Derrick Petry is a CFA® charterholder affiliated with LPL Financial and has over 26 years of industry experience. He previously worked at Fifth Third Bank from 1999 to 2025 before joining LPL Financial in 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

James Priest is a financial advisor with Cetera in Dayton, Ohio. He holds a Series 66 designation and has 22 years of industry experience. He has been with Cetera Investment Advisors LLC and Cetera Financial Specialists LLC since 2013. He serves as power of attorney for an immediate family member. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party model portfolios and investment strategies.

Paul Macuski is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2012 and brings over 30 years of experience in the financial industry. His career includes roles in research and as Director of Trading for a private money manager. Paul's areas of expertise include family wealth management strategies, portfolio management services, and individual and corporate investment strategy. He holds a Bachelor's degree in Finance from Wright State University and has earned professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Paul resides in Miamisburg, Ohio with his wife Nancy and their three sons. Outside of work, he follows the latest business and market news, supports Cleveland sports teams, and enjoys baseball, basketball, bowling, football, music, watching movies, and spending time with his family.

Robert Schaefer is a financial advisor with Mass Mutual Investors Services in Dayton, Ohio, holding a Series 66 designation and 22 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and Mass Mutual Life Insurance Company since 2016, following an 11-year tenure at METLIFE Securities Inc. Outside of his advisory role, he is also an insurance agent specializing in individual life, disability, long-term care, and fixed annuity products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented financial planning using firm-approved tools and also conducts educational seminars, with a focus on ongoing client relationships.

Stacia Kerlin Welch is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 28 years of industry experience. She has worked with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence and applying an ESG eligibility framework in its recommendations.

John Glueckert is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 49 years of industry experience. He previously worked at Bank of America and Merrill, accumulating 30 years at those firms before joining Morgan Stanley in 2019. In addition to his advisory role, he serves as an arbitrator for FINRA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates tools like Monte Carlo simulations and Secular Return Estimates from its Global Investment Committee.

Ann Wilson is a financial advisor at LPL Financial with 24 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Fifth Third Securities and CUSO Financial Services, LP. Outside of her advisory role, she is involved with WPCU Retirement Solutions affiliated with LPL and has a real estate rental business with a family member. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm provides a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

David Hahn is a financial advisor at LPL Financial with a Series 66 designation and 10 years of industry experience. His prior roles include positions at Wright-Patt Credit Union, CUSO Financial Services, Freeman Heyne Toma, LLC, and Cetera Advisors LLC. In addition to his advisory work, he is involved with WPCU Retirement Solutions, a related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Joshua Pavon is a financial advisor at Ameriprise with 17 years of industry experience and holds a Series 66 designation. He has worked at Ameriprise and its predecessor since 2011. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Windsor Square Condo Association and is the founder and president of Haste the Day, a nonprofit organization. He also facilitates Dave Ramsey’s Financial Peace classes at Centerville Christian Fellowship Church. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written retirement income recommendations and annual planning advice focused on income sources and tax-aware withdrawal strategies.

Cathleen White is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has been with Ameriprise and its related entities since 2012. Outside of her advisory role, she is involved in managing a real estate investment business. Ameriprise is an institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Caitlin Pelzer is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she worked at The Cinday Academy and Charyl Stockwell Academy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm utilizes proprietary research, quantitative analysis, and algorithmic portfolio construction, with oversight for affiliated and unaffiliated sub-advisers.

Kaleb Baker is a Certified Financial Planner™ professional with 10 years of industry experience. He is currently with LPL Financial and has prior experience at firms including PNC Investments and Wright-Patt Credit Union. He is also involved with Federal Retirement Readiness Associates LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting through a national network of investment adviser representatives.

Emily Nangle is a financial advisor at Raymond James & Associates with three years of industry experience and holds the Series 66 designation. She previously worked at Baird and has a varied background including roles outside finance, such as operating Emily Julian Photography and working with The Woodhouse Day Spa. Raymond James & Associates is a dual-registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management, serving a diverse client base that includes individuals, institutional clients, and government entities. The firm provides non-discretionary wealth advisory and investment consulting services, supported by a broad affiliate network and specialized municipal and public finance capabilities.

Todd Evans is a Certified Financial Planner® with 30 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2012. He holds Series 63 and Series 65 licenses and is based in Centerville, Ohio. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering non-discretionary planning and recommendations supported by extensive research and a broad affiliate network.

Curtis Uhlenhake is a CFP® professional with two years of experience currently affiliated with Raymond James Financial in Dayton, Ohio. He has worked at several related firms including McGillivary & Ippisch Wealth Advisors and has experience as a basketball referee for local junior high and high schools. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering tailored financial planning and non-discretionary investment consulting supported by firm research and a broad affiliate network.

Bhavna Singh is a financial advisor at Stifel with one year of industry experience. She holds a Series 66 designation and previously worked at Key Bank from 2020 to 2023. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, providing both brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Timothy Van Simaeys is a financial advisor with UBS Financial Services in Miamisburg, Ohio, holding Series 65, 63, and 66 licenses and bringing 31 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, he contributes by teaching a segment of the Financial Strategies for Successful Retirement course at the University of Dayton and is involved with Big Brothers Big Sisters Miami Valley. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Jason Hallmark is a CFP® professional with 17 years of industry experience, currently advising clients at OSAIC since 2024. His prior experience includes roles at Securities America Advisors and Northwestern Mutual Wealth Management. Outside of financial advising, he is engaged in creating art and photography. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and investment advisory services that utilize asset-allocation tools and third-party managed-account solutions.

Geneva Beard is a financial advisor with Primerica Advisors in Centerville, OH, holding 28 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1995 and has been involved with Graceworks since 2014. In addition to her advisory role, she participates in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm employs third-party asset managers and uses a tiered wrap fee structure, focusing on curated investment models rather than institutional plan management.

Barbara Luttrull is a Series 66-licensed financial advisor with Morgan Stanley in Beavercreek, Ohio, and has 29 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she serves as an executor or co-executor for estate administration matters. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and advisory programs supported by structured discovery processes and firm-approved tools.