Peter Biltekoff is a financial advisor with Merrill in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2007 and with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Klein is a financial advisor with UBS Financial Services in Buffalo, NY, holding Series 63 and Series 65 designations and possessing 36 years of industry experience. He has been with UBS Financial Services since 2007. Outside of his advisory work, he is involved with Secrets of Champions, which focuses on peak performance training for sports and business through advisory roles and strategic meetings. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management and provides a range of capital markets services supported by proprietary research and model-based asset allocation.

Daryl Planter is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1992 and assists clients in managing their individual wealth through various market cycles. Daryl specializes in retirement planning, divorce transition planning, family wealth management strategies, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. He holds a Bachelor's Degree from the State University of New York at Buffalo and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Daryl emphasizes a comprehensive approach to wealth management based on understanding clients' individual needs. Daryl actively participates in community service by volunteering with local organizations, reflecting a commitment to the communities he serves.

Francesca Vitale is a financial advisor at Merrill with six years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Prior to her current role beginning in 2024, she worked at Wilmington Trust N.A., M&T Bank, LPL Financial, and Bank of America. Vitale serves on the junior advisory board of Niagara University, where she participates in discussions on enrollment trends and fundraising initiatives. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carolyn Sullivan is a CFP® with 32 years of industry experience, currently affiliated with Merrill and Bank of America. She has worked at Merrill since 2000 and at Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of client types including individuals and institutions.

Alex Dorofy is a financial advisor with LPL Enterprise, holding a Series 63 designation and totaling nine years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC, as well as early experience at Geico. Outside of his advisory work, he owns a small business called Bee Run Honey. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, combining advisory programs with brokerage and insurance product sales through an integrated platform.

Chris Sebastian is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He began his career at Merrill Lynch in 1991 and currently leads a 14-person team providing a family office-like experience to clients. Chris serves a select group of highly successful clients, including executives, doctors, attorneys, and entrepreneurs, designing tailored strategies that reflect their unique circumstances. With over 30 years of experience, Chris oversees the team's strategic initiatives and execution of business plans. His areas of expertise include executive compensation, equity compensation services, family wealth management strategies, institutional consulting, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Chris holds a Bachelor of Science degree in Business from Clarkson University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional role, Chris has personal interests in gardening, softball, and tennis.

Douglas Berkun is a financial advisor at OSAIC with 42 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisor, Inc. and Securities America Inc for 17 years. Outside of his advisor role, he is also an insurance agent with L&M Group, providing life insurance services. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, advisory, and financial planning services with access to third-party money managers and multiple portfolio management platforms.

Matthew Sotland is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Wells Fargo Clearing since 2016. His prior experience includes roles at Wells Fargo Advisors LLC and UBS Wealth Management. He holds a minority ownership in a commercial rental property holding company in Williamsville, NY. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.

Joseph Fecio is a CFP® professional with 28 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at Commonwealth Financial Network and Lincoln Financial Advisors. He has maintained a long-standing appointment as an insurance agent for non-variable life insurance policies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports advisory programs and institutional consulting through a large network of advisors.

William Saperston is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.

Scott Jusiak is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 66 registrations and 25 years of industry experience. He has worked at Equitable Advisors since 2004 and previously was with AXA Advisors, LLC. Jusiak also served in the U.S. Air Force Reserve from 1992 to 2021. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, delivering advisory and brokerage solutions primarily through LPL-sponsored programs and endorsed third-party asset managers.

Michael Alba is a financial advisor at Edelman Financial Engines with 16 years of industry experience. He holds Series 65, Series 63, and Series 66 designations. His prior experience includes roles at HSBC Securities (USA) Inc., td ameritrade, Citizens Securities, Inc., and founding Innovative Ecom LLC. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm emphasizes diversified model portfolios, long-term investment orientation, and a fiduciary approach, managing approximately $326 billion for about 477,000 clients.

James Rehak Jr. is a ChFC® credentialed financial advisor with 40 years of industry experience, currently affiliated with LPL Financial. His prior experience includes long-term roles at Lawley firms and Cadaret, Grant & Co., as well as OSAIC. He serves on the audit committee of Challenge Manufacturing Company, an employee stock ownership plan (ESOP) company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and financial planning services, leveraging model portfolios and research from both internal and third-party sources.

Glenn Shaikun is a CFP® with 45 years of industry experience and is currently affiliated with OSAIC. He previously worked at Investacorp and its advisory services division for over 25 years before joining Securities America Advisors. Outside of his advisory role, he is involved in an insurance business and operates Financial Education Resources. OSAIC serves a diverse client base including individual investors, pension plans, and charitable organizations through a large network of advisers and multiple platforms. The firm employs a variety of asset-allocation and portfolio management tools, offering integrated brokerage and advisory services with access to third-party money managers and specialized investment solutions.

Anne Pasker is a financial advisor with Raymond James & Associates in Buffalo, NY, holding Series 63 and Series 65 designations and 27 years of industry experience. She joined Raymond James in 2020 after working at key Investment Services LLC from 2016 to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting through a range of investment strategies and affiliated research.

Matthew Siva is a financial advisor with LPL Financial holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Cadaret Grant & Co., Inc. and SC Parker LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and nondiscretionary management, model portfolios, and research from multiple sources.

Jared Smith is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 credentials and has 15 years of industry experience. His prior roles include positions at Noble Wealth Partners, Crux Wealth Advisors, Key Investment Services, and M&T Securities. He is also involved as a minority partner and officer in several support entities related to his financial planning practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a wide advisor network, with services that include municipal advisory work and specialized retirement plan consulting.

Nathan Huisgen is a financial advisor at LPL Financial with 11 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 2014. Huisgen also serves as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

Peter Kazmierczak is a CFP®-certified financial advisor with eight years of industry experience, currently with Morgan Stanley in Williamsville, NY. His prior roles include positions at AllianceBernstein Investments and Nottingham Advisors Inc., among others. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.