Robert Lane is a CFP® professional with seven years of industry experience, currently affiliated with First Citizens Investor Services, Inc. in Charlotte, NC. His career includes multiple roles at E*TRADE Securities and E*TRADE Capital Management between 2018 and 2023. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and businesses, utilizing various portfolio management strategies, financial planning, and tax-aware services. The firm employs a client process focused on individualized financial assessments and diversified investment allocations.

Jason Payne is a CFP® professional with seven years of industry experience, currently affiliated with Schwab Wealth Advisory. He previously worked at The Vanguard Group for five years and held roles at Morgan Stanley and State Farm. Outside of his advisory work, Payne is the owner of a rental property business in Charlotte, NC. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm offers guidance on asset allocation and investment selection based on Schwab’s internal research, with client authorization required for trades.

Adam Sailers is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Cornelius, NC. He holds Series 63 and Series 65 licenses and has six years of industry experience, all with FIFTH THIRD SECURITIES and affiliated Fifth Third Bank. FIFTH THIRD SECURITIES, Inc. serves a broad range of individual and institutional clients through investment advisory and brokerage services. The firm offers multiple program types on the Passageway Managed Account platform, including advisor-directed mutual fund and ETF models, separately managed accounts, and direct indexing options.

Poojit Ravikumar is a financial advisor at Voya Financial Advisors, Inc. with five years of industry experience. He holds a Series 66 designation and has worked at firms including Vanguard Advisers and MassMutual. Ravikumar is also involved in managing a rental property in Charlotte, NC. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliated with Voya Financial, serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement-plan advisory services through a large network of representatives, combining in-house and external strategists with technology-enabled tools to implement client-focused recommendations.

Adam Curette is a CFP® with 18 years of industry experience, currently with Empower Advisory Group since 2025. Prior to joining Empower, he spent 17 years at The Vanguard Group, Inc. He holds a Series 63 license and is based in Belmont, NC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated service model is tied to Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing.

John Demere Jr. is a financial advisor at Truist Advisory Services with one year of industry experience. He holds a Series 66 designation and has previously worked at OSAIC, Southern Financial Consultants, and other firms across various roles. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base including individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support its advisory services and maintains extensive financial affiliations as part of the Truist Financial network.

Rebecca Sorohan is a CFP® certificant with eight years of experience in financial advisory roles. She currently works at Truist Advisory Services and has prior experience at The Vanguard Group, Inc. and American Financial Advisors, LLC. Her background also includes roles at the University of Georgia and its Veterinary Teaching Hospital. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base including individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional and AI-enabled research tools, providing ongoing reviews and support through its affiliation with Truist Financial and a range of banking and broker-dealer relationships.

Lashanda Manson is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 licenses and 18 years of industry experience. Her career includes roles at Wells Fargo Advisors and Wells Fargo Clearing before joining Truist in 2025. Outside of her advisory work, she is engaged as a delivery driver for Amazon Flex. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI tools to support its advisory process and offers a range of services through its partnerships and proprietary programs.

Julia Dorer is a financial advisor with Truist Advisory Services in Charlotte, NC. She holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to joining Truist, she worked at Wells Fargo Clearing Services LLC and has held various roles in education and administrative support. Outside of her advisory work, she assists with administrative functions in residential real estate under a licensed broker. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI tools and offers a range of fiduciary services and ongoing client reviews.

Christopher Senvisky is a CFP® with 32 years of industry experience. He is currently affiliated with &PARTNERS since 2024 and previously worked at Wells Fargo Clearing for eight years. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and consulting services using a combination of fundamental, technical, and quantitative analysis across discretionary and non-discretionary accounts.

Kristin Koptyra is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC. She holds Series 63 and Series 66 licenses and has six years of industry experience, including prior roles at Banc of California. Kristin took time away from the industry to focus on full-time parenting before returning to advisory services. First Citizens Investor Services serves a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers a broad range of advisory and brokerage services supported by a client-focused process involving fundamental, quantitative, and technical analysis.

Christopher Brown is a financial advisor at Savant Wealth Management with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Exencial Wealth Advisors, LLC and Willingdon Wealth Management LLC. Outside of his advisory role, Mr. Brown is a co-owner and property manager of a rental real estate business in Gastonia, NC. Savant Wealth Management provides comprehensive wealth management and financial planning services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed investment strategies and offers integrated legal, accounting, and trust services through affiliated entities.

Holly Dippert is a financial advisor at Sanctuary Advisors, LLC with 20 years of industry experience. She holds a Series 66 designation and has worked at Sanctuary Wealth since 2021, following an eight-year tenure at LPL Financial. Outside of her advisory role, she serves as Corporate Secretary and an officer/director of Ultimate Transport, Inc., a bulk water hauling company. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations, through a network of more than 400 independent adviser representatives. The firm offers a range of portfolio management options, retirement plan consulting, and employs various analytical approaches while acting as a fiduciary under written advisory agreements.

Kerr Ann Dempster is a financial advisor at Fifth Third Securities, Inc. with six years of industry experience. She holds Series 63 and Series 65 licenses and has been with Fifth Third Securities since 2019, following a tenure at Fifth Third Bank beginning in 2014. Outside of her financial advisory role, she is the owner and author of Ink City Books, where she self-publishes fiction novels. Fifth Third Securities, Inc. serves a diverse range of individual and institutional clients through both investment advisory and brokerage services. The firm offers access to multiple program types via the Passageway Managed Account Program, combining third-party portfolio managers and advisor-directed strategies to meet varied client needs.

Felipe Soto Ramos is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He previously worked at Truist Advisory Services and Credit Suisse. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients, offering guidance on asset allocation and investment selection based on standardized models and internal research.

Karen Boschert is a financial advisor at Savant Wealth Management with 18 years of industry experience. She has previously worked at Exencial Wealth Advisors, LLC, Willingdon Wealth Management, LLC, and TD Ameritrade. Outside of her advisory role, she is a Pilates instructor, teaching classes monthly. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and offers integrated legal, accounting, and trust services through affiliated entities.

Scott Anderson is a financial advisor at Truist Advisory Services in Charlotte, NC, holding a Series 66 designation with 10 years of industry experience. He has worked within the Truist organization since 2015, including roles at Truist Investment Services and BB&T Securities. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support asset allocation and manager selection, providing ongoing reviews and client consultations.

Frances Pumphrey is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with First Citizens Investor Services since 2016. Outside of advising, she is a singer in a Bluegrass gospel group called Kay Family and Friends. First Citizens Investor Services serves individuals, pension and profit-sharing plans, charitable organizations, and businesses, offering a range of advisory and brokerage services including portfolio management, model portfolios, and financial planning. The firm’s client process involves assessments of financial needs and risk tolerance, utilizing fundamental, quantitative, and technical analysis to guide investments across multiple asset classes.

Brian Sherwood is a financial advisor at First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses with 17 years of industry experience. He has been with First Citizens Bank and First Citizens Investor Services since 2013. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate/business entities. The firm offers portfolio management, wrap programs, model portfolios, and a Guided Investing automated platform, using a client process focused on financial needs, risk tolerance, and time horizon with fundamental, quantitative, and technical analysis.

Stephen Selby is a financial advisor at Truist Advisory Services in Charlotte, NC, with 19 years of industry experience. He holds a Series 66 designation and has worked at firms including Avantax Investment Services and Cetera Wealth Services. Outside of his advisory role, he has a personal investment in whiskey barrels through Vinovest. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm uses a combination of traditional research and AI tools to support its investment strategies and offers a range of advisory services through partnerships with Envestnet and other affiliated entities.