Julius Costanza is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. He has 22 years of industry experience, including roles at Charles Schwab since 2009 and managing 4JS Uniforms Inc. from 2009 to 2020. He has been with Schwab Wealth Advisory since 2017. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and research tools while clients retain final trading decisions.

Alexander Hernandez is a financial advisor with Truist Advisory Services in Orlando, FL, holding a Series 66 designation and 28 years of industry experience. He has been with SunTrust Advisory Services, Inc., now part of Truist, since 2009. Outside of his advisory role, Hernandez is involved in family real estate projects, assisting his children with property purchases and renovations. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm’s offerings include asset allocation, fiduciary support, and manager selection programs, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Calvin Wilson is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 65 and Series 63 licenses and 12 years of industry experience. His prior firms include Edward Jones, Bank of America, and Merrill Lynch. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice and investment education services that emphasize asset allocation and retirement guidance using proprietary models developed with Morningstar Investment Management.

Paul Shoquist is a financial advisor with NewEdge Advisors, holding a Series 63 designation and 29 years of industry experience. His prior roles include positions at Prime Capital Investment Advisors, 20/20 Capital Management, 20/20 Financial Advisors, and Ameritas Investment Corp. Outside of his advisory work, he serves as a director of Saw Tech Countertops, a construction products company he has been involved with since 2003. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a broad range of services including portfolio management, financial planning, consulting, and access to sponsored advisory programs, utilizing multiple program structures and technology tools to support advisor and client needs.

Cameran Mckenry is a financial advisor at Fifth Third Securities, Inc. based in Orlando, FL. He holds Series 63 and Series 65 licenses and has been in the industry since 2023. His prior experience includes roles at Total Quality Logistics and Middle Tennessee State University. Fifth Third Securities, Inc. serves a broad range of individual and institutional clients through investment advisory and brokerage channels. The firm offers various managed account programs via Fidelity’s Managed Account Xchange and provides services including advisor-directed mutual fund and ETF models, separately managed accounts, tax-overlay services, and direct indexing.

Francisco Mones Pena is an advisor at Fifth Third Securities, Inc. with Series 63 and Series 65 credentials. He has been with Fifth Third Securities since 2026 and has prior experience at Fifth Third Bank and City Year Orlando. His background also includes roles at Amazon and Uber. Fifth Third Securities serves individual and institutional clients through advisory and brokerage channels. The firm offers investment programs on the Passageway platform, including mutual fund, ETF, SMA strategies, and tax-overlay services, and operates as a wholly owned subsidiary of Fifth Third Bank.

Elizabeth Cruz is a financial advisor at Empower Advisory Group with six years of industry experience. She holds a Series 66 designation and has worked at Empower Financial Services, Bank of America, Merrill, Regions, and automotive dealerships prior to her current role. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping platforms, emphasizing long-term portfolio returns and client savings rates.

Esteban Yepes is a financial advisor with Lincoln Investment in Orlando, FL, holding Series 63 and Series 66 credentials and 13 years of industry experience. His prior experience includes roles at Wells Fargo and Horace Mann Investors, Inc. Outside of his advisory work, Yepes is involved in business development and sales in the commercial roofing industry. Lincoln Investment Planning, LLC serves a broad client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning and portfolio management through advisor-managed and firm-managed models, supported by an in-house Investment Management & Research team and third-party managers.

Stephen May is a financial advisor at Truist Advisory Services with 18 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked for Raymond James & Associates for 11 years. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary and non-discretionary approaches and utilizes third-party platforms and AI‑enabled tools to support manager selection and portfolio oversight.

Nathaniel Powell is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 licenses and having seven years of industry experience. He previously worked at Fidelity Brokerage Services LLC and JPMorgan Chase & Co and is the owner of an intellectual property holding company focused on maintaining copyrights and trademarks. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Christina Emig is a financial advisor at Rockefeller Financial LLC with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill and Bank of America. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm combines a Private Advisor model with a consolidated investment platform, offering a range of portfolio management, financial planning, brokerage, and investment banking services.

