Charles Sergewick is a financial advisor with Merrill based in Toms River, NJ, holding Series 63 and Series 65 designations and 39 years of industry experience. He has been with Merrill since 2014 and concurrently with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christian Fusco is a Series 66-licensed financial advisor at Morgan Stanley with one year of industry experience. His career includes prior roles at LogicSource, Inc. and educational positions at the University of St Andrews, George School, and Peddie School. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its financial planning process.

Michael Sosa is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. He has worked with Cetera and its affiliated entities since 2020. Outside of advisory work, Sosa serves as Director of Treasury at Proximo Spirits, Inc., where he is involved in tax and corporate projects, and he operates a tax preparation service through Premier Financial Group, LLC. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through multiple program structures, with over $256 billion in assets under management and more than 10,000 advisors.

Scott Brady is a CFP® professional with 22 years of industry experience, currently serving with Cambridge Investment Research Advisors since 2024. His prior experience includes roles at Ic Advisory Services Inc, The Investment Center Inc, and TFS Securities, Inc. He is also treasurer and board member of the Carmie Brady Foundation, a nonprofit organization. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, proprietary model strategies, and a network of third-party advisers.

Alessandra Panagos is a CFP®-certified financial advisor with four years of industry experience. She is currently with Cetera and also works as an assistant at Jack Oujo CPA, Inc dba Oujo Wealth Strategies, supporting tax and retirement planning services. Her previous experience includes roles at Avantax and Fidelity Investments. Cetera Investment Advisers LLC is a nationwide firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors.

Stephen Hawthorne is a financial advisor with Cetera, holding a Series 66 designation and five years of industry experience. He has worked at firms including Allied Wealth Partners and Securian Financial Services and currently operates Hawthorne Wealth Management LLC, a separate expense management business. Hawthorne also serves as the Youth Advisor Training Chair for NAIFA New Jersey and holds a volunteer secretary position with the National Association of Insurance and Financial Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Dorothy Wilson is a financial advisor with Cetera, holding the PFS™ designation and Series 63 and 65 licenses, with 24 years of industry experience. She has been with Cetera since 2009 and also operates an accounting and tax services firm, Dorothy A Wilson CPA, which she founded in 1999. In addition to her advisory role, she owns an online sales business and serves as an insurance agent selling Medicare supplemental insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that enables advisors to implement model portfolios, select third-party managers, or create bespoke strategies across various program structures and custodial relationships.

Michael Cassidy is a Series 66-licensed financial advisor with Equitable Advisors and has two years of industry experience. Prior to his current role, he served for over two decades with the West Orange Police Department. Outside of finance, he is involved in local politics as Vice Chair of the Hanover Township Republican Committee and Vice President of the Hanover Township Republican Club. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, institutions, and charitable organizations. The firm employs a range of advisory models implemented through third-party managers and offers ERISA fiduciary services without sponsoring its own wrap fee program.

Patrick Parrino is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. His prior work includes roles at TFS Securities, Inc., Equitable Advisors, and T3 Trading Group, LLC. Outside of his advisory work, he sells sports cards on eBay. Fidelity Strategic Advisers LLC provides investment management and advisory services to a wide range of clients, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Anjelica Brinkofski is a Financial Advisor with Merrill Lynch Wealth Management, serving clients since 2017. She specializes in assisting business owners in preparing for business exits by aligning their companys financials with their personal wealth strategies. Utilizing a proprietary Personal Wealth Analysis strategy, Anjelica helps clients optimize business reporting, tax minimization, and liquidity management to ensure their financial readiness for a potential sale. Her expertise extends to retirement planning, with tailored approaches for entrepreneurs, women, and families undergoing significant life transitions such as college planning and retirement. Additionally, Anjelica focuses on tax management strategies, legacy planning, and socially responsible investing. She holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Anjelica earned both her Bachelors and Masters degrees from Rutgers. She has involvement in professional and community organizations including Rutgers Track & Field, the Jersey Shore Running Club, Jersey Shore Triathlon Club, and serves as an Advisory Board Member for United Way. She resides in Manasquan, NJ, is a mother of two, and pursues athletic interests such as triathlons, biking, boxing, and running.

Andrew Lindenbaum is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Sorella Bella and Hallmark. Outside of his financial career, he has been involved with Monmouth Regional High School and the New Jersey PTA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Michael Colannino is a CFP® with 35 years of industry experience, currently affiliated with Wells Fargo Advisors since 2019. His prior roles include positions at Wells Fargo Clearing and Prudential Equity Group, LLC. He serves on the finance board of St. Lawrence the Martyr Church, providing budgeting and investment advice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, utilizing proprietary research and planning tools to tailor recommendations. The firm offers discrete planning engagements across various specialized areas and integrates advisory services with multiple financial product offerings.

Richard Fitzsimmons is a financial advisor with Merrill in Manasquan, NJ, holding a Series 66 designation and 11 years of industry experience. He has worked at both Merrill and Bank of America, N.A. since 2014 and 2015 respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Timothy Grable Jr. is a financial advisor with LPL Financial in Spring Lake, NJ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance, and Cadaret, Grant & Co., Inc. Outside of his advisory work, he is a business owner of TFGHockey LLC and serves as a FINRA arbitrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a wide range of advisory and brokerage services. The firm offers various investment approaches including model portfolios, third-party asset management, and customized strategies, supported by technology tools and a broad platform of financial products.

Kenneth Roberts is a CFP® professional with 37 years of experience in the financial industry. He is currently with LPL Financial and has worked previously at Wells Fargo Advisors and Harbor Lights Financial Group. Roberts also manages a separate financial business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Henry Pozo is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2012. Prior to this, he was associated with New Horizon Legacy Group LLC and Envios Sin Fronteras. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Daniel Fitzpatrick is a financial advisor with Equitable Advisors and holds the Series 66 and Series 63 designations. He has four years of industry experience, including roles at Equitable Advisors since 2021 and prior experience at Jersey Strong and Scarborough Fair. Outside of his advisory work, he owns Fitzpatrick Media LLC, a photography business. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm utilizes a range of investment vehicles and third-party advisory platforms to deliver customized solutions.

Richard Widmer is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at Jalinski Advisor Group and TFS Securities, Inc., and serves as Vice President of TFS Mortgage Corp, overseeing operations in the mortgage industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Joshua Blumensteel is a financial advisor at Cetera with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Mid Atlantic Resource Group and Securian Financial Services. Outside of his advisory work, he is involved in family-owned businesses, including Yesterday's Family Restaurant and New Vision Liquors LLC. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with more than 10,000 advisors and over $256 billion in assets under management.

Nicole Flores is a Series 66 licensed financial advisor at UBS Financial Services in Manasquan, NJ, with 21 years of industry experience. She has been with UBS since 2004 and is also the owner of a business named Stewarts. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management, supported by proprietary research and model-based strategies.