Nicole Keating is a financial advisor with Truist Advisory Services in Altamonte Springs, FL, holding Series 63 and Series 65 designations and bringing 11 years of industry experience. She has worked with various SunTrust entities since 2015, including SunTrust Advisory Services, SunTrust Bank, and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research and a structured manager-selection program.

Stacy Brandenburg is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various Charles Schwab entities since 2010, including Schwab Wealth Advisory Inc., Charles Schwab Trust Bank, and Charles Schwab Premiere Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored annually to clients’ goals and risk tolerance.

Christina Hartfield is a CFP® with nine years of industry experience, currently serving as an advisor at Truist Advisory Services. Her prior experience includes roles at JPMorgan Securities, Merrill, Bank of America, and SunTrust. Outside of her advisory work, she holds officer positions in two family-owned businesses involved in residential and commercial construction and real estate. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and consulting. The firm integrates multiple affiliated businesses to deliver comprehensive investment solutions.

Matthew Stange is a CFP® professional with 14 years of industry experience. He is currently with Schwab Wealth Advisory and has previously worked at Raymond James Financial Services and Keyes, Stange & Wooten CPA Firm. In addition to his advisory role, he teaches a finance course each semester as an adjunct professor at Stetson University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and select client referrals. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to guide investment selection, with an emphasis on client authorization for trades and tailored recommendations based on individual goals and risk tolerance.

Christopher Turner is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with Schwab Wealth Advisory since 2012, as well as Charles Schwab since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s advice follows Charles Schwab & Co.’s asset-allocation models and research tools, offering recommendations tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Meagan Druey Schaefer is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and six years of industry experience. Her work history includes roles at Charles Schwab & Co., Schwab Wealth Advisor Inc., J.P. Morgan Securities, Bank of America, Merrill, and Arkansas State University. Outside of her advisory work, she is the owner of Evergreen Kennels, where she breeds mini-Aussies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs standard asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Eric Paul is a financial advisor at Valic Financial Advisors with one year of industry experience. He holds a Series 66 designation and has a varied background that includes roles in public education and consulting. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions.

Elizabeth Jameson Armstrong is a financial advisor at Truist Advisory Services with 20 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Suntrust Advisory Services, Inc. and Suntrust Bank since 2013. Armstrong is based in Casselberry, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and employs AI-enabled tools in its research process.

Anthony Becker is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Symmetry Financial Group and Preferred Referral Partners. Additionally, he serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a network of over 1,200 advisors.

Luke Collignon is a financial advisor with Principal Financial Services based in Windermere, FL. He holds Series 63 and Series 65 credentials and began his advisory career in 2025 after five years in construction and three years at the University of North Florida. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed outside the United States. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through distinct adviser and promoter arrangements.

Erwin Cajamarca is a financial advisor with Schwab Wealth Advisory who holds a Series 63 designation and has 31 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 1996. Based in Orlando, FL, his career has been focused within the Schwab organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Dominic Marco is a CFP® certificant with three years of experience in financial advising, currently with Schwab Wealth Advisory in Orlando, FL. His prior work includes roles at Charles Schwab and Vivint Smart Home. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on internal research and standardized asset-allocation models. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts handled by third-party or affiliated money managers.

Ryan Stango is a Series 66 licensed financial advisor with 16 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. and AXA Advisors, LLC. Outside of his advisory work, he streams video games on Twitch Interactive, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice follows Charles Schwab’s asset allocation models and internal research tools, offering tailored recommendations while executing trades only with client authorization.

Adrian Weekes is a financial advisor at PlanMember Securities Corporation with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including BNY Mellon and ITAU Private Bank. Outside of financial advising, Weekes also works as a substitute teacher in Orange County, Florida. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages unitized, risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

Keith Zdrowak is a financial advisor at Kestra Advisory with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at B. Riley Wealth Management and National Securities Corporation. Outside of his advisory role, he manages an entity for administrative tasks related to his financial advising. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, investment advice, and employee education, managing approximately $79.8 billion in assets and serving a client base that includes sovereign wealth funds.

William Hylton is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked at Truist Advisory Services since 2016 and was previously with Ameriprise from 2004 to 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by inter-affiliate integration and AI-enabled research tools.

Namdar Hosseinzadeh is a financial advisor with Truist Advisory Services in Orlando, FL, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Merrill and PNC Wealth Management before joining the Truist-affiliated firms since 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enhanced research.

Matthew Beam is a CFP®, CFA®, and Series 66-registered financial advisor with Schwab Wealth Advisory in Orlando, FL. He has five years of industry experience, including roles at Schwab Private Client Investment Advisory, Charles Schwab Bank, and Finemark National Bank & Trust. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research, with client recommendations tailored according to stated goals and risk tolerance.

Andrew Llewellyn is a financial advisor at Hightower Advisors with Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co., LLC, M1 Finance, and Adage Services. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and offering a range of investment vehicles.

Juan Faget Aveledo is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Charles Schwab, Bank of America, Merrill Lynch, and Fidelity Investments. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on standard asset-allocation models and internal research, with client authorization required for trades.