Francesco Bonacia is a financial advisor at PNC Wealth Management in Orlando, FL, holding Series 66 and Series 63 licenses with one year of industry experience. His prior roles include positions at Raymond James Financial Services and Northwestern Mutual Investment Services and Life Insurance Company. Outside of advisory work, he has experience working at Tusculum University and DoorDash. PNC Wealth Management provides retail brokerage and advisory services leveraging model-based programs, including an online discretionary model account offered as an invitation-only pilot for PNC Bank employees. The programs use algorithm-driven risk assessments and portfolios implemented through approved mutual funds and ETFs, with oversight partly delegated to third parties.

Christopher Chung is a financial advisor with Truist Advisory Services in Orlando, FL, holding a Series 66 designation and five years of industry experience. His career includes roles at Truist Investment Services, Truist Advisory Services, Truist Bank, and SunTrust Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm uses a combination of discretionary and non-discretionary strategies, including third-party manager selection supported by AI-enabled research tools and integrated inter-affiliate services.

Melissa Rimsky is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Brookstone Capital Management LLC since 2022. Her prior roles include positions at Innovation Partners LLC, Amerilife, Park Avenue Securities, Guardian Life Insurance Company, and Valic Financial Advisors. Rimsky is also an independent insurance agent assisting clients with various insurance products and serves as a trustee for a family trust. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning to a diverse client base that includes individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions. The firm delivers investment management primarily on a discretionary basis through model portfolios, unified managed accounts, and separately managed accounts, supporting a large advisor network with turnkey asset management and wrap-fee programs.

Andy Francois is a financial advisor at Truist Advisory Services with one year of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Regions Bank, Bank of America, and Coastal Heritage Bank. Outside of advising, he is the sole owner of Realty Relief Team, a real estate investing LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research, and is notable for its integration with affiliated broker-dealer and banking services.

Allison Hudson is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. She has been with Valic Financial Advisors since 1998 and also works with Agia in a non-securities insurance capacity. Hudson serves as a past president and board member of the Council of 101 at the Orlando Museum of Art, providing advisory and mentorship support. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models with a focus on customized asset allocation and portfolio management.

Jennings Hurt IV is a financial advisor at Beacon Pointe Advisors, LLC with 14 years of industry experience. He holds a Series 65 designation and previously worked at Ferrell Wealth Management, Inc. for 11 years before joining Beacon Pointe in 2020. Outside of his advisory role, he serves as a board member for DrinkB4, a beverage company, where he contributes to overall brand strategy. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs a manager-driven investment approach using proprietary due diligence and asset-allocation modeling, and is notable for sponsoring proprietary investment vehicles and acting as an operating general partner in multiple private funds.

Daniel Shif is a Series 66-licensed financial advisor with Truist Advisory Services in Winter Park, FL. He has been with Truist and its affiliates since 2017, including roles at Truist Bank and Truist Investment Services, and previously worked at Deutsche Bank for one year. Shif has no prior industry experience before joining Truist Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary approaches, supported by third-party manager relationships and AI-enabled research tools, with an emphasis on inter-affiliate integration and comprehensive fiduciary support.

Timothy Taylor is a financial advisor at Mariner with 25 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining Mariner in 2021, he worked at Commonwealth Financial Network from 2015 to 2021. Taylor serves on the board of directors for the Country Club of Orlando and is a member of the advisory board for the Center for Coastal Solutions. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm provides customized portfolios overseen by an Investment Committee, combining internal research with third-party managers across a broad range of asset classes and also integrates tax, accounting, and administrative family office services.

Theodore Latimer is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. Prior to joining Steward Partners in 2023, he worked for Bank of America and Merrill for 14 years. Steward Partners Investment Advisory, LLC is an SEC-registered firm managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, trusts, and charitable organizations with a range of investment advisory, financial planning, and managed account services.