Joseph Bates is a CFP® professional with seven years of experience in the financial industry. He has worked at Summit Financial, LLC since 2020 and previously at Asset Planning Services LTD. from 2016 to 2020. Outside of advisory work, he serves as Treasurer for Healing Hearts, a foster/adoption ministry nonprofit, and is involved with MRK Wealth Advisors, LLC, providing oversight for income tax preparation services offered to clients. Summit Financial, LLC is a multi-team SEC-registered advisory firm with over $26 billion in assets under management, serving approximately 17,800 clients. The firm offers a range of investment advisory and portfolio management programs with a mix of discretionary and consultative services tailored to client needs.

Andrew Mcdonough is a financial advisor at Girard Advisory Services, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Prudential Annuities Distributors and Prudential Insurance Company of America. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm focuses on asset allocation, diversification, and tailored portfolios through a proprietary research process and an Investment Committee, offering a range of investment strategies and retirement plan services.

James Jacobson is a CFP® professional with 34 years of industry experience. He has been with Girard Advisory Services, LLC since 2015 and has also worked with Girard Investment Services, LLC since 2002. Outside of his advisory roles, he serves as an officer of Sted i Skogen, LLC, a company involved in real estate property maintenance. Girard Advisory Services, LLC is a fee-only registered investment adviser that provides wealth management, financial planning, and retirement plan consulting to individuals, trusts, charitable organizations, and business entities. The firm emphasizes asset allocation, diversification, and tailored portfolios using a proprietary research process and a broad range of investment strategies, supported by its affiliation with Univest Bank and Trust Co.

Nicholas Towey is a CFP® professional affiliated with Capital Analysts, with 11 years of industry experience. He has worked at Lincoln Investment since 2014. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, third-party manager access, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.

Sandra Goodstein is a CFP® with 23 years of industry experience. She has been with Wescott Financial Advisory Group LLC since 2015. Wescott Financial Advisory Group serves individual clients, family offices, charitable organizations, and retirement plans, providing wealth management, financial planning, trust services, and pension consulting. The firm employs an open-architecture, multi-manager investment approach combining passive and active strategies and emphasizes tax-sensitive portfolio construction.

James Spencer is a financial advisor at Copeland Capital Management, LLC with 18 years of industry experience. He holds a Series 65 designation and has worked at Rorer Asset Management, LLC since 1999. Copeland Capital Management provides discretionary and non-discretionary portfolio management, model-delivery, and sub-advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, trusts, foundations, corporations, and institutional investors. The firm employs a conservative, dividend-growth oriented investment approach that integrates multiple analytical methods across a broad range of market-cap strategies and also serves as an adviser to investment companies and government entities.

Robert Milnes is a Series 65-licensed financial advisor with 15 years of industry experience. He has worked at Advisory Services Network, LLC since 2019 and previously spent eight years at DeWitt Capital Management. Based in North Wales, PA, he provides advisory services through a multi-team firm. Advisory Services Network offers investment advisory and planning services to individuals, families, corporations, and employer-sponsored retirement plans. The firm supports independent investment adviser representatives who deliver a range of portfolio management and consulting services tailored to clients’ objectives and risk tolerances.

William Schumacher is a CFP® with six years of industry experience. He has worked at Kathmere Capital Management, LLC since 2022 and previously was with The Vanguard Group, Inc. from 2017 to 2021. Before his financial career, he attended Clemson University. Kathmere Capital Management, LLC provides investment management, financial planning, family office services, and retirement plan consulting to individuals, including high-net-worth clients, as well as institutional sponsors such as pension plans, endowments, and foundations. The firm employs a top-down, model-portfolio approach primarily using ETFs and no-load mutual funds, with discretionary and non-discretionary account management.

Alex Picone is a financial advisor at StoneX Advisors Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including IM Wealth Partners and SMBC Nikko Securities America. Outside of his advisory role, he assists in client planning as a paraplanner for Ian Meierdiercks’ investment and insurance business. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations with portfolio management, financial planning, and consulting services. The firm employs a range of advisor-managed portfolios, proprietary model solutions, and third-party money managers, offering multiple account structures and platforms to support client goals.

Robert Castellani Sr. is a financial advisor with Capital Analysts, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. His career includes roles at Lincoln Investment Planning, Principal Life Insurance, and Princor Financial Services. He is also the sole owner and managing member of The Castellani Group, LLC, a financial services entity affiliated with Lincoln. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement plan advice through a nationwide network of advisors and uses a proprietary mutual-fund screening process to construct model portfolios.

Elizabeth Gavin is a financial advisor at Modera Wealth Management, LLC with 13 years of industry experience. She holds a Series 65 designation and previously worked at Independence Advisors, LLC for 14 years before joining Modera in 2021. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach based on Modern Portfolio Theory, utilizing diversified portfolios and a range of strategies including independent managers, private-placement opportunities, and optional ESG integration.

