Josefine Troneby Mooney is a financial advisor at Raymond James Financial with three years of industry experience and holds a Series 66 designation. Prior to her current role, she worked at Helius Wealth Management and has a background that includes positions at several educational institutions. She is involved in client support and related activities at Helius Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, with a notable municipal advisory affiliation and specialized employer advisory programs.

Ilene Zwick is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior work includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Arthur Peckskamp is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Ameriprise in Boynton Beach, FL. His tenure at Ameriprise includes multiple periods beginning in 2013. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Kenneth Mulreed is a financial advisor with UBS Financial Services in Jupiter, FL, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

David Marley Jr. is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. He has 37 years of industry experience and has been with MassMutual and its affiliated firms since 1987. Outside of his advisory role, he serves as treasurer of the board for the Historical Society of Martin County, is a director and finance committee member of the Marine Resources Council, and acts as president of the Riverbend Property Owners Association. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and collaborative planning processes to deliver written recommendations tailored to clients’ goals.

Edward Kemm is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at SagePoint Financial, Lincoln Financial Advisors, Oppenheimer & Co. Inc, and Independent Portfolio Consultants. Kemm is the sole proprietor of Ironbridge Wealth Counsel, LLC, a fixed insurance business, and serves as trustee for a special needs trust. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses a variety of platform tools and third-party arrangements to support portfolio construction and management.

Brian Williams is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America Merrill Lynch and Edward Jones. Williams is based in Palm Beach Gardens, FL. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis.

Matthew Cahill is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He began his tenure at Fidelity in 2020, progressing from Financial Consultant I to Financial Consultant before assuming his current position. Prior to joining Fidelity, Matthew held positions including Senior Advisor and Chief Compliance Officer at Granite Financial Partners, LLC, Director at MFA Asset Management, Compliance Manager at Great Hill Partners, LP, and Manager of Legal Products at Putnam Investments. Matthew partners with clients to assess their current financial status and future objectives, collaboratively developing strategies aimed at achieving both financial and personal goals. He holds a California Insurance License.

Sarah Hoffman is a financial advisor at Thrivent Investment Management with 20 years of industry experience. She holds a Series 66 designation and has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Outside of her advisory work, Hoffman serves on the board of Groundwork Guatemala, a nonprofit supporting educational sponsorships and community outreach in Guatemala. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm offers flexible engagement options and combines planning with managed-account programs under a consolidated billing structure called “WealthPlan.”

Ellen Gallagher is a CFP® professional with 29 years of experience in the financial services industry. She is currently with Osaic, having joined the firm in 2024 after 17 years at Triad Advisors, Inc. In addition to her advisory role, she owns a sole proprietorship focused on managing self-funded health insurance plans that include various benefits such as dental, disability, and life insurance. Osaic Wealth, Inc. serves a diverse client base that includes individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and risk assessments to construct diversified portfolios across multiple investment types.

Stephen Frazer is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

David Allegretto is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Advisors since 2014. Outside of his advisory role, he serves on the finance committee of Landmark Church in Ocean City, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad menu of planning services and integrates advisory services with banking and other financial product offerings.

David Loder is a CFP® professional with over 31 years of experience, currently serving as a financial advisor at Ameriprise in Jupiter, FL. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he is involved in independent insurance brokering specializing in fixed annuities. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement who meet certain asset thresholds, delivering tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Marc Harwood is a financial advisor with RBC Capital Markets based in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes roles at Sidoti & Company, LLC and City National Bank. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations, offering various wrap fee advisory programs with discretionary and non-discretionary portfolio management tailored to each client’s risk profile.

Brian Baughman is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2009. Outside of his advisory role, he referees local youth and adult soccer games as well as matches in the Women’s Professional Soccer League (WPSL). Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Edward Edelman is a financial advisor at Morgan Stanley with 55 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, as well as Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including financial and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling as part of its financial planning process.

Jonathan Kaplan is a financial advisor with Edward Jones in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and having 32 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1993. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Heather Anderson is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at Merrill and Chase Bank prior to joining J.P. Morgan. In addition to her advisory role, she is also employed by JPMorgan Bank, where she offers certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain decision-making authority.

John Ver Bockel is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His prior work includes positions at Merrill, Bank of America, and First Republic Investment Management. Outside of his advisory role, he serves on the board of the Wood Family Foundation and is a committee member of the Western Golf Association. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

William Donnell is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Merrill since 1983 and is also associated with Bank of America, N.A. since 2011. Donnell serves as an advisory board member of the Villanova Financial Club, a nonprofit alumni organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.