Christian Kettering is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has two years of industry experience. Prior to joining Raymond James, he worked at several financial institutions including Fulton Bank, Northwest Bank, and LPL Financial, and spent nine years at The Hershey Company. Kettering also serves as a professor at Liberty University and the University of Arizona Global Campus. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Barry Krisko is a financial advisor with LPL Financial in Elizabethtown, PA, holding Series 63 and Series 65 credentials and over 31 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Ameriprise Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolio strategies.

Amy White is a financial advisor with Raymond James Financial, holding a Series 66 designation and seven years of industry experience. She has worked at Raymond James Financial Services Advisors since 2021 and previously spent 24 years at Fulton Bank. She is also associated with DDMP Investment Advisors, LLC, where she serves as a Retirement Plan Advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting services aligned with client goals.

Patricia Sherick is a financial advisor with RBC Capital Markets in Lemoyne, PA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked at RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides services including discretionary portfolio management, financial planning, custody, and brokerage.

Donald Weaver is a financial advisor at Ameriprise with 43 years of industry experience. He has been with Ameriprise and its predecessor firms since 1982. Weaver serves on the board of directors for the Financial Planning Association of Central Pennsylvania and provides pro bono financial planning for the nonprofit Homes for Our Troops. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver tailored, written retirement-income recommendations through a centralized consulting team.

Lonnie Friedman is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he is publishing a book on cold calling titled *The Cure to the Cold Call Blues*. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, employing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

John Pokladowski is a financial advisor with RBC Capital Markets in Lemoyne, PA, holding Series 65 and Series 66 credentials and bringing 20 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing a combination of in-house and third-party investment managers and model providers.

J Stephen Richardson is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and 25 years of industry experience. His prior positions include roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Invest Financial Corp. Outside of his advisory work, he serves as a soccer referee in the Central Pennsylvania area on weekends. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services supported by model portfolios and third-party asset management. The firm provides an integrated platform combining advisory programs with financial product sales, including insurance, and engages in collateralized lending through its affiliated entities.

Dylan Baxter is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 designation and three years of industry experience. His prior roles include positions at KCA Wealth Management and Concourse Financial Group Securities. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers multiple investment platforms and strategies, including proprietary and third-party models, with options for discretionary and non-discretionary management.

Thomas Zewe is a financial advisor at Osaic Wealth, Inc. with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Securities America Advisors and National Planning Corporation. Outside of his advisory work, he is part owner of Independent Brokers of America and has interests in local real estate and a restaurant business in Hershey, PA. Osaic Wealth, Inc. serves retail and institutional clients through a large network of advisers, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diverse portfolios across various asset classes.

Christopher Hoover is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and four years of industry experience. Prior to his current role, he was involved with Angelo's Soccer Corner for over 30 years. Outside of his advisory work, he is also an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual and institutional clients with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of investment solutions through a network of independent Financial Professionals, utilizing proprietary and third-party model strategies across multiple platform arrangements.

Fonda Markley is a CFP® professional with 15 years of industry experience, currently affiliated with Cetera. Their career includes roles at Wells Fargo Advisors and several Cetera-affiliated firms. Outside of financial advising, Markley serves as communications director for a charity fundraising organization and is a board member of a nonprofit foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Davinder Sidhu is a financial advisor with LPL Financial in Mechanicsburg, PA, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2021, he worked at Trispagonas Insurance and Nationwide Insurance. Outside of his advisory role, he has part-time employment with the Central Dauphin School District as a custodian. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by comprehensive research and model portfolios.

Christopher Lenz Jr. is a financial advisor with MML Investors Services and Wienken Advisors, Ltd., holding a Series 66 designation and three years of industry experience. Prior to his advisory roles, he worked at Aldi US for seven years. He is also licensed as a life and health insurance agent. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a collaborative, annual planning process utilizing firm-approved analytical tools.

Shelly Weibley is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo firms since 2009. Outside of her advisory role, she works as a sales representative for Avon Products. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sharon Pugh is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Niraj Alay is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 65 licenses. He has eight years of industry experience, including ten years at Wells Fargo and current roles at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of finance, he is a co-owner of SN Entertainment LLC, which manages artists and venues for events. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Drew Myers is a financial advisor at Edward Jones with 20 years of industry experience. He has held Series 63 and Series 66 licenses and has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors and offers a range of advisory solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Sean Ferguson is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of household types, pension plans, corporate clients, and charitable organizations. The firm offers a variety of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, operating under a fiduciary standard.

Zachary Drayer is a Series 66 credentialed financial advisor with five years of industry experience, currently associated with Raymond James Financial in Elizabethtown, PA. His prior roles include positions at BNY Mellon and Saint Francis University. He is also a partner and owner of DDMP Management, LLC, where he performs financial advisor duties alongside ownership responsibilities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm provides tailored, non-discretionary planning and employs analytical tools such as deterministic and probability modeling to support client goals.