Michael Kahn is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having five years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Bradley Jordan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ami Mcgowan is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63 and Series 66 designations and has 27 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Buckley is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Grassia is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017. Outside of his advisory work, he has served as a part-time driver for ride-sharing companies Uber and Lyft. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Francis Sanchez Jr. is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2024. His prior experience includes roles at The Vanguard Group, TIAA, and Fidelity. He is also Market President of C-Suite for Christ, a Christian networking group in St. Augustine, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Tucker Smoot is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2012 as well as Bank of America since 2014. Outside of his advisory role, he owns an LLC established to hold recreational and timber land interests in Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Rees Mason is a Wealth Management Advisor at Merrill Lynch Wealth Management. She works with a 38-person team that addresses the financial needs and goals of modern multigenerational families, focusing not only on financial aspects but also integrating considerations related to health, family, work, leisure, and philanthropy. Rees joined Merrill in 2012 and has expertise in areas including college education planning, divorce transition planning, family wealth management strategies, employee financial health, legacy planning, personal retirement planning, women and wealth, and tax minimization. She holds a Bachelor's Degree in Finance from Illinois State University and professional designations including Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). In addition to her professional work, Rees serves as a board member of the American Heart Association and has previously served on the Joffrey Ballet Auxiliary Board. Her personal interests include cooking, dancing, reading, skiing, tennis, traveling, and yoga.

David Benoit is a CFP® with 31 years of experience, currently serving at Raymond James Financial Services Advisors Inc. since 2009. He is also the President, CEO, Treasurer, and Secretary of Benoit, Chepenik & Benoit PA, a business he has been involved with since 2000. Outside of financial services, Benoit owns and operates Whistle Stop Farms, where he manages agricultural activities including hay baling and egg sales. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm employs tailored, non-discretionary planning using risk profiling and analytical modeling, and supports specialized municipal and SIMPLE IRA advisory programs.

Nicholas Buglisi is a financial advisor at UBS Financial Services with 19 years of industry experience. He has previously worked at Bank of America, Merrill, and Axa Advisors, LLC. Outside of his advisory role, he is the sole proprietor of NLB Enterprises, Inc. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Larry Kirk Jr. is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 66 designation and has worked at Bank of America since 2011 and Merrill Lynch, Pierce, Fenner & Smith since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Dondero is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2019. He previously worked at FSC Securities Corporation from 2009 to 2019. Outside of his advisory role, Dondero is an independent insurance agent representing various companies. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using multiple custody platforms and both discretionary and non-discretionary management approaches.

Anthony Durel is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He specializes in providing professional asset management and financial planning strategies tailored to clients' individual needs. His service offerings include retirement planning, estate and legacy planning, tax mitigation, educational savings, insurance consultation, and access to wealth management banking and lending solutions through Bank of America. Anthony holds a Bachelor's Degree from Florida State University and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He emphasizes personalized relationships with clients and maintains a high level of ongoing engagement and support. In addition to his professional commitments, Anthony participates in community volunteering activities. His personal interests include boating, camping, fishing, football, golfing, and hiking.

Bryan Berthold is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2009 and Bank of America since 2010. He is based in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Keith Winter is a financial advisor at Ameriprise with 28 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns Keith Winter LLC, a fiduciary financial advisory business based in Ponte Vedra, FL. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to create personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Ryder Aringdale is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill in 2026, he worked for the City of Jacksonville Beach and Chick-fil-A, and has over a decade of experience in middle and high school education. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies supported by internal and third-party portfolio management teams.

Andrew Mahaven is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 18 years of industry experience. He has worked at several firms including Capital Financial Strategies, Minnesota Life Insurance Co, and BBVA entities. Outside of his advisory work, Mahaven serves on the advisory board of Crosswater Christian Academy and also owns a Christian clothing brand called Christ Got This. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers diverse portfolio management and consulting services through a large network of independent advisors, providing access to multiple investment strategies and third-party money managers.

Karsten Jacobson is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Raymond James Financial. His prior experience includes four years at Edward Jones and a decade of service with the US Navy Reserves. He is also the owner and CEO of Jacobson Wealth Strategies LLC, a support company based in Ponte Vedra Beach, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical tools, supporting clients through its extensive advisor network and unique municipal and public-finance capabilities.

Cathlyn Harris is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 credential and has been with Merrill and Bank of America since 2015. Outside of her advisory role, she is the owner and president of Fordel Business Development Inc., a company that provides business development services including marketing strategies and branding. She also serves as co-trustee of the L.A.H. Family Trust. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Kershner is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He holds the Series 63 designation and has been with Mass Mutual Investors Services since 2017, following prior roles within the MassMutual organization dating back to 2002. Outside of his advisory work, he serves as an area chaplain and director for the Third Order Society of St. Francis, a nonprofit organization. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved software tools, and provides specialized planning programs including estate settlement and employer-sponsored planning.