Joshua Martin is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

McKay Robbins currently serves as Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. Prior to this position, he was a Senior Manager at Morgan Stanley in 2023 and has held several branch management roles, including Branch Manager at E*TRADE from 2018 to 2023 and at Scottrade from 2014 to 2018. He began his career as a Financial Consultant at E*TRADE from 2006 to 2011 and then at TD Ameritrade from 2011 to 2014. Throughout his career, McKay has worked closely with financial consultants and support associates to assist clients in preparing, planning, and pursuing their financial goals. His experience spans various leadership roles in well-known financial institutions. Outside of his professional life, McKay enjoys football, golf, hiking, motorcycles, outdoor adventures, and volunteering.

John Boyd is a Chartered Financial Consultant (ChFC®) with 33 years of experience at Edward Jones, where he has worked since 1992. He holds Series 63 and Series 65 licenses and is based in Reno, NV. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated services through a large network of financial advisors and branch offices nationwide.

James Motteler is a financial advisor with Ameriprise in Reno, NV, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he is involved in business ownership and consulting activities unrelated to investment management. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

John Dierking is a financial advisor at Stifel with 30 years of industry experience. He has held his current role at Stifel Nicolaus & Co Inc since 2012. Outside of his advisory work, he serves on the investment committee of the St. Bernard Project, a disaster relief nonprofit. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Joanna Moran is a financial advisor with Cetera, holding a Series 66 designation and bringing 22 years of industry experience. She has been affiliated with Cetera and its related entities since 2013, and currently works at Great Basin Federal Credit Union. Moran is also active as an insurance agent, selling life, annuities, and long-term care insurance, and serves as managing member of Tahoe Rim Wealth Advisors, LLC, which provides insurance, financial services, and bookkeeping. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various investment programs, including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Roberto Tapia is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for eight years. His background also includes a position at Land Rover Rocklin. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and a variety of investment strategies.

Monica House is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. House serves as a board member of Soroptimist International of Sierra Reno, a nonprofit focused on community service for children and youth. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Leah Schug is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services directly and through Corporate Financial Planning agreements.

Christopher Knight is a Financial Consultant currently working with Fidelity Investments since 2020. He has held various roles in the financial services industry, including Vice President and Financial Consultant at Charles Schwab from 2018 to 2020, and Associate Financial Consultant at Charles Schwab from 2017 to 2018. Prior to that, he served as a Financial Representative at Fidelity Investments from 2015 to 2017. His professional experience encompasses a range of financial consulting roles, reflecting a commitment to helping clients pursue their financial goals. Christopher holds a California Insurance License, supporting his ability to provide comprehensive financial advice. Outside of his professional work, Christopher has personal interests in fitness and music, specifically as an instrumentalist.

Chris Osborne is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm’s financial planning approach includes structured discovery conversations and firm-approved tools, supporting tailored plans without individual security recommendations as part of standalone services.

Maricela Hyatt is a financial advisor with Wells Fargo Clearing in Reno, NV, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank, U.S. Bancorp Investments, and self-employment. She serves as vice president of special events and advisory board member for the University of Nevada Reno College of Business Alumni Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Christopher Scaduto is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones. Scaduto has ownership history in event services through Showdown Entertainment LLC and Vindeer LLC, though both businesses are primarily inactive. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that combines investment research and algorithmic tools to provide written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Roman Satroplus is a CFP® and holds a Series 66 license with three years of experience in the financial industry. He currently works at LPL Enterprise LLC and previously held roles at Bank of America, Merrill, and Levin Group. His background also includes work in various other sectors such as ridesharing companies and education. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients by providing financial planning, consulting, and access to model portfolios, third-party asset management programs, and brokerage and insurance products through an integrated platform.

Tayler Kottinger is a CFP® with four years of industry experience, currently serving as a financial advisor at Raymond James Financial in Reno, NV. Prior to this role, Tayler has been involved with Nevada Family Wealth and has held positions outside the financial sector, including roles at Orange Theory Fitness and Jostella Coffee Co. Tayler is also part owner and financial planner at Crest View Wealth Group and serves as CEO of TCK Drive, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary advisory services supported by extensive research, asset-allocation analysis, and a broad affiliate network.

Pablo Gutierrez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of his advisory role, he works as a driver for Uber and Lyft on a limited basis. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Terrel Scott is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Mr. Scott operates a personal farming business and serves as an officer and board member of the Humbolt Hunt Club, a recreational organization in Nevada. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a broad range of advisory programs and financial planning services to individuals and institutions. The firm employs structured planning processes supported by proprietary tools and serves clients through both direct and corporate financial planning agreements.

Crystal Retterath is a financial advisor with RBC Capital Markets in Reno, NV, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

David Iubelt is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior experience includes roles at City National Bank and Bank of America/Merrill. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs combining discretionary and non-discretionary portfolio management with multiple investment management resources and tailored strategies based on client risk profiles.

Joel Muller is a financial advisor with Edward Jones in Reno, NV, holding the ChFC® and Series 66 designations and bringing nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Renown Health for eleven years. He is co-trustee of the Muller Family Trust. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, access to separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.