James Keys is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 21 years of industry experience. He has previously worked at Ameriprise Financial Services, LLC and Wells Fargo in various advisory roles. In addition to his work with Steward Partners, Keys is an Associate Advisor at CNMK Operational Support, LLC, where he manages an advisory business. Steward Partners Investment Advisory, LLC is an enterprise-scale registered investment adviser managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of portfolio management and financial planning services through personalized Steward Partners-branded solutions, third-party managers, and coordinated due diligence with custodial partners.

Ralph Angelo is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at American Portfolios Financial Services, Inc. for 14 years and most recently at OSAIC before joining Commonwealth and founding Angelo Planning Group. Outside of his advisory role, he is involved in managing commercial real estate through entities such as APG Lodge, LLC and 2590 Group, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while supporting affiliated advisors with operations, technology, and compliance.

Philip Guinn is a financial advisor at Commonwealth Financial Network with seven years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Wisehaven Financial, Commonwealth Financial Network, Equitable Advisors, AXA Advisors, and Paychex. Guinn is also involved in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm provides a comprehensive adviser-support platform, including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Jonathan Lawrence is a financial advisor with J. W. Cole Advisors, Inc., holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has been with J.W. Cole Financial and J.W. Cole Advisors since 2013. Outside of his advisory role, he owns and operates Jonathan Lawrence Wealth Management, Inc. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent investment adviser representatives. The firm provides portfolio management, financial planning, access to third-party managers, and various managed account solutions, with investment decisions implemented on a discretionary or non-discretionary basis.

Jonathan Spacher is a financial advisor with Eagle Strategies, affiliated with New York Life, holding the ChFC® designation and Series 63 license. He has 44 years of industry experience, including roles at Eagle Strategies since 2007, Nylife Securities since 1982, and New York Life Insurance Company since 1972. Outside of advisory activities, he is involved in insurance brokering with outside carriers for non-registered investment-related insurance products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis, working with both retail and institutional sponsors within an integrated New York Life affiliate structure.

Shawnnah Sprague is a financial advisor at Lincoln Investment in Rochester, NY, holding a Series 66 designation with three years of industry experience. She previously worked with Horizon Advisory Services, Inc., Private Client Services, and Edward Jones. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of investment programs overseen by a dedicated Investment Management & Research team.

Jeremiah Howard is a CFP® professional with 36 years of industry experience. He has been with Commonwealth Financial Network since 1999 and also works with Crossbridge Financial Group, LLC. In addition to his advisory role, he conducts fixed insurance sales and serves as a notary. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing advisory programs, technology, and operational support. The firm offers a range of investment solutions, including discretionary model portfolios and personalized indexing options.

Kristina Smith is a financial advisor with Commonwealth Financial Network in Pittsford, NY, holding a Series 66 designation and bringing 10 years of industry experience. Her prior work includes roles at LPL Financial and Tompkins Financial Advisors. She also engages in fixed insurance sales as part of her business activities. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, offering advisory programs and services such as wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operational, trading, technology, compliance, and practice-management support, with advisors able to construct client portfolios from a broad range of securities and insurance products.

Morgan Weiler is a financial advisor with Lincoln Investment in Rochester, NY, holding a Series 66 designation and 17 years of industry experience. Prior to joining Lincoln Investment in 2017, Weiler worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory role, he also markets Medicare Advantage Plans as an independent insurance broker during enrollment periods. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and various managed portfolio programs, employing both strategic and dynamic investment approaches.

Sophia Greene is a financial advisor at Lincoln Investment with two years of industry experience. She holds Series 65 and Series 63 credentials. Prior to her current role, she has held various positions including accounting at Wegmans and internships in financial services. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and manages both model portfolios and advisory programs using a combination of strategic and tactical investment approaches.

Joseph D. Amico is a financial advisor with Guardian Life in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior work includes roles at Park Avenue Securities and New York Life Securities. Guardian Life’s subsidiary, Park Avenue Securities LLC, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs that include discretionary and non-discretionary portfolios and a hybrid digital advisory solution.

Gregg Layer is a financial advisor with Commonwealth Financial Network and Marathon Financial, where he has worked for 15 years. He holds Series 63 and Series 65 credentials and has 25 years of industry experience. Outside of advisory work, he is involved in fixed insurance sales and owns Marathon Financial, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including operations, trading, technology, and compliance, while allowing affiliated advisors discretion in constructing client portfolios.

Michael Conley is a ChFC® credentialed financial advisor with 40 years of industry experience, currently with Eagle Strategies (NY Life). His career includes roles at NYLIFE Securities, New York Life Insurance Company, MML Investors Services, MassMutual, Hornor, Townsend & Kent, and Penn Mutual Life Insurance Company. He is also involved in insurance brokering with outside carriers for non-registered products. Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm provides tailored advisory solutions across multiple program types, with a significant focus on non-discretionary asset management and serving a variety of institutional sponsors.

Thomas Montulli is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with LPL Financial LLC and Private Advisor Group since 2011. In addition to his advisory role, he sells fixed annuities, disability insurance, long-term care insurance, and life insurance. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs.

Stephen Miller is a financial advisor with Commonwealth Financial Network in Pittsford, NY. He holds a Series 66 designation and has 17 years of industry experience. Miller has been with Commonwealth since 2011 and is also associated with Marathon Financial. Additionally, he owns Oakbridge Wealth Management, LLC, a private entity focused on securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including wealth management, retirement plan consulting, and access to third-party asset managers.

Louis Bacchetta is a financial advisor with Eagle Strategies (NY Life) based in Pittsford, NY. He holds Series 63 and Series 66 designations and has seven years of industry experience. Prior to his current roles with Eagle Strategies, NYLIFE Securities, LLC, and New York Life Insurance, he worked for 15 years at Lowe's Home Improvement. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, with most assets managed on a non-discretionary basis.

Gerald Furciniti is a CFA® charterholder with five years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at QCI Asset Management, Inc. for 20 years. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and uses a diversified, risk-class based investment approach that combines passive and active management with quantitative, momentum, and fundamental analysis.

Eric Alvito is a CFA® charterholder with five years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. He previously worked at QCI Asset Management, Inc. for nine years before joining Wealth Enhancement Group in 2021. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment process that combines passive and active management, quantitative, momentum, and fundamental analysis.

Mario Melidona is a financial advisor with Primerica Advisors in Pittsford, NY, holding Series 63 and Series 65 credentials and having six years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance, and he is also involved in physical therapy through ownership of Melidona Physical Therapy, PLLC. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a variety of investment strategies including proprietary model portfolios, third-party managers, and a digital advice platform, managing approximately $15 billion in regulatory assets under management.

Barbara Bensink is a CFP® with five years of industry experience, currently serving as a financial advisor at Mariner since 2025. She previously worked for Forte Capital LLC for ten years. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement plan consulting. The firm offers customized discretionary portfolios supported by both internal research and third-party managers, along with integrated tax and accounting services and administrative family office capabilities.