Daniel Stroud is a CFP® with 23 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. He previously worked at METLIFE Securities Inc for 14 years. Outside of his advisory role, he is involved in coaching basketball. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, offering programs that include ongoing planning, educational seminars, and specialized event-driven services.

Sarah Dell is a financial advisor with Ameriprise in Elkton, MD, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, she worked at Keller Williams Wilmington and has experience in educational settings including Johns Hopkins Center for Talented Youth and Oldfields School. She also supports a financial advisor administratively through her outside employment with Kimberlee M. O. LLC. Ameriprise offers retirement-income planning services targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.

Charles McDonald is a financial advisor with Mass Mutual Investors Services in Newark, Delaware, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience, including 38 years with Metlife Securities Inc. and over a decade with MassMutual and its affiliates. He serves as president of the NAIFA-Delaware chapter and participates as a member of a horse racing investment stable. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational seminars to individuals, business owners, trusts, and charitable organizations. The firm employs a collaborative planning approach using firm-approved analytical tools and provides event-driven services such as estate settlement and employer-sponsored planning programs.

Mark Freed is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and previously worked at PNC Investments for nine years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing various model portfolios, research, and technology-driven investment strategies.

Emmett De Rome is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and two years of industry experience. Prior to joining Mass Mutual and its affiliates in 2025, he worked at LPL Enterprise and The Prudential Insurance Company of America in 2024 and has experience in the fitness industry with Central Rock Gym and Rock Spot Climbing. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools to analyze goals and provide written recommendations.

Brent Fuchs is a financial advisor at Osaic Wealth, Inc. with 25 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Osaic in 2025, he worked for Lincoln Financial Advisors Corp for 25 years. Fuchs is involved in several insurance-related activities, including offering various types of annuities, life insurance, and health insurance products through Heritage Financial Consultants, LLC. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers, using a variety of portfolio construction tools and multiple advisory platforms.

Kimberly Goodman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has been with Wells Fargo in various roles since 2016. Outside of her advisory work, she serves as a power of attorney for her child. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Richard Costello is a financial advisor at Ameriprise with 35 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His previous professional experience includes long-term roles at Securities Service Network, Securities America, and ownership of Group Insurance Solutions, an agency providing health insurance sales and services to individuals and small businesses. Ameriprise Financial Services serves individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach integrates investment research and algorithmic tools to deliver customized income planning recommendations focused on dependable income sources and tax-aware withdrawal strategies.

Jacob Yates is a financial advisor with Cetera, holding CFP® and Series 66 credentials and 12 years of industry experience. He has worked at Diamond State Financial since 2014 and has held roles at Minnesota Life Insurance Co and Securian Financial Services. Outside of advisory services, he is involved as an agent and broker in fixed insurance sales. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Seth Immediato is a Series 66 credentialed advisor with Ameriprise in Wilmington, DE, with three years of industry experience. Prior to joining Ameriprise, he worked at the University of Delaware and Delaware Military Academy. He also supports a registered financial advisor through Kimberlee M. O. LLC, assisting with meeting preparation, follow-up, and client services. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and annual advice focused on dependable income and tax-aware withdrawal strategies.

Jeanne Griffith is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kerri Matthews is a financial advisor at UBS Financial Services with nine years of industry experience. She holds the Series 63 and Series 66 designations and has worked at UBS since 2018, following four years at Capital One Investing LLC. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ketul Mody is a financial professional with 18 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 registrations and has been associated with Cetera and Cetera Wealth Services since 2023. Prior to this, he worked at Diamond State Financial Group and Minnesota Life Insurance Company, among others. Outside of his advisory role, Mody serves as co-secretary and volunteer for the Gujarati Samaj of Delaware, a local Indian community group. Cetera is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a multi-manager platform offering a range of investment and advisory services through discretionary and non-discretionary portfolio management and access to third-party managers.

Gregory Cella is a CFP® with 10 years of industry experience, currently serving as a financial professional at Cetera since 2023. He has held roles at Diamond State Financial Group since 2016 and worked with Minnesota Life Insurance Company and Securian Financial Services from 2016 to 2023. In addition to advisory services, he has engaged in fixed insurance sales as an agent/broker. Cetera Investment Advisers LLC is an SEC-registered adviser supporting over 10,000 independent advisors nationwide, offering a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients. The firm utilizes a multi-manager platform with various program structures and custodial relationships, managing over $256 billion in assets.

Cassandra Dekis is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Riley Peffley is a financial advisor at Primerica Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2022. Outside of finance, he has experience in the food service industry and has been affiliated with the University of Delaware since 2020. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Matthew Gehrt is a Series 66-licensed financial advisor with Morgan Stanley in Greenville, DE, bringing 23 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and Estate Planning Strategies Groups.

Joseph Vargin is a Financial Consultant and Certified Financial Planner™ with Fidelity Investments, where he currently collaborates with clients to develop and implement customized financial plans aimed at achieving their goals. He employs a holistic planning approach to assist investors through various life stages, focusing on balancing present needs with future financial objectives. Joseph's professional experience includes roles at several financial institutions. He has been a Financial Consultant at Fidelity Investments since 2022. Prior to this, he served as Lead Advisor at Stordahl Capital Management in 2021 and held multiple positions at Charles Schwab from 2017 to 2021, progressing from Financial Services Professional to Vice President - Financial Consultant. He also worked as a Financial Services Professional at New York Life Insurance Company from 2015 to 2016.

Tamara Whiteside is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She holds the Series 66 designation and has worked at JPMorgan Securities LLC since 2008 and JPMorgan Chase Bank NA since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Kevin Russo is a financial advisor at Cetera with three years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked with Securian Financial Services and Minnesota Life Insurance Company. Outside of finance, Russo owns a fashion business, Godfather Fashion, and works in food service through Doordash. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, retirement plan, and institutional clients. The firm offers a diversified range of portfolio management, financial planning, and retirement services through multiple program structures and manager affiliations.