Mallika Bahuguna is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works alongside high net worth families to address their unique financial situations, helping them explore options related to retirement planning, estate transfer, and protection from major life events. Mallika supports clients in developing personalized strategies to pursue their long-term financial goals. She holds a Master's Degree from Santa Clara University and a Bachelor's Degree from the University of Virginia. Mallika’s approach involves collaborating closely with clients and coordinating with other professionals such as CPAs and attorneys to optimize overall wealth management. Her work aligns with a holistic philosophy that values ongoing dialogue and building trusted relationships.

Giuseppe Mancini is a financial advisor with Ameriprise in Waterbury, CT, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service for individuals nearing or in retirement who meet certain asset thresholds, providing detailed Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary advice through a centralized consulting team, with a focus on assets held in Ameriprise-managed accounts.

Charlotte Souza is a financial advisor at Charles Schwab with nine years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Fidelity Investments, The Prudential Insurance Company of America, Pruco Securities, and Merrill. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Nicole Falciano is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 24 years of experience. She provides portfolio guidance focusing on asset allocation and diversification strategies and offers expertise in the establishment of trust, endowment, and estate accounts. She supports clients in pursuing their investment objectives through customized investment strategies, including discretionary management and selections from Merrill Lynch and third-party portfolios. Nicole began her career at Merrill Lynch in the Ponte Vedra Beach, Florida office in 1999 before relocating to Connecticut in 2006. She holds a Bachelor's Degree in Accounting from Flagler College in Saint Augustine, Florida, and earned the Chartered Retirement Planning Counselor (CRPC) designation in 2007. She has been a Senior Portfolio Advisor and accredited Portfolio Advisor since 2008. Outside of her professional work, Nicole enjoys skiing, cycling, kayaking, hiking, and traveling. She is dedicated to making memories with her triplet daughters Lenora, Carina, Valentina and her toddler Nicolina, often spending time at horse stables and a cottage in Cape Cod.

Rachel Harrison is a financial advisor with Charles Schwab in West Hartford, CT, holding a Series 66 designation and 17 years of industry experience. Her career includes positions at Morgan Stanley, Merrill, and Waddell & Reed prior to joining Charles Schwab in 2024. Outside of her advisory work, she officiates weddings. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investments.

Stanley Keating III is a financial advisor with Raymond James Financial in Avon, CT, holding a Series 63 designation and 39 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and Raymond James Financial since 2009. Outside of his advisory role, he is the owner of Argentum Financial Partners LLC, a support company where he performs managerial and administrative duties. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to illustrate potential outcomes, supporting clients through a range of advisory programs and specialized public finance services.

Emily Derikito is a financial advisor with Morgan Stanley in West Hartford, CT, holding a Series 66 license and four years of industry experience. Prior to joining Morgan Stanley in 2025, she worked at Janney Montgomery Scott from 2021 to 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Jennifer Sheridan is a Wealth Management Advisor at Merrill Lynch Wealth Management based in West Hartford, Connecticut. She specializes in helping clients achieve their financial goals through a structured process and personalized planning. Her approach to wealth management is centered on understanding each client's unique priorities and crafting a financial framework that aligns with their life goals. With a Bachelor's Degree from Central Connecticut State University, Jennifer holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She is a member of the Certified Financial Planner Board of Standards, Inc. Her expertise spans college education planning, legacy planning, retirement income management, philanthropic planning, socially responsible investing, and wealth planning for women and the LGBT community. Jennifer integrates her philosophy that financial success depends on personal priorities such as health, family, leisure, giving, work, and finance. She emphasizes a proactive, personal, and trust-based approach that adjusts to life's changes and market conditions. Outside of her professional work, Jennifer enjoys cooking, golfing, traveling, practicing yoga, and spending time with her family.

Sadik Kulla is a financial advisor with Raymond James & Associates in Watertown, CT, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James and its affiliated entities since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Giuseppe Terranova is a financial advisor with LPL Financial in Newington, CT, holding a Series 66 designation and three years of industry experience. His prior work includes roles at SagePoint Financial, Hedberg Wealth Management, and several corporate positions at Raytheon Technologies, Henkel Corporation, and United Technologies Corporation. He is also involved with Hedberg Wealth Management as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of investment options, including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and integrated financial services.

Qasim Khan is a financial advisor at Merrill with 15 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2017, following three years at JPMorgan Chase. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Waldo is a CFP® professional with 23 years of industry experience, currently advising clients at Merrill since 2011. He is the owner of Talking Squirrels, LLC, through which he has written and plans to self-publish a children's book, and he has also authored a basic financial planning book seeking traditional publication or self-publishing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lisa Stanes is a financial advisor at Fidelity with 15 years of industry experience. She holds the Series 66 designation and has worked within various Fidelity divisions since 2010. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering services such as discretionary and non-discretionary portfolio management, fund advisory, and delivery of model portfolios to intermediary platforms.

Christopher Mishler is a Planning Consultant at Fidelity Investments, where he partners with clients to create personalized financial plans tailored to their individual and family situations. He focuses on identifying clients' specific strengths and weaknesses to help them pursue plans based on their goals. Since joining Fidelity Investments in 2023, Christopher has worked diligently with each client to ensure they have the confidence and comfort needed to manage their financial future. Outside of his professional role, Christopher enjoys outdoor activities such as beach outings, boating, hiking, kayaking, and snowboarding.

Haig Arakelian is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving clients since 1998. He has over 27 years of experience working with Fidelity clients and their families, focusing on financial planning and utilizing Fidelity's resources to meet clients' financial needs. Throughout his career at Fidelity, Haig has dedicated himself to helping clients achieve their financial goals through comprehensive financial consulting. His long tenure at the firm reflects his commitment to client service and financial planning. Outside of his professional role, Haig has interests in cars, fitness, gardening, playing musical instruments, reading, and volunteering.

Eric Schulman is a financial advisor with Cetera who holds a Series 66 designation and has 24 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2021 and previously spent seven years at Voya Financial Advisors. Outside of advising, he performs as a first tenor singer during high holiday services at Emanuel Synagogue, where he has been involved since 2007. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diversified portfolio management and planning services through a multi-manager platform that provides access to both affiliated and third-party managers across multiple program structures.

Gary Nicksa is a financial advisor with Edward Jones in Torrington, CT, holding CFP® and ChFC® designations and possessing 26 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options supported by a nationwide network of more than 23,000 advisors.

Marc Sack is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2009, previously working at Citigroup Global Markets and Northstar Wealth Partners LLC. Outside of advising, he conducts guitar lessons and operates a small family online retail business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Henry Cormier is a financial advisor with Ameriprise in Unionville, CT, holding a Series 63 designation and 44 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he holds a real estate license and owns Cormier Wealth Management, LLC, a business established to manage salaries and expenses related to his Ameriprise activities. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and the use of algorithmic tools under oversight.

Gary Gray is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he is the owner of Spartan Sharpshooter, a recreation business based in East Longmeadow, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm‑approved tools and modeling techniques.