Alberico Sessa is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held roles at Morgan Stanley Private Bank, N.A. and MORGAN STANLEY SMITH BARNEY LLC since 2023, and spent 11 years at UBS Financial Services. Outside of advisory work, he is involved as a partner in real estate ventures through AA Belmar Real Estate LLC and Sessa-Kopcha Family LLC. Morgan Stanley Wealth Management provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in assets and offering tailored planning supported by firm-approved tools and methodologies.

Michael Girgis is a financial advisor at Equitable Advisors with 19 years of industry experience. He has been with Equitable Advisors since 2006 and holds the Series 66 designation. Outside of his advisory role, he serves as a co-trustee of family trusts alongside his brother. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to meet client needs.

Todd Speedy is a financial advisor with Equitable Advisors in Toms River, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2002, including its predecessor Axa Advisors, where he worked for 18 years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad selection of third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to deliver tailored financial solutions.

Miguel Coelho is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliated entities since 2019, as well as at Summit Financial Group and Summit Brokerage Services earlier in his career. Outside of his advisory role, he is the managing partner of Freedom Capital Group. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers various portfolio management and financial planning services through a multi-manager platform that provides access to affiliated and third-party managers as well as customizable investment strategies.

Colin Dempsey is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has additional experience at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm offers IPS-driven advisory services grounded in modern portfolio theory, including both discretionary and non-discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Feiden is a financial advisor with Merrill in Toms River, NJ, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has previously worked at Scottrade, Inc. and PNC Investments. Outside of his advisory role, he is a part-time drummer in a classic rock band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Shave is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Osaic in Brielle, NJ since 2018. Prior to joining Osaic, he worked at Sii from 2014 to 2018 and has been a partner at SFG Annuity Marketing, Inc. since 1997. He is also involved in financial planning and insurance sales through his activities with Acorn Financial and Acorn Financial Services. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers integrated brokerage and advisory services, employing a range of portfolio construction tools and multiple third-party platforms to provide tailored investment and planning solutions.

Jacob Eisikovic is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 12 years of industry experience. He is also a partner at Eisikovic & Kane, LLP, providing accounting, bookkeeping, tax preparation, and payroll services. Eisikovic has worked at Avantax Advisory Services and Avantax Investment Services, among other roles. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services, utilizing a multi-manager platform with discretionary and non-discretionary strategies across multiple program structures.

Amy Haig is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with the Toms River, NJ office since 1992 and has 32 years of experience in the financial services industry. In her role, she helps clients manage their personal and business finances and works closely with their accountants and attorneys to develop estate plans. Amy holds a Bachelor's degree from Gettysburg College and a Master's degree from the University of North Carolina at Chapel Hill. She is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, she holds the Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Residing on Long Beach Island with her husband and two children, Amy participates in the communities she serves by volunteering with local organizations.

Thomas Ley is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked within various Wells Fargo entities since 2012. Outside of his advisory role, he is a co-trustee of the UW Frances M Ley Testamentary Trust and holds a 90% ownership stake in Manage Money Ley GP, LLC, a merchant partnership. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients’ needs, utilizing proprietary research and tools, with optional implementation through brokerage or advisory programs.

Kevin Holt is a financial advisor with Morgan Stanley who holds Series 63 and Series 66 licenses and has 23 years of industry experience. He previously worked at Bank of America and Merrill before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning that utilizes structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Danielle Magrini is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2007. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Thomas Cummings is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has been associated with Cetera and its affiliated entities since 2015 and also operates Cummings Wealth Management, LLC. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with a variety of program options.

Michael Hirsch is a financial advisor with LPL Enterprise in Manasquan, NJ, holding Series 63 and Series 65 credentials and over 20 years of industry experience. He has worked with Vincent Hirsch Financial Services since 2011 and Prudential Insurance Company of America since 2006. Hirsch serves as a commissioner on the Monmouth County Tax Board. LPL Enterprise serves a diverse client base including individuals, retirement plans, and institutional clients, offering financial planning, model wealth portfolios, third-party asset management, and access to brokerage and insurance products through its integrated advisory and brokerage platform.

Logan Murphy is a financial advisor with Raymond James Financial in Jackson, NJ, holding a Series 66 designation and one year of industry experience. His prior roles include positions at OSAIC Wealth, Inc. and Northwestern Mutual. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers non-discretionary planning tailored to client goals using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Erick Simonds is a financial advisor at LPL Financial with 23 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, with a combined tenure of 15 years. His credentials include Series 63 and Series 66 registrations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, including model portfolios and retirement plan consulting, supported by research from LPL and third-party subadvisors.

Debra Fournier is a CFP®-designated financial advisor with LPL Financial and over 30 years of industry experience. She has been with LPL Financial since 2008 and also leads Seaview Wealth Management, LLC. Fournier serves on the boards of the Association of Divorce Financial Planners and the Institute for Divorce Financial Analysts, and she is the owner of Fiscal Fitness for Women. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a broad network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and portfolio strategies from LPL Research and third-party subadvisors.

Joseph Bonacci is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS Financial Services from 2009 to 2023 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Joe Loiodice is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Bernstein Institutional Services LLC, AllianceBernstein Investments, Inc., Alliance Bernstein L.P., and Four Springs Capital LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Nicole Andres is a Private Wealth Manager with Merrill Private Wealth Management, where she leads a team of 12 professionals across New York City, Pennsylvania, and California. In her role, Nicole works closely with individuals and families to navigate complex financial decisions, providing highly customized portfolio strategies that reflect clients' unique goals, risk tolerance, time horizons, and income needs. She and her team serve as trusted advisors, assisting with a range of financial matters including education planning, family wealth management, philanthropic planning, and tax minimization. Prior to joining Merrill, Nicole was a Director at Credit Suisse Private Bank for 15 years and previously worked in the Private Client Services division at Donaldson Lufkin & Jenrette. She began her career in 1990 in the equity research division at First Manhattan Company. Nicole earned a Bachelor's Degree from Vassar College and holds the Personal Investment Advisor (PIA) designation. She has been recognized by Barron's magazine as one of the Top 100 Women Financial Advisors from 2007 to 2015 and by Forbes as a Top Women Best-in-State Wealth Advisor from 2022 through 2026. Nicole is involved in the University of Dayton Parent Leadership Council and resides in Chatham, New Jersey with her family. In her free time, she enjoys cooking, running, spending time with her family, and traveling.