Samuel Alfred is a financial advisor with GWN Securities Inc. based in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and possessing three years of industry experience. He previously worked at Core Financial Group and Dragon Financial Services. Outside of investment advisory, Alfred owns Alfred Financial Group, an insurance business focused on fixed and indexed annuity products and life insurance, primarily offered through 403b plans. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, with a notable legacy of market-timing and momentum-based strategies within its managed account programs.

Patrick Mayberry is a CFP® and CFA® with 23 years of industry experience. He currently works at MAI Capital Management, LLC and previously spent 27 years at Lanham O'Dell & Company, Inc. He holds Series 63 and Series 65 licenses. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services for a diverse client base, including high-net-worth individuals, families, sports professionals, and institutional clients. The firm manages assets across various strategies and offers additional services such as trust administration and insurance through affiliated entities.

Mark Feliciano is a financial advisor at Bankers Life Advisory Services, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been with Bankers Life in various capacities since 2005. In addition to his advisory role, he works as a Unit Sales Manager recruiting and training insurance agents focused on Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management to client goals, risk tolerances, and time horizons.

Justin Sheinbaum is a CFA® charterholder affiliated with NewEdge Advisors in Jupiter, FL. He has approximately one year of industry experience, having previously worked at LPL Financial and U.S. Immigration Fund, LLC. Outside of his advisory role, he is involved with SHEIN, LLC, a business entity for tax and investment purposes. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent representatives. The firm provides a range of services including portfolio management, financial planning, retirement consulting, and access to sponsored advisory programs, utilizing multiple program structures and technology tools to support both advisors and clients.

Samer Alnaham is a financial advisor at Janney Montgomery Scott with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney Montgomery Scott since 2015. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Steven Hall is a financial advisor with GWN Securities Inc. in Winter Garden, FL, holding the ChFC® designation and Series 63 and 66 licenses. He has 45 years of industry experience and has been with GWN Securities since 2005. Outside of his advisory role, Hall owns and operates a tax preparation business seasonally each year. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, employing a range of strategies from traditional asset allocation to legacy market-timing and momentum-based programs.

Terry Coapstick is a financial advisor with GWN Securities Inc. in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and over 35 years of industry experience. He has previously worked at Ameritas Investment Corp, Capital Choice Investment Advisers, Inc., and CCF Investments, Inc., among others. Outside of advisory work, he is involved in insurance brokerage activities and serves as a general partner in an insurance brokerage firm. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals, including high-net-worth clients, and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm offers a range of managed-account programs with investment approaches spanning traditional asset allocation to legacy market-timing and momentum strategies.

Frank Sweeney is a financial advisor with Commonwealth Financial Network in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with Commonwealth Financial Network since 2016 and also maintains a role at Capital Management Partners, LLC. Outside of advising, he teaches the CFP Education Program as an instructor for Dalton Educational. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing over $212 billion in client assets. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody and clearing services.

Richard Chrzanowski is a financial advisor with Money Concepts Capital Corp in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with Money Concepts Capital Corp since 1995. Outside of advising, he is involved in several non-investment-related businesses, including real estate sales and auto restoration. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm uses model-driven and asset-allocation approaches, offering both discretionary and non-discretionary programs, and incorporates third-party managers and platforms such as Envestnet to support its portfolio management and reporting.

Heather Herrmann is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has worked at Janney Montgomery Scott since 2012 and has been with Citigroup Global Markets since 1999. Based in Palm Beach Gardens, FL, she has a long tenure in the financial services industry. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, and advisory programs.

Jamel Parks is a financial advisor at Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 licenses with six years of industry experience. His career includes roles at Fifth Third Securities and Fifth Third Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm operates a digital advisory program alongside managed accounts and functions as a broker-dealer and insurance agency.

Nancy Wilkins is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 credentials and 24 years of industry experience. She has worked at GWN Securities Inc. since 2015, including its SEC-registered entity since 2020, and previously at Royal Alliance. Wilkins is president of the Kiwanis Club of South Lake, a nonprofit supporting local children, and president of the Women’s Giving Alliance, a philanthropic group. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning. The firm employs a mix of affiliated and unaffiliated sub-advisers and uses market-timing and momentum-based strategies in some of its legacy programs.

Brian Gary is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. He holds the Series 66 designation and previously worked at Raymond James and Associates for six years before joining Janney in 2020. He is based in Palm Beach Gardens, FL. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional sponsors, and offers a range of brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

Denville Loney is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 designations and six years of industry experience. He has worked at TD Private Client Wealth LLC since 2020 and has prior experience with TD Bank N.A. and American Income Life. Outside of his advisory role, he is involved in food manufacturing, working part-time at American Bread Company. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, utilizing portfolios that combine strategic and tactical asset allocation with both affiliated and third-party managers.

William Sauers is a financial advisor with TLG Advisors, Inc. based in West Palm Beach, FL, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Morgan Stanley, Bank of America, Merrill, LPL Financial, and Cetera Wealth Services. He is also a Master Sergeant in the United States Air Force Reserve and serves as a contract manager for Hive LLC supporting the United States Space Force. TLG Advisors, Inc. serves a diverse client base ranging from individuals and high-net-worth clients to institutional investors, providing investment supervisory services, portfolio management, and fiduciary services for ERISA-qualified plans. The firm’s investment approach emphasizes manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory, with many client portfolios managed through sub-advisors and program platforms.

Theodore Sarantos is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 credentials and five years of industry experience. He has worked with TD Bank N.A. and TD Private Client Wealth LLC since 2016. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients, combining strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.

Sarah Mueller is a financial advisor with Bankers Life Advisory Services, Inc. and holds a Series 65 license. She has eight years of industry experience and has worked primarily within the Bankers Life organization since 2017. In addition to her advisory role, Mueller serves as a unit field trainer, recruiting and training insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis methods to tailor asset allocations and manage portfolios aligned with clients’ goals and risk tolerances.

Shannon Sandel is a financial advisor at Citizens Securities, Inc. in West Palm Beach, FL, with 18 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Citizens Securities and Citizens Bank since 2016. Outside of her advisory role, she performs notary public duties and has administrative responsibilities with Sandel Roofing LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides digital advisory options and managed accounts, operating as both a broker-dealer and insurance agency within the Citizen Bank enterprise.

Julian Turosienski is a financial advisor at Cresset Asset Management, LLC with six years of industry experience. He holds a Series 66 designation and has worked at Cresset since 2022, following two years at Merrill and prior roles including positions at Burning Tree Country Club and Keiser University. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in assets and serving a range of clients including individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a disciplined, risk-aware investment approach that integrates strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes, supported by tools such as artificial intelligence and machine learning.

Brian Johnson is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding Series 63 and Series 65 credentials and 15 years of industry experience. His prior roles include positions at J.P. Morgan Securities, LPL Financial Services, Fifth Third Securities, and PNC Investments. Johnson has worked extensively within both brokerage and advisory capacities at multiple firms over his career. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform that uses proprietary algorithms and client risk profiles to recommend ETF portfolios, though it also engages in commission-based brokerage and non-discretionary business.