Eric Garcia is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and 15 years of industry experience. He has worked at Infinex Investments, Inc. for 10 years and Popular Community Bank for 14 years. Outside of his advisory work, he manages a duplex property in Miami, where he resides in one unit and rents the other. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure that supports both discretionary and non-discretionary account management.

William Stacks is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has worked at Janney since 2020 and previously spent seven years at BB&T Securities. Outside of his advisory role, he is a limited partner in a real estate venture in Georgia and an investor in a kava bar in Fort Lauderdale. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Mario Medina is a financial advisor at Janney Montgomery Scott with 15 years of industry experience. He holds a Series 66 designation and has worked at Janney Montgomery Scott since 2018, following seven years at Raymond James & Associates. Outside of his advisory role, he owns and operates PLG Creations, LLC, a content creation company focused on streaming gameplay, and volunteers with the Mother of Christ Catholic School D.A.D.S. Club in Miami. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs with a combination of in-house and third-party portfolio management.

Amy Raisman is a financial advisor with Janney Montgomery Scott, holding a Series 63 designation and bringing 33 years of industry experience. She has worked at Janney Montgomery Scott since 2020 and previously at Bb&T Securities, LLC from 2016 to 2020. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party managers.

Alexander Navarro is a financial advisor with Truist Advisory Services, holding the CFP® designation and Series 63 and 65 licenses. He has 29 years of industry experience, including over 10 years at Truist Advisory Services and 27 years with Truist Investment Services. Navarro also serves as a trustee for the Avis Hedges Navarro Trust, managing and distributing real estate and brokerage assets. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with third-party platform solutions and emphasizes inter-affiliate integration in its investment approach.

Magaly Williams is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. She has previously worked at Polen Capital Management, Raymond James and Associates, and Foreside Funds Distributors LLC. Outside of her advisory role, she is the owner of Will Hunt Properties LLC, a real estate business based in Tampa, FL. T. Rowe Price Advisory Services offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management, primarily serving individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and interactive online planning tools.

Chantal Rascon is a CFP® professional with six years of industry experience, currently affiliated with Voya Financial Advisors, Inc. She previously worked at Fidelity Investments and Citi Bank. Outside of finance, she operates The Melbean Coffee Shop. Voya Financial Advisors, Inc. serves a wide range of clients, including individual and institutional investors, offering services such as financial planning, portfolio management, and retirement plan consulting. The firm provides advice primarily through non-discretionary programs and maintains a dual registration as an investment adviser and broker-dealer.

Jeffrey Oliverio is a CFP® professional with 26 years of experience in the financial services industry. He is currently with Truist Advisory Services, where he has worked since 2018, including prior roles at Wells Fargo Advisors. Outside of his advisory work, he serves as the Finance Director on the executive board of My Hollywood Pride, a nonprofit organizing an annual LGBTQ Pride festival in Hollywood, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships supported by AI-enabled research and inter-affiliate integrations.

David Penn is a CFA® charterholder with 41 years of industry experience. He has been with Janney Montgomery Scott since 2014. Outside of his advisory role, he serves as the treasurer of the Ocean Village Homeowners Association on a volunteer basis. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and various advisory programs through a combination of in-house and third-party portfolio management.

Daniel Rodriguez is a financial advisor with Osaic Advisory Services, LLC, holding Series 65 and Series 63 credentials and 20 years of industry experience. His prior roles include positions at United Capital Financial Advisers, LLC, Cetera Advisor Networks LLC, and Girard Securities. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and other related services through multiple program models, utilizing a combination of proprietary guidance and third-party platforms.

Rusbel Trujillo is a financial advisor at Eagle Strategies (NY Life) with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with Eagle Strategies since 2021. Prior to that, he worked with NYLife Securities LLC and New York Life Insurance Company starting in 2012 and 2014, respectively. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm offers various program types, including fee-based advice and retirement plan consulting, with a focus on tailoring recommendations to client needs and plan sponsor criteria.