Michaela St Clair is a CFP® and holds a Series 66 license with four years of industry experience. She is currently with Modera Wealth Management, LLC and has previously worked at Pitcairn Trust Co., Pitcairn Wealth Advisors, Robert W. Bard & Co Incorporated, and UBS Financial Services. Before entering the financial industry, she spent four years at the University of Pittsburgh and eight years with the West Chester Area School District. Modera Wealth Management, LLC provides wealth management, portfolio management, retirement plan consulting, and financial planning to individuals, trusts, corporations, and plan sponsors. The firm employs diversified asset allocation based on Modern Portfolio Theory and offers integrated accounting, tax, and business coaching services alongside traditional investment management.

James Lermitte is a financial advisor at Summit Financial, LLC with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Persimmon Capital Management, Dakota Wealth, LLC, and Foundations Financial Partners, among others. Outside of his advisory role, he is a partner in SOS Advertising LLC. Summit Financial, LLC is an SEC-registered, multi-team advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, including discretionary and consultative services, financial planning, and retirement plan advisory.

Daphne Richards is a CFP® certificant with seven years of industry experience, currently serving as a financial advisor at Sage Financial Group Inc. since 2020. She previously worked at The Vanguard Group, Inc. from 2018 to 2020 and has held roles at JP Morgan Chase & Co. and Hofstra University. Sage Financial Group serves individuals, pension and profit-sharing plans, business entities, trusts, and private fund investors with investment management and financial planning, including family office services. The firm’s investment approach is based on fundamental analysis and a long-term purchase orientation, with a notable role advising private pooled real estate funds and partnerships for estate-planning services.

Stephen Cohn is a financial advisor with Sage Financial Group Inc. in West Conshohocken, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Sage Financial Group since 1991 and serves as co-president of several affiliated real estate and private equity firms. Sage Financial Group provides investment management and financial planning services to individuals, pension and profit-sharing plans, business entities, trusts, and private fund investors. The firm offers family office services and manages portfolios with a focus on fundamental analysis and long-term investment strategies, distinguishing itself through advisory roles with private pooled real-estate funds and affiliated private equity structures.

Ryan Barrett is a CFP® professional at JFS Wealth Advisors, LLC with 23 years of industry experience. He has been with JFS Wealth Advisors in various roles since 2015. JFS Wealth Advisors is a multi-team registered investment adviser serving individuals, high-net-worth clients, trusts and estates, businesses, retirement plans, and municipal government entities. The firm offers wealth management and financial planning services guided by written Financial Goal Plans and employs a disciplined investment approach using Modern Portfolio Theory, mutual funds, ETFs, and private investments.

Daniel Dubyk is a financial advisor with Coppell Advisory Solutions LLC, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at Fusion Investment Advisors, LLC since 2013 and American Brokerage Services, Inc. since 1997. Fusion Investment Advisors, doing business as Coppell Advisory Solutions LLC, serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm uses an open-architecture platform and combines tailor-made asset allocation models with fundamental and technical analysis to implement strategies aligned with client objectives.

Blaise Milanek is a financial advisor with Independence Square Holdings, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at Independence Square Holdings since 2019 and previously at Private Advisor Group and LPL Financial. Independence Square Holdings serves individuals, retirement plans, and institutional clients through financial planning, portfolio management, and ERISA advisory services. The firm operates as a multi-team adviser with about 40 advisors and utilizes a blend of customized portfolios, model portfolios, and third-party solutions, incorporating digital and platform services to support client strategies.

Gregory Mallison is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Great Valley Advisor Group since 2014 and is also associated with LPL Financial since 2008. Outside of his advisory roles, he is involved with Consanguinity Associates, a family partnership holding company for family assets. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm emphasizes individualized portfolio construction and oversight, utilizing a combination of in-house strategies and third-party managers across various platforms, including LPL, Fidelity, and Schwab.

Kristopher Thompson is a CFP® with five years of industry experience, currently serving as a financial advisor at Modera Wealth Management, LLC since 2026. His prior roles include positions at OSAIC, Triad Advisors, The Ascent Group, LLC, and Key Financial, Inc., as well as service in the United States Army from 2014 to 2018. Thompson is a board member of Legion of Valor, a nonprofit focused on providing modified sporting equipment and access to sporting events for injured veterans. Modera Wealth Management serves a diverse client base including individuals, trusts, corporations, and plan sponsors, offering wealth management, retirement plan consulting, financial planning, tax services, and business coaching. The firm employs a diversified asset allocation strategy based on Modern Portfolio Theory and integrates investment management with in-house accounting and tax capabilities.