James Lennon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Stacey Colao Gardner is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She previously worked at UBS Financial Services for nine years before joining RBC in 2024. Outside of finance, she has involvement in the catering and event service industry, specifically providing waitressing and event support for weddings. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio management strategies that incorporate both in-house and third-party investment managers and provide options such as tax management and responsible investing.

Daniel O’Keefe is a CFP® and CFA® credentialed advisor with 16 years of industry experience. He is affiliated with LPL Financial and has been serving clients through WealthOne LLC since 2016. Outside of his advisory work, he is a 10% owner of The Neary Group LLC, a business unrelated to investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research, model portfolios, and technology-driven strategies.

Nathaniel Greenwood is a financial advisor with Cetera holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Cetera Investors, he worked in retail and education roles, including four years at Happy Jacks Shops and five years at Glens Falls Middle and High Schools. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party managers, overseeing more than $256 billion in assets and a network of over 10,000 advisors.

Natalie Hart Shepperly is a financial advisor with UBS Financial Services in Albany, NY, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Bank of America, Merrill, Fidelity Brokerage Services, and Brown Brothers Harriman. Outside of her advisory work, she serves as a golf coach for The Albany Academies’ high school golf team. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor investment plans to client goals and risk tolerances.

Eldon Harris is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at firms including Bank of America, Merrill, and LPL Financial. Outside of his advisory role, Harris is involved as a board member of Metropolitan NTM Baptist Church and operates a sports cards retail business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and modeling techniques to support tailored financial plans.

James Plummer is a CFP® with 26 years of industry experience, currently serving as an advisor at Cetera. He has previously worked at Avantax Investment Services, Inc. for 24 years and has been involved with Plummer Financial Services since 1998, where he also provides tax preparation services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, with multiple program structures and access to third-party money managers.

R. Paul Moroukian Jr. is a financial advisor with LPL Financial, holding a Series 63 designation and over 40 years of industry experience. He has been with LPL Financial since 1995. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and third-party model portfolios.

Christopher Streich is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 20 years of industry experience. He has worked at Cetera since 2019 and previously held roles at Foresters Advisory Services and Foresters Financial. Outside of finance, he owns and operates Alfies Hotel, a 14-bedroom hotel, and coaches skiing at Hunter Mountain. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts, offering various portfolio management and financial planning services through a large network of independent advisors.

Vincent Lecce is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and over 42 years of industry experience. He has been with MassMutual Investors Services since 1984 and also serves as an insurance agent with MassMutual Life Insurance Company. In addition, he is a notary public. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using proprietary software and offers specialized programs such as divorce planning and estate-settlement services.

Ian Pacifico is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has experience working at MML Investors Services LLC since 2026 and previously at State Farm from 2022 to 2026. Prior to his career in finance, he held roles at the University of Tampa, Price Chopper, and Christian Brothers Academy. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative client engagements.

Nikki Haskins is a financial advisor at Raymond James Financial with 25 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for RBC Capital Markets Corporation for 21 years before joining her current firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Kevin Pittz is a Certified Financial Planner (CFP®) with 16 years of industry experience, all spent at Edward Jones since 2010. He is based in Schenectady, NY, and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey Damia is a financial advisor at LPL Financial with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at firms including Wells Fargo Funds Management and FS Investment Solutions. Outside of advising, he is involved in several business entities, including partnerships related to brewing ventures in Chatham, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services with both discretionary and non-discretionary management options.

George Mcavoy is a financial advisor at LPL Financial with 23 years of industry experience. He holds the Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc., Securities America Advisors, and OSAIC. Mcavoy also manages CP Capital Management, a business he has been involved with since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Christopher DeMania is currently serving as Vice President, Wealth Planner at Fidelity Investments. In this role, he partners with clients and their families to understand their financial goals and collaborates with them to develop comprehensive plans for savings, investments, and retirement. Prior to his current position, Christopher worked as an Associate at Goldman Sachs from 2018 to 2024. Outside of his professional work, Christopher has interests that include beach activities, fitness, football, hiking, and outdoor adventures.

Stacy Gregory is a financial advisor with Charles Schwab holding CFP® and Series 66 credentials and has seven years of industry experience. Prior to joining Schwab in 2022, she worked at Goldman, Sachs & Co., LLC, DirectAdvisors, LLC, and The Ayco Company, L.P./Mercer Allied Company, L.P. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment onboarding process.

Frederick Winkler Jr. is a Series 63 licensed financial advisor with 34 years of industry experience. He is currently with Cetera and previously worked at Avantax Advisory Services, NEXT Financial Group, and has served as president of Fred H. Winkler & Company CPA, PC since 1985. He has longstanding personal and professional relationships that extend to trustee and beneficiary roles for close family friends. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Timothy Smith is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 24 years of industry experience. His prior roles include positions at Goldman Sachs & Co, Rockefeller Financial LLC, Rock & Co LLC, and The Ayco Company, L.P./Mercer Allied. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

James Faranda is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 66 credentials and possessing 27 years of industry experience. He has worked at LPL Financial since 1999 and most recently is affiliated with Broadview Wealth Management. Outside of his advisory role, he is a notary public and an independent agent for fixed insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide, offering financial planning, advisory programs, retirement consulting, and brokerage services through a large network of investment adviser representatives. The firm provides both discretionary and non-discretionary management, utilizing model portfolios, research, and a range of investment strategies and technologies.