Kevin O'Connor is a financial advisor with LPL Financial, holding a Series 63 designation and 30 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 20 years and has been involved with Buffalo Brokerage Support, Inc. since 1991. Outside of advising, he serves as president of Buffalo Brokerage Support, Inc., a third-party administrator. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by internal research and third-party subadvisors.

Justin Sheffield is a financial advisor with LPL Financial who holds Series 66 and Series 63 licenses and has four years of industry experience. He has been with LPL Financial since 2021 and also has experience working with Northwest Bank since 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by extensive research and model portfolios.

Sarah Cirillo is a Series 66-licensed financial advisor with Equitable Advisors in Williamsville, NY, where she has worked since 2023. She has two years of industry experience and has held roles in both financial services and the agricultural products sector. She also has prior experience in restaurant and retail positions. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, and institutions, offering a range of financial planning, brokerage, insurance, and third-party asset management solutions through a dual-registered advisory and broker-dealer model.

Ryan Matthews is a financial advisor with Equitable Advisors in Amherst, NY, holding Series 63 and Series 66 licenses and having seven years of industry experience. He has been with Equitable Advisors since 2018 and previously worked at AXA Advisors, LLC. Matthews attended the University of Pittsburgh from 2014 to 2018. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizons.

Massimo Cimato is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his advisory career in 2025. His prior work experience includes roles at National Fuel Gas Corporation, Capital Abstract Company, and American Coradius International. Outside of his advisory work, he serves as a public notary and is a board member of the Buffalo Curling Club. Equitable Advisors provides financial planning, retirement plan support, and asset management services to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, utilizing third-party asset managers and offering both advisory and brokerage channels.

Ronald Moskala is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and having 22 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2011. Outside his advisory role, he owns a seasonal vacation rental business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring client relationships as ongoing collaborative engagements.

Michael Gimlin is a financial advisor at LPL Financial with 37 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Ameriprise Financial Services, Inc. for seven years. Outside of advisory work, he owns several business entities unrelated to investment advisory services. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Debray Williams is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing Services LLC since 2019, following prior roles at Papi Grandes and Axa Advisors, LLC. Outside of his advisory work, he serves as treasurer for Habitat for Humanity in Buffalo, NY. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Michael Capizzi is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of his advisory role, he owns and operates a restaurant and nightclub business and serves as a board member of the Niagara Falls School District Board of Education. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategic investment modeling.

Donald Halicki is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked with AXA Advisors, LLC. He serves on the school advisory board for the West Seneca Schools Finance Academy. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model, utilizing multiple asset managers and offering both advisory and brokerage channels.

Senghor Etienne is a financial advisor at LPL Enterprise with a Series 66 designation and has recently begun his career in the industry. Prior to joining LPL Enterprise, he held various roles in companies across different sectors, including American Packaging Corporation and Lyft. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, brokerage and advisory services, utilizing LPL’s research, model portfolios, and third-party asset management programs.

Bruno Lombardo is a CFP® professional with 25 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as Vice President of the Lakeshore Woods Homeowners Association in Lakeview, NY. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and includes both discretionary and non-discretionary services, with a broad investment menu that notably includes insurance-related vehicles and bank deposit sweep options.

Eric Rickan is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 license and 16 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategy services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and scenario modeling.

Melissa D’Agostino is a financial advisor at Equitable Advisors with 23 years of industry experience. She has held roles at Equitable Advisors since 2012 and previously worked at AXA Advisors, LLC. Melissa holds Series 63 and Series 65 licenses. Equitable Advisors serves a diverse range of clients including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered model as an SEC-registered investment adviser and broker-dealer.

Hillary Muffoletto is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and 10 years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory role, she is involved with Muffoletto Farms LLC, an agricultural business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and uses structured financial planning tools, managing approximately $2.74 trillion in client assets.

John Hartman is a financial advisor at Equitable Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Equitable Advisors since 2011, including a prior role at AxA Advisors. Hartman serves as a board member of Urban Roots Garden Coop, a nonprofit organization in Buffalo, NY. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement sponsors, corporations, and charitable organizations. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage services through partnerships with LPL and various third-party asset managers.

Colleen Fitzhenry is a CFP® with 21 years of industry experience, currently serving at MassMutual Investors Services since 2017. She previously worked at MetLife Securities Inc. and MassMutual Life Insurance Company. Fitzhenry is also involved as an insurance broker specializing in long-term care. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements utilizing firm-approved software and provides event-driven planning services such as divorce and estate settlement planning.

Gregory Borgosz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 35 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. Prior to that, he spent 28 years at MetLife Securities Inc. and Metropolitan Life Insurance Company. MassMutual Investors Services is an SEC-registered broker-dealer and investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars through collaborative, annual planning relationships using firm-approved analytical tools.

Braeden Krzesinski is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his industry career in 2026. His prior work experience spans various roles outside the financial sector, including positions at Leaf Filter, Dicks Sporting Goods, and educational institutions such as the University of Buffalo and College of Charleston. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, and institutional investors. The firm offers financial planning, brokerage, insurance, and access to third-party asset management, functioning as both an SEC-registered investment adviser and broker-dealer.

James Rehak is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and five years of industry experience. He has worked at firms including Royal Alliance Associates, Putnam Investments, and UBS Financial Services. Rehak is also associated with Lawley Retirement Advisors and its affiliated entities. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a broad range of financial planning and advisory programs, employing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.