Anthony Ferlito is a financial advisor with LPL Financial in Niagara Falls, NY, holding Series 63 and Series 65 licenses. He has eight years of industry experience, with prior roles at firms including MML Investors Services, MassMutual Life Insurance, Securities America, Bank of America, Merrill, and Citizens Securities. Outside of advising, he serves as a notary public and participates in AI-related training activities involving language bots. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Jack Buncy is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. His prior work history includes roles at Landesign and SUNY Brockport. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm uses a range of advisory models implemented through third-party managers and provides services covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Taerica Blanding is a financial advisor with Merrill in Williamsville, NY, holding Series 63 and Series 66 credentials and has 23 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Laliberty is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm uses a model-driven approach for investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Michael Monin is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and advanced modeling tools.

Nathaniel Zawadzki is a financial advisor at LPL Financial with a Series 66 designation and approximately two years of industry experience, including his current role since 2025. His prior experience spans several firms, including Hafner Financial Group and EFPR Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisers and utilizes various model portfolios, third-party subadvisors, and technology tools in its service delivery.

Michelle Hatten is a financial advisor with Raymond James Financial who holds a Series 63 designation and has 28 years of industry experience. She has worked at Raymond James Financial Services Advisors Inc. since 2009 and has been associated with Scheff Thompson Cress Investment Group since 2007. Outside of her advisory role, she serves as support staff for Scheff Liddell Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and maintains specialized programs supporting municipal finance and SIMPLE IRA employer advisory services.

Christina Norman is a financial advisor at Raymond James Financial with 14 years of industry experience. She holds a Series 63 designation and has worked at Raymond James Financial Services Advisors since 2012. In addition to her advisory role, she is involved in warehouse property management as the owner of 2605 DCN LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting, supported by various analytical tools and advisory programs.

Jacob Ernst is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding Series 63 and Series 66 designations and eight years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Co since 2017. In addition to his advisory role, he is active as a sales agent in health insurance and also serves as an agent for fixed annuities and life insurance with several insurance firms. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements using firm-approved analytical tools and delivers written recommendations focused on investment categories and strategies.

Francis Ginnane is a financial advisor with Mass Mutual Investors Services holding a ChFC® designation and Series 63 license, with 44 years of industry experience. He has been associated with Planned Futures Financial Group LLC since 1997 and with MassMutual and its affiliated entities since 1991. Ginnane serves as chairman of the CEL Alumni Association, a volunteer organization unrelated to his financial advisory work. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including educational seminars, and its planning engagements focus on collaborative, annual relationships using firm-approved analytics to develop written recommendations.

Mary Greenwald is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she previously served as the president of the Women's Association at Brookfield Country Club in Williamsville, New York. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Jason Cohen is a CFP® professional with seven years of industry experience currently advising at OSAIC. His prior roles include positions at American Portfolios Financial Services, Inc., Bessemer Trust, and UBS Financial Services. He also has a long-standing association with the University of Pittsburgh spanning over a decade. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated financial advisers and multiple platforms. The firm employs advanced portfolio construction tools and a variety of investment options while supporting legacy platform transitions and third-party managed-account solutions.

Thomas Vivian is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2012, he has worked with individuals, families, business owners, senior executives, and professional athletes to offer tailored financial strategies aimed at simplifying wealth management and addressing life events such as marriage, divorce, career changes, and business transactions. His approach begins with understanding his clients' needs, goals, and passions to provide ongoing advice and portfolio management aligned with their unique situations. Thomas holds a B.S. in Finance from Canisius College and is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He emphasizes continuous learning and rigorous industry training to bring knowledge and insight to his clients. Prior to Merrill Lynch Wealth Management, he was a Market Development Specialist at Ingram Micro. Born and raised in South Buffalo, Thomas resides in Amherst, New York with his wife Katie and their two daughters, Grace and Lily. He is active in the community and serves on the Board of Trustees for Mount Mercy Academy, reflecting his commitment to local institutions. His personal interests include boating, golfing, ice hockey, volleyball, and spending time with his family.

David Tyczynski is a financial advisor with RBC Capital Markets in Williamsville, NY, holding a Series 66 designation and 11 years of industry experience. He has worked at RBC Capital Markets since 2015 and City National Bank since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Curtis Henderson is a financial advisor with LPL Financial and holds the ChFC® designation and Series 63 license. He has 42 years of industry experience, including a 36-year tenure at Cadaret, Grant & Co., Inc. He is also involved in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of advisory and brokerage services supported by a large network of advisors and various institutional platforms.

Nicholas Sousanidis is a financial professional with MassMutual Investors Services, holding a Series 63 designation and 29 years of industry experience. He has been with MML Investors Services Inc. and MassMutual since 2008. Outside of his advisory role, he is also involved with Maranto Insurance Agency, focusing on life, disability, long-term care insurance, and fixed annuities. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop tailored recommendations without investment discretion.

Carlo Runca is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and previously worked for FSC Securities Corporation for 24 years. He is also the owner of Runca Financial Services, a sole proprietorship involved in the sales and service of securities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage portfolios across a variety of investment vehicles.

Jacob Hartwell is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked in sales and operations roles at Blue Compass RV, Cellular Sales Verizon, and Gutchess Lumber Co. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs utilizing both proprietary tools and third-party managers.

Nicholas Stinson is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 registrations and has seven years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Canisius College. He is also a co-founder of Big Fish Advisor, a social media marketing business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and a collaborative planning process.

Mark Catanese is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms, including Summit Consultants & Advisors, LLC and Cadaret, Grant & Co., Inc. He also operates Capital Management Group, a business associated with his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.