John Mckenty is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 41 years of industry experience. He has previously worked at Capital Management Strategies LLC and Cadaret, Grant & Co., Inc. Outside his advisory role, he is involved in coaching sports and fitness activities in Toledo, Ohio. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, and retirement plan consulting with discretionary and non-discretionary management supported by a range of research and technology resources.

John Metzger is a financial advisor with OSAIC in Maumee, Ohio, holding a Series 66 designation and nine years of industry experience. He has worked at OSAIC since 2017. Metzger serves as Director of Alumni Relations for the Phi Kappa Psi fraternity chapter at the University of Toledo, assisting with event planning and communications. OSAIC serves a broad client base including individual, high-net-worth, institutional, and charitable investors, providing integrated brokerage and investment advisory services through a large network of advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Angela Barney is a financial advisor at Mass Mutual Investors Services with 26 years of industry experience. She has been with Mass Mutual Investors Services since 1999 and has been associated with Mass Mutual Life Insurance Company since 1993. Outside of her advisory role, she is involved in insurance brokerage and is a member of Mosquito Fighters LLC, where she oversees marketing and finances. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships.

Irshad Bannister is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with LPL Financial since 2020 and also manages his own business, J & Shad LLC. Bannister has served on the boards of Washington Local Schools and the Fellowship of Christian Athletes, both nonprofit organizations in Toledo, OH. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Snyder is a financial advisor at OSAIC with 27 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining OSAIC in 2023, he worked at Royal Alliance for 10 years and has been involved with Savage & Associates since 1994, where he also owns a sole proprietorship selling life and health insurance and fixed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and access to various investment products and third-party managers.

Thomas Briggs is a financial advisor with Raymond James Financial in Toledo, OH, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Raymond James Financial and its affiliate Raymond James Financial Services since 2009. Outside of his advisory role, Briggs is an insurance agent specializing in non-variable insurance products and a partner in a business related to future office building real estate. Raymond James Financial Services Advisors serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans through detailed client risk profiling and multiple implementation options, often operating in an advisory role rather than as a discretionary manager.

Michael Liebenthal is a financial advisor with LPL Financial in Perrysburg, Ohio, holding a Series 63 designation and 22 years of industry experience. He has been with LPL Financial (formerly LINSCO/Private Ledger Corp.) since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management supported by proprietary and third-party research.

Robert Anderson is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and 37 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Karen Simpson is a Series 66-licensed financial advisor with Morgan Stanley in Toledo, OH, and has 27 years of industry experience. She previously worked at Ameritas Investment Corp and Wilcox Financial, each for seven years, before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Jarrod Hirschfeld is a financial advisor with Raymond James Financial in Toledo, OH, holding Series 65 and Series 63 credentials and 23 years of industry experience. His prior roles include positions at Ameritas Advisory Services, Ameritas Life Insurance Corp of New York, Wilcox Financial, and Ameritas Investment Company. Outside of advisory work, he serves as president of Wilcox Sports Management, a support company unrelated to investment activities. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advice and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Daniel Lambert is a financial advisor with Ameriprise Financial Services in Perrysburg, Ohio, holding a Series 66 designation and two years of industry experience. He has been with Ameriprise since 2016 and previously worked at H&R Block from 2014 to 2018. Outside of his advisory role, Lambert serves as a trustee on the Lucas County Mental Health and Recovery Services Board. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement-income planning that includes written Recommendation Reports and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Andrew Hudak is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Transamerica Financial Advisors and Aflac among other firms. Outside of his advisory role, he is involved with the Ballet Theatre of Toledo and the Toledo Area Small Business Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, supported by model portfolios, third-party research, and multiple investment strategies.

Tristen Stevens is a Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2024 and specializes in helping clients develop personalized wealth management strategies tailored to their unique financial goals and life priorities. Tristen’s approach emphasizes understanding what matters most to clients, enabling him to create flexible plans aligned with changing market conditions. Before becoming a financial advisor, Tristen worked at Microsoft in Redmond, Washington, where he supported small- to medium-sized businesses in the purchase and deployment of technological solutions incorporating artificial intelligence. He holds a Bachelor's Degree in Marketing and Professional Sales from the University of Toledo and holds the Professional Investment Advisor (PIA) designation. His areas of expertise include college education planning, equity compensation services, family wealth management, retirement income strategies, portfolio management, and tax minimization. Tristen resides in Temperance, Michigan, with his wife Alexis. They enjoy traveling, camping, and spending time with friends and family. He is active in local hockey leagues and participates in several organizations throughout Northwest Ohio and Southeast Michigan.

James Rutledge is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 65 and Series 63 designations and has worked at Merrill and Huntington Investment Company prior to joining Charles Schwab and its affiliated entities in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by Schwab Center for Financial Research’s due diligence on alternative investments.

Lionel Brock is a financial advisor with LPL Financial in Maumee, Ohio, holding 14 years of industry experience. His prior roles include positions at WealthWave, Netlaw, and United Healthcare. He has served on the Make a Wish Regional Advisory Board since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and brokerage services, supported by model portfolios and research from multiple sources.

Matthew Detrick is a Wealth Management Advisor with the McHugh Group at Merrill Lynch Wealth Management in Toledo. He has been in the financial services industry since 2008, beginning his career at Merrill as a client associate. Matthew focuses on areas including legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income for retail, corporate, retirement plan, affluent, and high-net-worth clients. A Toledo native, Matthew earned both his Bachelor's in Business Administration and his Master's in Business Administration from the University of Toledo. He holds several professional designations, including Chartered Financial Consultant® (ChFC®), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Planning Counselor™ (CRPC™). Committed to his community, Matthew participates in volunteer activities and embraces a philosophy of working closely with clients to develop personalized financial strategies tailored to their long-term goals. In his personal time, he enjoys golfing, rock climbing, and running.

James Morgan is a financial advisor with Primerica Advisors, holding a Series 63 designation and 29 years of industry experience. He has worked at Primerica Advisors since 1996 and Newman Financial since 2024. Outside of his advisory role, Morgan is a self-employed attorney and serves as a substitute magistrate for the Toledo Municipal Court. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure.

Zach Steinmetz is a financial advisor with Ameriprise in Toledo, OH, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Mansour Wealth Management and The Andersons Inc. Outside of his advisory work, he is involved with Pro Golf Fairways, assisting with golf simulators and cash handling. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm serves clients with significant investable assets through a centralized consulting team that delivers algorithm-assisted, non-discretionary recommendations.

Thomas Sullinger is a Financial Advisor at Merrill Lynch Wealth Management and a partner with the Mollenkamp-Sullinger Group. He works with individuals and families to address key financial decisions and develop customized strategies to meet their unique needs. He holds a Bachelor of Science in Business Administration from the University of Cincinnati. Professionally, Thomas has earned the Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA) designations. His expertise includes college and education planning, liquidity management, retirement planning, portfolio management, tax minimization, and investment strategies for individuals and corporate clients. Outside of his professional career, Thomas is a former member of the University of Cincinnati Men's Golf Team. He enjoys golf, basketball, bowling, football, racquetball, spending time with family, traveling, and watching movies. Thomas is involved in the community through his participation with First Tee - Lake Erie.

Michael Jesionowski is a financial advisor with Wells Fargo Clearing in Toledo, OH, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 10 years of industry experience, including prior work at Nationwide Investment Services Corporation. He has been with Wells Fargo Clearing since 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs, serving plan sponsors with tailored investment strategies and fiduciary oversight.