Forrest Faro is a financial advisor with Rockefeller Financial LLC in Fort Lauderdale, FL. He holds a Series 66 designation and has 26 years of industry experience. His prior work includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, operating uniquely as a registered broker-dealer that provides securities transactions, variable insurance products, and placement and investment banking services.

Cesar Caram is a financial advisor with Valic Financial Advisors in Miami, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at Valic Financial Advisors since 2015 and is also associated with Agia, where he serves as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Melina Degelsmith is a ChFC® credentialed advisor with 23 years of industry experience, currently affiliated with Primerica Advisors in Hollywood, FL. She has held roles at Park Avenue Securities and Guardian Life Insurance Company since 2008. Degelsmith is also involved in insurance sales through Innovative Underwriters, Art Jetter & Source Brokerage. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary model portfolios, third-party managers, and a digital advice platform.

Yudit Silveira is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding Series 63 and Series 65 licenses and having 11 years of industry experience. She has worked with Silveira Financial Group LLC, Eagle Strategies, NYLife Securities LLC, and New York Life Insurance Company. She is also involved in insurance brokering, operating under Silveira Financial Group LLC to sell New York Life products and broker non-registered insurance products. Eagle Strategies serves a diverse clientele including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services, focusing primarily on non-discretionary asset management within an integrated New York Life affiliate structure.

Carolyn Kitzel is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Mariner since 2025. Her prior roles include positions at Corbett Road and Capital Wealth Advisors, as well as independent consulting for 501(c)(3) organizations in consulting and marketing. Mariner serves a diverse client base including individuals, pension plans, trusts, estates, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm employs customized portfolio strategies combining in-house research and third-party managers, with notable integration of tax and accounting services alongside administrative CFO capabilities.

Neal Slafsky is a financial advisor with Osaic Advisory Services, LLC, holding CFP® and ChFC® designations and bringing 38 years of industry experience. His career includes roles at United Capital Financial Advisers, Girard Securities, and Cetera Advisor Networks. In addition to his advisory work, he is a managing member of RABSCO, LLC. Osaic Advisory Services serves a broad client base, including individuals, corporations, pension plans, trusts, and charities, offering investment management, financial planning, and related services through multiple program models. The firm employs a combination of proprietary and third-party platforms to manage portfolios and provides clients access to alternative investments and specialized lending solutions.

Joshua Vinson is a Series 65-licensed financial advisor with eight years of industry experience, currently with Hornor, Townsend & Kent, LLC. He has held roles at Visante, Envoy Advisory Inc., and 11 Financial, among others. Outside of his advisory work, he serves as Senior Director of Clinical Pharmacy and Quality and Director of Pharmacy at One Infusion Pharmacy LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers offering financial planning, advisory programs, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and FINRA-member broker-dealer, managing approximately $8.37 billion in discretionary assets as of December 2025.

Gary Kreps is a financial advisor at TLG Advisors, Inc. based in Fort Lauderdale, FL, with five years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Marathon Capital Management, Pruco Securities, Merrill, and Bank of America. In addition to his advisory role, Kreps is an independent insurance agent who educates clients on the role of insurance within financial planning. TLG Advisors serves a diverse client base including individuals, high-net-worth clients, trusts, and institutional investors. The firm offers investment supervisory services and financial planning, emphasizing manager selection and diversified portfolio construction using fundamental analysis and Modern Portfolio Theory.

Eulette Edwards is a financial advisor with Eagle Strategies (NY Life) based in Sunrise, FL, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked with New York Life Insurance Company and its affiliated entities since 2014 and operates her own firm, Eulette Edwards & Associates, Financial and Insurance Services, LLC, brokering insurance products. Additionally, she serves as an independent contractor facilitating mindset training through The Pacific Institute. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers various advisory programs and emphasizes tailored recommendations, primarily managing assets on a non-discretionary basis within an integrated New York Life affiliate structure.