solutions.

Anthony Theodore is a financial advisor at TIAA-CREF with 22 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Charles Schwab and Company, TD Ameritrade, and T. Rowe Price. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides both point-in-time planning services and ongoing portfolio management through a range of model and customized portfolio options, serving clients frequently connected through TIAA-administered employer retirement plans.

Matthew Mc Osker is a financial advisor with Empower Advisory Group, holding Series 63, Series 65, and Series 66 licenses and bringing 32 years of industry experience. He previously worked at T. Rowe Price Investment Services, Inc. for 28 years before joining Empower Retirement in 2021. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and annual rebalancing within a model integrated with Empower’s recordkeeping and administrative platforms.

Joseph Turek is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 21 years of industry experience. His prior experience includes roles at Merrill, The Prudential Insurance Company of America, Pruco Securities, LLC, and Bank of America, N.A. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which combines goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs. The program serves individual investors and households focused on retirement, employing tax-aware strategies and model allocations tailored to client needs.

Elizabeth Hartman is a financial advisor with Commonwealth Financial Network in Fallston, MD, holding a Series 66 designation and 27 years of industry experience. She has been associated with Commonwealth since 2002 and is also the president and sole shareholder of Hartman Financial Inc., a securities business she founded in 2006. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who typically offer advice under Commonwealth’s supervision.

Zakia Weber is a CFP® and holds a Series 66 license with 11 years of industry experience. She is currently with HB Wealth Management, LLC and has previously worked at WMS Partners, LLC, T. Rowe Price, and Merrill. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a combined quantitative and qualitative investment approach across public and private strategies and offers services including wealth management, financial planning, and outsourced chief investment officer solutions.

Tierra Mc Lain is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested solely in T. Rowe Price mutual funds and ETFs, utilizing tax-aware strategies and Monte Carlo simulations in its planning process.

John Szymanski is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds the Series 66 designation and has worked previously at Truist Advisory Services, Truist Investment Services, and Equitable Advisors. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management, primarily using proprietary mutual funds and ETFs.

Keun Cheol Lee is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has been in the industry since 2026. Prior to joining T. Rowe Price, he worked at First National Bank of PA from 2023 to 2025 and was employed at Pennsylvania State University between 2013 and 2020. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides individualized retirement planning and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with a focus on retirement goals through a combination of goals-based planning, online tools, and financial advisor support.

David Polischeck is a CFP® professional with 27 years of experience in financial advisory. He has worked at Creative Planning since 2018 and previously spent three years with Raymond James & Associates. Creative Planning offers investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that incorporates low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.

Nicholas Bucciarelli is a financial advisor at T. Rowe Price Advisory Services, Inc. with a Series 66 credential and one year of industry experience. Prior to joining T. Rowe Price, he held roles at Live! Casino Hotel Maryland, Kohl’s Corporation, and Aces Spots LLC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs along with an online planning tool and telephone support.

Ruzzell Grace Fleischmann is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 designations and bringing 11 years of industry experience. He has been with T. Rowe Price since 2007. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, implementing portfolio strategies with tax-aware rebalancing and Monte Carlo simulation-based financial plans.

Jonathan Holcomb is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has five years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, Wells Fargo Clearing, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households with portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using model allocations and tax-aware strategies implemented at the household level.

Jack Van Dopp is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and one year of industry experience. Prior to joining T. Rowe Price, he worked in various roles including at Carahsoft Technology Corp. and several restaurants, and has experience in education from positions at the University of Maryland and local schools. T. Rowe Price Advisory Services offers a retirement advisory program designed for individual investors and households, combining goals-based financial planning with discretionary investment management focused on T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and uses Monte Carlo simulations for retirement income projections.

Anthony Corea is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has been with Kestra Advisory since 2016 and affiliated with Kestra Investment Services, LLC since 2009. Corea also conducts financial planning through a registered representative capacity operating under the name Justin Retirement Capital Advisory. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves a broad client base including large institutional investors and sovereign wealth funds, supports multiple management platforms, and provides both discretionary and non-discretionary advisory services.