Christopher Connor is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at E*TRADE Capital Management LLC, E*TRADE Securities LLC, and Scottrade. Connor is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with connections to TIAA-administered employer retirement plans. The firm separates standalone planning services from ongoing discretionary management and acts as adviser to a donor-advised fund while providing a range of managed account programs.

John Knolhoff is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds a Series 66 designation and has 19 years of industry experience, including 15 years with The Vanguard Group. Knolhoff serves as an agent on family members' investment accounts. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary methodologies to construct portfolios primarily from Vanguard funds and ETFs, supported by a large-scale digital platform and a team servicing model.

Daniel Copeland is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and 66 licenses and having six years of industry experience. He has been with The Vanguard Group since 2020, following earlier roles in brokerage services and various positions including work in the hospitality and entertainment sectors. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supporting a large client base through its digital platform and extensive team of advisors.

Hyun Paik is a financial advisor with Vanguard Advisers, holding a Series 66 credential and five years of industry experience. Prior to joining Vanguard Advisers, Paik worked at Fisher Investments and Fidelity Brokerage Services. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

Elaine Turner is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses with six years of industry experience. She has worked at various Vanguard entities since 2020 and has also been self-employed in a childcare role since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models to create personalized asset allocations, primarily using Vanguard funds and ETFs.

Brian Zellner is a financial advisor with Equitable Advisors in Charlotte, NC, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior work includes roles at D.A. Davidson & Co. for eight years and multiple positions at LPL Financial and Merrill. He also has experience outside the financial sector, including work with Vail Resorts and Bambis Christmas Trees. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes a network of Investment Adviser Representatives and collaborates with third-party asset managers to deliver investment solutions tailored to clients’ risk tolerance and goals.

Adrienne Gonzalez is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2021. Prior to Vanguard, she held roles at Equitable Advisors, AXA Advisors, and Auto-Owners Insurance. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach centered on personalized asset allocations and a range of customizable portfolio options.

John Abdelmalak is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and four years of industry experience. He has been with Vanguard-related entities since 2022 and is the owner of Elect, LLC, an inactive business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

Bradley Mobley is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His prior roles include time at Morgan Stanley and Wells Fargo Clearing. Outside of his advisory work, Mobley owns a digital media business focused on photography and design, and he serves on the finance committee of Henderson Grove Missionary Baptist Church. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services across a broad range of areas, including retirement, education, and specialized planning such as business-owner transition and special-needs analysis. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and client letters.

Jason Smith is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 designations and 11 years of industry experience. He has worked with Vanguard and its affiliates since 2014 and is currently self-employed as an author, engaging in book writing, public speaking, and recording art. Vanguard Advisers delivers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, offering tax-aware and customizable options.

Stephen Martin is a CFP® professional with 20 years of industry experience, all spent at The Vanguard Group since 2006. He is based in Charlotte, NC, and holds a Series 63 license. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, building portfolios mainly from Vanguard funds and ETFs with various tax-aware and customization features.

Kweku Owusu Addo is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at TIAA-CREF Individual & Institutional Services, RingCentral, and The University of North Carolina at Charlotte. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services such as investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute and third-party data to guide its investment approach.

Layla Greenwood is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and three years of industry experience. She has been with The Vanguard Group since 2022. Prior to her advisory role, she worked in various positions including roles at the University of Georgia and several service industry jobs. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with personalized asset allocations and offers a range of customization options including ESG choices.

Diego Ferradas is an advisor at Vanguard Advisers with a Series 66 designation and has one year of industry experience. Prior to joining Vanguard, he engaged in various self-employed roles and operated Diego A. Ferradas Photography LLC. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Michael Lutz is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. He has been with Vanguard and its affiliated entities since 2021, following roles at TD Ameritrade and loanDepot. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios, which are largely composed of Vanguard funds and ETFs.

Andrew Parker is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard-affiliated entities since 2016. Parker is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, and it manages a large client base through a combination of digital platforms and advisor teams.

Brian Kincaid is a CFP®-designated financial advisor with seven years of industry experience, currently serving clients at Edward Jones in Harrisburg, NC. Before joining Edward Jones in 2019, he worked at Coca-Cola Consolidated Inc. from 2015 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

David Nifong is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 25 years of industry experience, including prior roles at LPL Financial, Independent Advisor Alliance, and Wells Fargo Clearing. He serves as president of an architecture committee in Bryson City, NC. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers discretionary and non-discretionary management through multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Emily Saunders is a financial advisor at Vanguard Advisers with one year of industry experience. She holds a Series 66 designation and has previously worked at Rett Rutland State Farm and in educational roles within Clover and Rock Hill School Districts. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, with portfolios largely composed of Vanguard funds and ETFs.

Emma Tokay is a CFP® professional affiliated with Vanguard Advisers in Charlotte, NC, with 13 years of industry experience. She has worked with Vanguard Marketing Corporation and The Vanguard Group since 2013 and is currently involved with Black Wrangell, where she hosts and responds to guest inquiries. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to set personalized asset allocations, offering a wide range of portfolios primarily constructed from Vanguard funds and ETFs.