John Misle is a financial advisor at Cambridge Investment Research Advisors with over 43 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. His prior work includes 14 years at Lincoln Financial Securities Corporation and a long tenure with Pilot Life Insurance Co. Outside of his advisory role, he serves as a board member of the Sportsmans Club of Charlotte and volunteers on his high school reunion committee. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs across multiple platforms. The firm manages a multi‑billion dollar asset base and supports discretionary and non-discretionary management with access to proprietary and third-party model strategies.

Jeffrey Mccue is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. His prior work includes roles at LPL Financial LLC, Securities America Advisors, and Wells Fargo Clearing. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides both discretionary and non-discretionary management through various proprietary and third-party platforms.

Bill Izykowski is a Financial Consultant with experience in providing tailored financial planning services. Currently, he works with clients to develop customized financial plans aimed at achieving their unique short- and long-term financial goals. He served as Vice President and Financial Consultant at Charles Schwab from 2017 to 2024, where he gained experience in financial consulting and advising. Outside of his professional work, Bill has personal interests that include baseball, boating, fitness, football, golf, and outdoor adventures.

Luis Mora is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management and TIAA. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Adrian Nagy is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Northwestern Mutual and Steinhafels. In addition to his advisory role, he serves as an officer in the Army Reserves and owns a consulting business that helps veterans navigate the VA benefits system. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements and various programs including wrap and money-manager options.

Cheryl Salerno is a financial advisor with Wells Fargo Clearing in Concord, NC, holding Series 63 and Series 66 licenses and 10 years of industry experience. She previously worked at First Citizens Investor Services and First Citizens Bank. Outside of her advisory role, she serves as an authorized signer for several nutrition-related businesses affiliated with her spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory, financial planning, and retirement plan consulting services, utilizing research and analytics alongside diversification and modern portfolio theory principles.

Roy Boone is a financial advisor at Edward Jones in Mooresville, North Carolina, holding a Series 66 designation with 18 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he serves as a trustee managing family tree farms in Mooresville. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary managed solutions and tax-efficient services.

Joseph Michalski is a CFP® with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2023. He previously worked at First Citizens Investor Services, Inc. and First Citizens Asset Management, where he also contributed as a financial consultant. Outside of his advisory role, Michalski serves as a board member for Big Brothers Big Sisters Cabarrus and works as a high school athletics referee. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on Wells Fargo Investment Institute research and diversification principles to support its investment approach.

Ricky Meeks Jr. is a financial advisor with Raymond James Financial in Kannapolis, NC, holding Series 63 and Series 66 credentials with 32 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2000 and Raymond James Financial since 2009. Outside of advising, Meeks is involved in property development and management through several real estate ventures, including Carolina Property Holdings LLC and RBM Property Investments. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Douglas Marlow is a CFP® and ChFC® with 33 years of industry experience. He is currently affiliated with Cetera, having joined the firm and its related entities in 2025. His prior experience includes roles at Avantax Investment Services, Fidelity Personal and Workplace Advisors, and TIAA. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, supporting both discretionary and non-discretionary account structures.

Aaron Williams is a financial advisor at Fidelity with 10 years of industry experience. He has previously worked at TIAA-CREF and Vanguard Marketing Corporation. Outside of his advisory role, he directs Life's Cheat Code, LLC, a self-improvement business focused on musical composition and related marketing activities. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm combines fundamental research with quantitative and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Elizabeth Hobson is a financial advisor at LPL Financial with 14 years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2025, she worked at Morgan Stanley and Morgan Stanley Private Bank from 2016 to 2025, and Guardian Life from 2015 to 2016. She also teaches through the National Business Institute. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tracee Schraeder is a CFP® professional at Stifel with 26 years of industry experience. She previously worked at Wells Fargo Clearing for eight years and Prudential Equity Group, LLC for three years. Schraeder is based in Mooresville, NC. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

James Combs is a financial advisor at LPL Financial in Cornelius, NC, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Raymond James Financial Services, Edward Jones, and United Community Bank. Outside of advising, he serves as a board member for Williams Lodge 176, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of investment adviser representatives and integrates advanced operational tools to support client strategies.

Randi Derene is a Series 66-licensed financial advisor with LPL Financial in Davidson, NC, and has one year of industry experience. Prior to joining LPL Financial in 2024, Derene worked at 4Point Wealth Management and had roles at Belk and Weston Town Hall. Outside of advisory work, Derene is a licensed notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Charles Stoner is a financial advisor at Morgan Stanley with 35 years of industry experience. He has held previous positions at UBS Financial Services from 2011 to 2021 and has been with Morgan Stanley Smith Barney LLC since 2021. He holds the Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies, managing approximately $2.74 trillion in client assets.

Anna Nifong is a financial advisor at Cambridge Investment Research Advisors with three years of industry experience. She holds a Series 66 designation and has worked previously with firms including LPL Financial and Independent Advisor Alliance. Outside of her advisory role, she is involved in administrative and investment-related activities with Focus Wealth Planning. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, pension funds, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services across multiple platforms. The firm manages a multi-billion dollar asset base and provides access to proprietary model strategies as well as unaffiliated third-party advisors.

Miles Bone is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work includes roles at Omni Interlocken and involvement with Gravity Climate Co. Outside of advising, he has combined periods of full-time education with professional engagements. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm’s integrated model provides centralized custody and brokerage services alongside multi-asset investment guidance supported by dedicated research and alternative investment options.

Scott Stimson is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, where he works with families and individuals to develop personalized financial strategies aimed at securing a better financial future. He began his financial services career in 2010 and focuses on delivering a comprehensive approach to managing wealth by listening carefully to clients and assisting them in making informed decisions tailored to their individual needs. Scott holds a Bachelor's Degree from the University of North Carolina System and holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has expertise in family wealth management strategies, liquidity management, personal retirement planning, and portfolio management services. Scott is committed to building trusted relationships and providing customized wealth management strategies to his clients. Beyond his professional work, Scott has been actively involved in his community as a member of Leadership Lake Norman and having served on the Board of Directors for Corvian Community School from 2017 to 2020. He has also held leadership roles including Vice President of Sigma Chi Charlotte Alumni Associates and participates in community initiatives such as the Jimmy Murphey Christmas Community Fundraiser. Scott calls Lake Norman, North Carolina home and integrates community involvement into his work philosophy.

Dennis Lehman is a CFP® with 36 years of industry experience, currently serving at OSAIC since 1991. He previously worked with Financial Planners Of Cleveland, Inc. dba NCA Financial Planners for 30 years. Lehman is also the owner of Heritage Financial Planners, an S Corporation involved in security sales, and holds a life insurance license. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with various strategies and maintains multiple custodial and affiliate arrangements.