David Beyerle is a CFP® and Series 66-registered financial advisor with Robert W. Baird & Co., bringing 12 years of industry experience. He has worked at Robert W. Baird since 2019 and previously held roles at UBS Financial Services. Outside of his advisory work, he is an LLC member of BFE Parking, a non-investment-related business. He is part of The DDK Group at Robert W. Baird, which serves individuals, families, pensions, corporations, and institutional clients by providing a range of financial planning and portfolio management services tailored to client goals and risk tolerances. The firm offers both traditional and complex investment strategies, including discretionary management and overlay services, alongside municipal advisory and public finance capabilities.

James Hyland is a financial advisor with UBS Financial Services in Miamisburg, OH, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a broad range of financial products.

Mark Gorsuch is a financial advisor with Charles Schwab in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2007. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management supported by multi-asset model portfolios and centralized operations.

Maxwell Blalock is a financial advisor at UBS Financial Services with five years of industry experience. He previously worked at Nationwide Investment Services Corp and the Hilary Boone Center, and has a background that includes roles at the University of Kentucky. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services, providing clients with access to proprietary research, model-based asset allocations, and a broad range of investment products.

Shahid Malik is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked with Royal Alliance Associates, Inc. since 2018 and was previously with Sii from 2015 to 2018. Outside of his advisory role, Malik serves as Treasurer on the board of the American Muslim Chamber of Commerce and teaches Arabic. OSAIC Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charities, offering integrated brokerage, advisory services, financial planning, and access to managed-account solutions. The firm employs asset-allocation tools and third-party platforms to construct portfolios across a variety of asset classes and supports both discretionary and non-discretionary management.

Jennifer Larue is a financial advisor with Morgan Stanley in Centerville, OH, holding a Series 66 designation and 14 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been associated with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and sophisticated modeling tools to assist clients in their investment and estate planning needs.

Vickey Parks is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and 20 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2005. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a select number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Mark Wilkins is a Series 66-registered financial advisor with Thrivent Investment Management, based in West Chester, Ohio. He has 19 years of industry experience, all with Thrivent Financial for Lutherans and Thrivent Investment Management. Outside of his advisory role, he operates a sole proprietorship providing technology services and maintenance to small businesses on an ad-hoc basis. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based planning across various topics and allows clients to combine planning with managed-account services under a consolidated billing option, while maintaining separate management of these services.

Kelly Luken is a financial advisor at Merrill with 29 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffery Seifert is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 66 designation and has been with various Fidelity entities since 2012. Fidelity’s Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

Jonathan Chapman is a financial advisor with Equitable Advisors in Centerville, OH, holding a Series 66 designation and 14 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked at AXA Advisors LLC. Outside of his advisory role, Chapman serves as Treasurer and Board Member for Miami Valley Housing Opportunities, Inc., and is the local chapter president of Game Changers BNI. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm uses a hybrid referral and implementation model combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Charlie Pool is a financial advisor with LPL Financial in Centerville, Ohio, holding a Series 63 designation and 28 years of industry experience. He previously worked at ValMark Advisers, Inc. and Valmark Securities, Inc. for over a decade before joining LPL Financial in 2018. Outside of his advisory role, he is a partner and owner of a commercial real estate business that owns the building housing his wealth management office. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs, retirement consulting, and brokerage services, utilizing model portfolios, research from multiple sources, and a broad array of investment strategies and technology tools.

Grant Lanham is a financial advisor at Charles Schwab in Cincinnati, OH, holding a Series 66 credential with one year of industry experience. His prior work includes roles at Prudential Financial, LPL Enterprise, and Charles Schwab Bank, SSB, as well as self-employment and positions in education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a large-scale, integrated operational structure.

Sydney Cotton is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2018, Cotton worked for three years at Wells Fargo Advisors. Cotton holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Brian Schultz is a financial advisor at Cambridge Investment Research Advisors in Dayton, OH, holding the ChFC® designation with 32 years of industry experience. He has been with Cambridge since 2014 and also serves as president of Financial Directions Inc., an independent insurance agency. Additionally, he is involved in a fur harvesting business as the owner of Brian K Schultz. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through independent Financial Professionals, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Harry Williamson is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds a Series 63 designation and has been with various branches of Raymond James since 2010. Williamson is also the owner of Williams Wealth Advisors, LLC, a non-investment-related support company based in Dayton, OH. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors, using tailored, non-discretionary approaches supported by analytical tools and risk profiling.

Jennifer Cumming is a financial advisor at UBS Financial Services with 29 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Merrill for 17 years before joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

David Holtz is a financial advisor at OSAIC with 29 years of industry experience. He has held positions at FSC Securities Corporation, First Advisors, Inc., and Ffp Securities, Inc. He also operates a sole proprietorship focused on brokerage of fixed life and annuities and manages tax preparation services. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors and multiple advisory platforms, offering integrated brokerage, investment advisory, and wealth management services.

John Abbott is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and 28 years of industry experience. He has been with Primerica Advisors since 1997 and with Primerica Financial Services since 1996. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm uses an independent due-diligence process for asset manager selection and employs a tiered wrap fee structure rather than fixed fees.

Thomas Maney is a financial advisor at Edward Jones with 19 years of industry experience. He holds the CFP® designation and Series 63 license, and has been with Edward Jones since 2006. Outside of his advisory role, Maney is the owner of Maney Holdings LLC, managing commercial real estate in Mason, OH. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.