Lauren Roma is a financial advisor at Merrill with Series 63 and Series 66 licenses and approximately one year of industry experience. Prior to joining Merrill, she worked at Fidelity Investments and completed internships with the Rhode Island State Government and the Office of U.S. Representative Seth Magaziner. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ronda Warrener is a CFP®-certified financial advisor at Edward Jones with 36 years of industry experience. She has been with Edward Jones since 2015. Outside of her advisory work, she is involved in managing rental properties in Rhode Island. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Barbara Delponte is a financial advisor with LPL Financial in Cranston, Rhode Island, holding a Series 66 credential and bringing 24 years of industry experience. Her career includes roles at Merrill for 17 years, Ameriprise Financial Services, Transamerica, Barrett & Company, and Amazon. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and asset management solutions, supporting its network of over 22,800 advisors with technology and diversified investment strategies.

Patrick Cantrell is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill and Bank of America N.A. since 2022. Prior to his current roles, his work history includes positions at West Marine, Copper Mountain, and several other companies across varied industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies developed by internal teams and third-party managers.

John Jay Mouligne is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 10 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2016 and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management serves individual and institutional clients, providing advisory programs and tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct client planning and Corporate Financial Planning agreements.

Frederick Arbusto III is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at LPL Financial, Bank of America, and Merrill. He is also involved as an owner of South County Financial Group in Wakefield, Rhode Island. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through a unique affiliation, alongside specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Lynn Munoz is a financial advisor with Ameriprise in New Boston, NH, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its predecessor entities since 2001. In addition to her role at Ameriprise, she manages an advisory business at Gamm Financial Group in Cranston, RI. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary retirement income advice.

Sandra Peters is a financial advisor with Ameriprise in Coventry, RI, holding Series 63 and Series 65 licenses and 27 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is involved in a family-owned business, Blue Oasis Holdings LLC. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, primarily for assets held in Ameriprise Managed Accounts.

Owen Mc Mahon is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and five years of industry experience. His prior work includes roles at MML Investor Services LLC and MassMutual Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

Samuel Quinones is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yamilka Jimenez is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. She has worked at Equitable Advisors since 2023 and previously at Kyle Britton in 2022. Outside of advising, she works part-time as a sales associate at Frog and Toad, a gift shop. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Abbie Piper is a financial advisor at Osaic with two years of industry experience. She previously worked at Merrill and Webster Bank NA. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services with access to multiple advisory platforms, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Robert Capone is a financial advisor at Stifel with 51 years of industry experience. He holds Series 63 and Series 66 designations and has been with Stifel Nicolaus & Co. since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and government entities, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Ryan Ricciardi is a financial advisor at Merrill with Series 65 and Series 66 credentials and 27 years of industry experience. He has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert White is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2015, alongside roles at Bank of America and Citizens Bank. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient strategies and benefits from its integration with Bank of America’s broader banking and capital markets platform.

Patrick Curley is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Mass Mutual, he worked at Northwestern Mutual and has experience in various roles including insurance sales as an independent agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using advanced analytical tools and delivers written recommendations, with optional implementation through brokerage or insurance arrangements.

Hamid Akbarnataj is a Wealth Management Advisor with extensive experience in compliance, management, and client relationship fostering within the financial services industry. He works with a primary focus on customized insurance, estate, and wealth management planning strategies, aiming to assist clients in identifying the purpose of their wealth and implementing disciplined, forward-looking approaches to grow and preserve intergenerational wealth. Hamid holds a Bachelor's Degree from the California State University System and has earned professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He is an active member of the Financial Planning Association. Beyond his professional work, Hamid is involved in community organizations such as Children for Change and the Glenwood School Foundation.

Joseph Reidy Jr. is a financial advisor with Ameriprise in Cranston, RI, holding Series 63 and Series 65 licenses and possessing 44 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning, focusing on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Jason Ullom is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services and Questar Asset Management. Outside of advisory services, he is also an insurance agent, offering fixed annuities, life, and long-term care insurance products. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through an extensive network of affiliated advisors. The firm provides a range of integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage portfolios that include a broad array of investment types.

Jason Chanchavac Morales is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Bank of America, N.A., and has experience with Bank of America Merrill and Year Up United. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.