Kyle Fogarty is a CFP® and ChFC® with 17 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he owns a rental property in Stockton, NJ. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of nearly 24,000 financial advisors offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Eileen Pickard is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill Lynch since 2001 and holds Series 63 and Series 66 licenses. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of investment strategies implemented by Managed Account Advisors LLC and supported by Merrill’s Chief Investment Office. The firm serves a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Christian Grumm is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked previously at Freedom Mortgage, AT&T, and Nu-Wave Wireless. Outside of his advisory role, he co-owns WAC Entertainment LLC, a business focused on producing creative projects such as music and video content. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional investors.

Robert Edelson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior firms include Bank of America and Merrill. Outside of advising, he operates a small online resale business on eBay. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services with multiple program structures, combining proprietary and third-party models to accommodate various client needs.

Elona Gera is a financial advisor with Equitable Advisors in Yardley, PA, holding a Series 66 designation and 12 years of industry experience. She has been with Equitable and its predecessor, AXA Equitable, since 2013. Outside of her advisory work, she provides Albanian interpretation services for families at medical appointments. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and third-party managers.

Joshua Nyce is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked at Fidelity Talentsource and has held roles at organizations including The Salvation Army and Macy's. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Paul Simonetti is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2025, he served in the New Jersey Army National Guard for 18 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 financial advisors.

James Vessio is a Series 66-licensed advisor with Merrill in Pennington, NJ, and has 18 years of industry experience. He has been with Merrill since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Michael Chrzanowski is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2021. Prior to Merrill, he worked at UBS Financial Services for four years and was involved with E&R Tree Service for two years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Christian Pothast is a financial advisor with Merrill and holds a Series 66 designation. He has one year of industry experience and previously worked at NBCUniversal and Nova Group Marketing. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide range of products and services.

Samantha Rodrick is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and beginning her advisory career in 2025. Her prior experience includes roles in education at McDaniel College and Monroe Township schools, as well as work with Impact XM and Green Leaf Pet Resort and Hotel LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm is integrated within Bank of America’s broader corporate platform, providing access to a wide range of investment products and services.

Rusty Todd is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Bleakley Financial Group and has held positions outside the financial industry in the restaurant and hospitality sectors, including roles at Itsurwiener Restaurant and Bar and Deal Lake Bar + Co. He also has experience in private lifeguarding and golf club operations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

Michael Demarco is a financial advisor at Merrill with 14 years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration within Bank of America’s broader platform includes access to a wide array of products and services beyond traditional investment management.

James B Daley Jr. is a financial advisor with UBS Financial Services in Somerville, NJ, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with UBS since 1995 and has prior experience at Prudential Bache Securities dating back to 1987. Outside of advisory work, he is president of a restaurant business and serves on the board of Camp Fatima, an organization providing free camps for special needs children and young adults. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory solutions that include fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers proprietary research to tailor investment plans based on clients’ goals and risk tolerance.

Syeda Muzahir is a Series 66–licensed advisor with Merrill, based in Hillsborough, NJ, with three years of industry experience. Her prior roles include positions at Bank of America, N.A., and PNC Bank. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Meenu Sharma is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and having 13 years of industry experience. Her prior work includes roles at Santander Bank, NA, Santander Securities, LLC, and HD Vest Investment Services. She also has experience in academia, having worked at Middlesex County Community College, New Jersey City University, and Hudson Community College. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Piazza is a financial advisor at Merrill with 37 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill and Bank of America since 2010. Outside of his advisory role, he participates as a guitar player in a musical group called Decibel Syndrome. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Raphael Hochberg is a financial advisor at Merrill with 30 years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at Bank of America, N.A., Icap Corporates LLC, Maxim Group LLC, and The Vertical Group. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Andrew Bukowinski is a financial advisor with Merrill, holding a Series 66 credential and one year of industry experience. His background includes roles at Bank of America and a variety of positions in the fashion industry and education. He is based in Pennington, NJ. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Richard Di Bono is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. His prior work includes roles at Bank of America, Capital One Investing, Swiss Farms LLC, and Holstein&Penn LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates its investment offerings with Bank of America’s broader corporate platform, providing access to a wide range of products and services.