Robert Wilczak is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Cetera since 2019, following previous roles at Foresters Financial Services and Foresters Advisory Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Thomas Renzi is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs and investment management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Matthew Gorton is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2011, he has focused on working with executives and business owners to address their unique financial goals and needs. Matthew collaborates closely with clients and their other advisors to coordinate financial, legal, and tax-related decisions. His areas of expertise include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, and services for endowments, foundations, and non-profits. Matthew holds a Bachelor of Science degree in Finance from Wayne State University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE).

Eric Mckenrick is a financial advisor at Equitable Advisors with 16 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2009, including time spent with Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm utilizes a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Jeffrey Silsby is a financial advisor at Primerica Advisors with 24 years of industry experience. He holds a Series 63 designation and has worked with PFS Investments, Inc. since 2007, Primerica Financial Services since 1998, and has a concurrent role with the Town of Cheektowaga Police Department. Outside of advising, he is involved in the sale of loan products as well as home security and automation services through affiliated companies. Primerica Advisors is a large institutional firm that primarily serves individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program featuring model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Patrick McGuire is a financial advisor at RBC Capital Markets with six years of industry experience. He holds a Series 66 designation and previously worked at Rupp Baase Pfalzgraf Cunningham LLC from 2016 to 2020. McGuire serves as a Professional Advisor Council Member for the Community Foundation for Greater Buffalo. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations with customized portfolio management, financial planning, custody, and brokerage services. The firm integrates in-house and third-party investment managers and offers a range of advisory programs tailored to clients’ risk profiles.

Mark Beardi is a CFP® professional affiliated with Cambridge Investment Research Advisors with 16 years of industry experience. His prior roles include positions at Ic Advisory Services Inc, The Investment Center Inc, and Invest Financial Corp. He is involved as an agent in insurance and benefits as well as through SY Associates LLC. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals across wealth levels, retirement plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, delivered through independent Financial Professionals using multiple custody platforms and both proprietary and third-party investment strategies.

Michael Evereth is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Janney Montgomery Scott for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Steven Goodwin is a financial advisor with OSAIC and holds a Series 63 designation. He has 44 years of industry experience, including 27 years at Signator Investors, Inc. and over three decades managing his own insurance and wealth management businesses. Outside of finance, he works as a certified adaptive ski instructor and trainer with the Lounsbury Adaptive Ski Program at Holiday Valley Ski Resort. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charities, providing integrated brokerage, advisory, and financial planning services through a large network of advisers and multiple platforms.

Ryan Timmons is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 2007. Outside of his advisory role, he manages a vacation rental property in the Buffalo area. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and provides both advisory and brokerage/insurance services.

James Cappiello is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1988, beginning his career immediately after earning his bachelor's degree from Canisius College. Over his 35 years in the investment field, James has gained extensive experience navigating market cycles and providing investment guidance. His areas of expertise include family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. As a Personal Investment Advisor (PIA), James focuses on connecting all aspects of a client's financial life to help prioritize and pursue their most important goals. Outside of his professional role, James enjoys cooking, gardening, and spending time with his family.

Blake Rickan is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2017. Outside of his advisory role, Rickan coaches youth lacrosse with several local organizations in the Buffalo area. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning services.

Peter Breitsch is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 66 designation and 15 years of industry experience. His prior work includes roles at AXA Advisors and Primerica Financial Services. Outside of advising, he is involved in the sale of loan products and home security and automation services through Primerica-affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

William Sharp is affiliated with LPL Enterprise and holds a Series 66 designation. He has recently begun his career in financial advising and has prior experience in various roles including work at Walmart, a local pizzeria, and educational institutions. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, model wealth portfolios, and access to third-party asset management, combining these services with brokerage and insurance products on an integrated platform.

Lester Robinson III is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Virtue Capital Management, and Mass Mutual. Outside of his advisory work, he is involved in media as a radio, TV, and podcast host, conducts seminars and workshops, and is an author. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and technology-driven strategies.

Maria Zinter is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Ronald Willis is a financial advisor with LPL Financial based in Buffalo, NY, holding a Series 66 designation and possessing 18 years of industry experience. He has worked at LPL Financial since 2010 and has been affiliated with Northwest Bank since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with access to model portfolios, third-party research, and various investment strategies.

William Wyrozub is a financial advisor at Mass Mutual Investors Services in Amherst, NY, holding Series 63 and Series 66 licenses with 22 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and with Massachusetts Mutual Life Insurance Company since 2016, alongside his tenure at MetLife Resources beginning in 2006. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning using firm-approved analytical tools.

Joseph Lipsitz is a financial advisor at OSAIC with 20 years of industry experience. He holds the CFP® and Series 63 designations and has worked with Securities America Advisors, Inc. and Securities America, Inc. Prior to joining OSAIC, he has been involved in insurance advisory services through L&M Financial Services since 2005. He serves as Treasurer of the Williamsville Education Foundation, a nonprofit supporting educational programs in the Williamsville Central School District. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage, advisory, and financial planning services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools and third-party resources to manage diversified portfolios tailored to clients' needs.

George Bidjov Jr. is a CFP®-certified financial advisor with 20 years of industry experience. He is currently with LPL Financial and previously worked at Cadaret Grant & Co., Inc., Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of advising, he is involved with Wealthguard of NY, LLC, focusing on property and casualty insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, including discretionary and non-discretionary management with access to model portfolios and research from multiple sources.