David Locke is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in real estate investment through ownership of LSB Properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling techniques.

Corey Gavin is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at Merrill and MML Investors Services LLC since 2023. Prior to his financial career, Gavin worked in education and at a golf course in Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Joanne Daly is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2016. Daly serves as a board member of the United Way of Rhode Island. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and approved tools but does not include individual security recommendations as part of standalone planning.

Reina Flannery is a financial advisor at Strategic Advisers LLC, a Fidelity Investments company, with Series 63 and Series 66 licenses and three years of industry experience. Her prior roles include positions at Fidelity Investments and Northwestern Mutual. Strategic Advisers provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research and quantitative analysis to construct systematic model portfolios, and it serves a range of clients through discretionary and non-discretionary advisory services.

Brendan Burke is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2023. Prior to his current role, he held positions at Bridgewater State University and was involved with Lab Baseball and Centerville Fitness. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Daniel Mc Carthy is a financial advisor at Merrill with 26 years of industry experience. He has held his current position at Merrill since 2009 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nichole Espanol Mateo is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has worked at Merrill since 2022 and was previously employed by Bank of America. Outside of her advisory role, she works as a delivery driver for Amazon Flex. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of individual and institutional clients.

Phillip Nutting is a financial advisor with Ameriprise in Providence, RI, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a combination of research, modeling, and tax-efficiency analysis, supported by algorithmic automation and oversight committees, to deliver personalized retirement income recommendations.

Sean Quinlan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work history includes roles at Bank of America, The Kraft Group, and Coastal Consultants. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Dalton is a ChFC® credentialed financial advisor with 30 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors, where he has worked since 2022. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Dalton is also an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, employing a range of portfolio management strategies and platform arrangements.

William Metayer is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His prior work includes various roles in the hospitality and music industries. Outside of his advisory duties, he works as an independent contractor in music production. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and discretionary management solutions.

Anthony Lawrence is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Fidelity, he worked at Demo's Pizza Factory and the Community College of Rhode Island. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and serves as an advisor to multiple registered investment companies.

Roger Quintin is a financial advisor at Equitable Advisors with four years of industry experience. He previously worked at Edward Jones and MassMutual Life Insurance Company before joining Equitable Advisors. Outside of his advisory role, he serves as an administrator or executor of estates and as a trustee or conservator for family and non-family members. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered investment adviser and broker-dealer model. The firm emphasizes LPL-sponsored programs and endorsed TAMPs, offering both discretionary and non-discretionary management as well as credentialed ERISA services.

Jaden Stefanski is a Financial Consultant at Fidelity Investments, a position held since 2024. Prior to this role, Jaden advanced through several positions within Fidelity Investments, including Workplace Planning Consultant III, II, and I, as well as Workplace Planning Associate, demonstrating a progressive career within the firm since 2022. In his role, Jaden focuses on collaborating with clients to understand their unique financial needs and goals, developing personalized strategies aimed at pursuing lifetime financial objectives. He holds insurance licenses in Arkansas and California, supporting his professional capacity to serve clients in these states. Outside of his professional work, Jaden enjoys boating, fishing, golf, and skiing.

Robert Mason is a financial advisor at J.P. Morgan Securities with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets Inc. Mason is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer a range of banking products alongside investment services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision-making authority.

John Berkery is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. His career includes 18 years at Bank of America prior to joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved planning tools to support financial planning.

Conor Kennedy is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. His prior roles include positions at Bank of America, Kennedy Incorporated, and Castle Hill. Outside of finance, he is a freelance jazz musician and co-editor and director of Encyclopedia Prismatica, a nonprofit literary journal. Merrill, with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Kristen Kauffman is a financial advisor at Fidelity with eight years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Bank of America, Merrill, and Fidelity Investments. She also worked in the hospitality industry at All Stars Bar and Grill for nine years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management as well as fund advisory services. The firm utilizes a combination of proprietary fundamental research and quantitative analysis to construct model portfolios, and it serves a diverse client base including registered investment companies and charitable funds.

Jeffrey Allison is a financial advisor with MassMutual Investors Services in East Providence, RI. He holds the ChFC® designation and a Series 63 license, with 40 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved tools to analyze client goals and deliver written recommendations.

Stephen Poplaski is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work background includes roles at Bank of America and H&R Block, as well as entrepreneurial activities with Asia Grille LLC and Pranzi Catering. He also spent time employed by Rhode Island State Government and Johnson & Wales University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.