Beau Gaudreau is a financial advisor with Raymond James Financial in Portland, ME, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He previously worked at Edward Jones for 18 years before joining Raymond James in 2023. Outside of his advisory role, he owns and manages residential rental properties in Maine. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs, including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Preston Galarneau is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 designations. He has 46 years of industry experience, including over a decade with Cantella & Co., Inc. In addition to his advisory work, he serves as treasurer of a nonprofit real estate corporation and operates an independent insurance agency. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals using a range of portfolio management approaches and platform options.

Theresa Coburn is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, incorporating analyses such as Secular Return Estimates and Monte Carlo simulations.

Jennifer Beecher is a financial advisor at Edward Jones with 19 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney for 14 years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory services through a large network of financial advisors and branch offices across the United States.

Heidi Baribeau is a financial advisor with Ameriprise in Gorham, ME, holding a Series 66 designation and five years of industry experience. She has worked at Ameriprise since 2017 and previously spent a decade at Disability RMS. Outside of her advisory role, she teaches children's dance classes at the Drouin Dance Center. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, combining research and modeling to generate non-discretionary, tax-smart income strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Monica Worcester is a Financial Consultant I at Fidelity Investments, where she has been serving since 2024. In her role, she focuses on building trust with her clients and providing personalized financial guidance aimed at growth, security, and achieving their unique goals. Prior to this position, Monica held roles including Planning Consultant at Fidelity Investments and Relationship Manager at Empower Retirement, accumulating extensive experience in client service and financial planning since 1997. Her career spans various roles in the financial services industry, including positions at UBS, Lebel & Harriman, LLP, Key Bank, and Gorham Savings Bank. This diverse background has contributed to her expertise in retirement education, client relationship management, and financial consulting. Outside of her professional work, Monica enjoys activities such as cooking and baking, gardening, music, caring for pets, and reading.

Ryan Pierce is a Financial Consultant at Fidelity Investments, a position he has held since 2015. He began his career with Fidelity in 2005 and has held various roles within the company, including Financial Representative, Fixed Income Specialist, Private Client Specialist, Investor Center Investments Representative, and Account Executive. Throughout his career, Ryan has developed expertise in financial planning by engaging closely with clients and their families to build trust and understanding. This approach supports his collaborative efforts to create financial plans tailored to clients' individual needs and priorities.

Morgan Foster is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity and its affiliates since 2015. Outside of advising, he runs a wedding and portrait photography business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Peter C. Johnson is a financial advisor with UBS Financial Services in Portland, Maine, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. He has been with UBS since 1995. Outside of his advisory role, he serves on the Board of Directors of the Rotary Club in Yarmouth, Maine. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers research-driven, model-based asset allocation strategies tailored to clients’ goals and risk tolerances.

Xiomara Barcia is a financial advisor at Merrill with one year of industry experience and holds a Series 66 designation. She has worked with Bank of America and BBVA Peru and is involved in a plumbing and heating services business, JT Heating Service LLC, in Gorham, Maine. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jackson Cousins is a CFP® professional with 12 years of industry experience, currently affiliated with RBC Capital Markets in Portland, ME. He has worked at RBC Capital Markets since 2015 and has been with City National Bank since 2019. His past involvement includes coaching a sixth-grade basketball team with the South Portland Parks and Recreation. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Stephen Egbert is a financial advisor with UBS Financial Services in Portland, ME, holding Series 63 and Series 66 licenses and bringing 57 years of industry experience. He has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients with a mix of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to tailor investment strategies.

Alex Hill is an Investment Consultant at Fidelity Investments, where he has been providing services since 2026. He works with individuals and families to develop financial strategies that align with their unique circumstances, goals, and priorities through a collaborative planning process. Alex has been with Fidelity Investments since 2023, gaining experience in various capacities including Workplace Investing Sales and Workplace Planning and Advice before his current role. Outside of his professional work, Alex enjoys fitness, golf, hiking, reading, skiing, and tennis.

Jay Tobias is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing, before joining LPL Financial in 2017. Tobias is also a high school football coach at Summit High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, with access to model portfolios and research from internal and third-party sources.

Catherine Cleale is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2013 and 2015, respectively. Outside of her advisory role, Cleale serves on the finance committee of the Falmouth Public Library in Maine. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Robert Emple is a financial advisor with Morgan Stanley in Portland, ME, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of his advisory role, Emple is a solo singer and guitarist performing in local venues and has served as treasurer of the Falmouth Memorial Library. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including employer-sponsored financial planning agreements.

Jennifer Biette is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, following three years at RBC Capital Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Clement is a financial advisor at RBC Capital Markets with 35 years of industry experience. He has been with RBC since 2008 and previously worked at City National Bank from 2020 to 2025. Outside of his advisory role, he coaches youth basketball clinics, serves on the advisory board of a nonprofit supporting immigrants, and is a board director for the Maine Basketball Hall of Fame. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies utilizing both in-house and third-party managers.

Eric Dexter is a financial advisor at Raymond James & Associates with 30 years of industry experience. He has worked at Raymond James since 2019 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as Immediate Past Flotilla Commander and a Flotilla Staff Officer for Marine Safety with the U.S. Coast Guard Auxiliary. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on diverse portfolio management styles and affiliated research.

Peter Lowell is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Blackhawk Network Inc for six years and at CashStar for four years. He is based in Brunswick, ME. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors and 15,100 branch offices.