Larmon Parker is a financial advisor with Cetera in Naples, FL, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has been affiliated with Cetera since 2004 and also operates Parker & Associates Financial Services, LLC. Outside of advising, he is president of Parkintex, Inc., a tax accounting firm specializing in tax preparation and commercial real estate, and he is involved in a wellness business focused on light therapy. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Michael Olson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1991. Outside of his advisory role, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and selective separately managed account options. The firm uses third-party asset managers and BNY Mellon Advisors for portfolio implementation, providing a tiered wrap-fee structure and maintaining oversight of its investment models.

Donald Cox is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James & Associates since 2004. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research resources.

Peter Opp is a financial advisor with RBC Capital Markets in Naples, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior experience includes roles at Merrill (28 years), Bank of America (10 years), and City National Bank. Outside of finance, he serves as a committee member for Full Swing Consulting, a golf event consulting organization. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored portfolio management and advisory services through a range of programs utilizing in-house and third-party investment managers, with options for tax management and responsible investing.

Robert Edwards is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Edwards also owns RTE Wealth LLC, a single-member investment-related business based in Naples, FL. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including niche services, and delivers tailored recommendations supported by Wells Fargo research and planning tools.

Justin Holsen is a financial advisor with Robert W. Baird & Co. in Naples, FL, holding a Series 66 designation and bringing 21 years of industry experience. He has been with Robert W. Baird since 2003. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlays to meet client goals and risk tolerances.

Erin Coakley is a financial advisor at Merrill with 22 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2009. She also has a concurrent affiliation with Bank of America, N.A. outside of Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Sergio Decurtis is a financial advisor at Edelman Financial Engines with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at New England Investment Consultants, Ltd., N.E. Private Client Advisors, and New England Pension Plan Systems. Outside of his advisory work, he owns and manages a solar farm development project. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Douglas Lockwood is a CFP® professional affiliated with LPL Financial, with 31 years of industry experience. Prior to joining LPL Financial in 2024, he worked for Wells Fargo Advisors for eight years. He is the sole owner of Lockwood Financial Group, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Donald Devitto is a financial advisor at RBC Capital Markets with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at UBS Financial Services and City National Bank. Outside of his advisory role, he manages short-term rental properties in Florida and New York. RBC Wealth Management serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers advisory programs with tailored portfolio management and financial planning services, utilizing a combination of in-house and third-party investment managers.

Harland Jacobs is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Jacobs serves as treasurer for Naples Ventures, Inc., a men’s social club involved in local charity activities, and is a board member of the Orchards Community Homeowners Association. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Nicholas Pepe is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Rachelle Davis is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022. Prior to joining Morgan Stanley, she was affiliated with Madison Avenue Securities, AE Wealth Management, SPC, and Parkland Securities, and she has experience with other business activities including ownership of land through BRD Holdings LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools, with assets under management totaling approximately $2.74 trillion.

Timothy Herbert is a financial advisor with LPL Financial in Naples, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Prior to joining LPL Financial in 2019, he spent 22 years with Centaurus Financial, Inc. Herbert also operates T.G.H. Financial, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm provides a range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolio management.

Daniel Sandlin is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has served the financial needs of prosperous families in the metropolitan Chicago area and beyond for over fifteen years. Prior to joining Merrill Lynch in 2012, Daniel was a financial advisor with Morgan Stanley since 2000. He applies seven distinct wealth management disciplines in his practice to help preserve and grow clients' wealth in line with their goals and objectives. Daniel graduated from the University of Colorado at Boulder with a B.S. degree in Finance and attended Semester at Sea, a ship-board program for global study abroad sponsored by the University of Virginia. He received his CERTIFIED FINANCIAL PLANNER (CFP) certification in 2015. His approach emphasizes open communication and clarity of goals, focusing on personalized advice tailored to each client’s unique situation. He currently resides in Chicago and is an active member of the Union League Club. In his free time, Daniel enjoys golfing and spending time in Lake Geneva, Wisconsin.

Roger F. Vierra Jr. is a financial advisor at UBS Financial Services with 40 years of industry experience. He has been with UBS since 2007 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.

Bruce Mccaw is a financial advisor at Stifel with Series 63 and Series 65 licenses and 54 years of industry experience. He previously worked at Merrill for 45 years and Bank of America, NA for 14 years. Outside of his advisory role, he serves on the Board of Directors and Finance and Development Committees of the Indianapolis Symphony Orchestra and is President of the McCaw Family Foundation. Stifel serves a broad range of clients including individuals, institutional investors, and nonprofit organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Franklin Scudder is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as vice president of the Naples Bay Yacht Stowage Condo Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Rodica Richichi is a Planning Consultant at Fidelity Investments, a role she has held since 2025. In this position, she focuses on creating a collaborative environment where clients can engage in meaningful conversations about their financial futures. Prior to this, she served as an Investment Solutions Representative II and a Financial Representative at Fidelity Investments, gaining experience from 2022 through 2024. Before joining Fidelity, Rodica worked as a Personal Banker at Fifth Third Bank from 2021 to 2022. Rodica's professional journey reflects her commitment to building relationships based on shared goals and mutual respect. She approaches financial planning as a process centered on understanding and empowering clients, emphasizing the importance of informed decision-making. Outside of her professional work, Rodica enjoys bowling, comedy, hiking, photography, swimming, and traveling.

Dan McNICHOLAS is a Financial Consultant currently working at Fidelity Investments. He has been with the firm since 2023, initially serving as an Investment Consultant before advancing to his current role in 2025. Prior to joining Fidelity Investments, Dan held the position of Consultant at Wolver Hill Advisors, a family office, from 2022 to 2023. Dan's professional experience includes leadership roles in the financial sector, such as Global Head of Capital Introductions at Nomura International (Hong Kong) Limited from 2016 to 2021, and Managing Director & Head of Alternative Sales Asia Pacific at State Street Asia Limited in Hong Kong from 2012 to 2016. His career reflects a focus on investment consulting and capital introductions within the Asia Pacific region. Outside of his professional work, Dan has personal interests in food, golf, and traveling.