Dawn Whitacre is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds a Series 66 designation and has worked previously at Morgan Stanley and Citigroup Global Markets. She is based in Miamisburg, Ohio. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a wide range of financial and capital markets solutions.

Kevin Steel is a Financial Consultant at Fidelity Investments, where he partners with clients and their families to implement, monitor, and maintain financial plans. His approach ensures that these plans support clients' goals and adapt to changing market conditions and personal circumstances. Kevin's career at Fidelity Investments began in 2006 as a Premium Services Representative. Over the years, he has held several roles including Financial Representative, Private Client Specialist, Investment Consultant, Relationship Manager, and Planning Consultant before becoming a Financial Consultant in 2019. This progression reflects his extensive experience within Fidelity and expertise in financial planning and client relationship management.

Lane Padgett is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including TD Ameritrade, Citi Bank, Fidelity Brokerage Services, U.S. Bancorp Investments, Inc., and Barnes Dennig. He is based in Cincinnati, OH. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, combining a large client base with an integrated operational structure.

Timothy Herron is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2016. He is based in Miamisburg, Ohio. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amanda Michael is a financial advisor at LPL Enterprise with Series 66 credentials. She has one year of industry experience. Outside of her advisory role, she has held positions in the hospitality sector, including at Montgomery Inn Boathouse. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm uses model-driven investment approaches with access to third-party asset managers and offers financial planning, insurance products, and affiliated trust and lending services.

Jacob Bohanan is a financial advisor with Primerica Advisors in Springdale, Ohio, holding a Series 63 designation and four years of industry experience. His work history includes roles at Torchlight Financial Group, PFS Investments Inc, Primerica Financial Services, and The Christ Hospital. He also serves in the United States Air Force, where he has been active for ten years. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Erica Smith is a financial advisor at Robert W. Baird & Co. with a Series 66 credential and two years of industry experience. Prior to joining Baird in 2024, she worked at Elsevier Inc. for six years and LexisNexis for two years. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, business clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody services, utilizing a combination of manager-traded and model-traded strategies along with internal research and tools to support client advice.

Todd Butler is a financial advisor with LPL Financial in Loveland, Ohio, holding a Series 63 designation and possessing 37 years of industry experience. He has been with LPL Financial since 1996. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, leveraging a large network of investment adviser representatives and advanced operational tools.

James Schade is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Bank of America. He serves on the board of the Five Rivers Metroparks Foundation and is a member of Xavier University’s President's Advisory Council. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and institutional trading capabilities to tailor plans aligned with clients’ goals and risk tolerances.

Anne Beavan is a financial advisor with Ameriprise in Cincinnati, OH, holding a Series 63 designation and 17 years of industry experience. She has been with Ameriprise and its related entities since 2009. Outside of her advisory role, she is employed through BFM & Associates, LLC, a franchise of Ameriprise Financial Services. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering non-discretionary, research-driven recommendations that incorporate tax efficiency and income strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Edwin Strickling is a financial advisor with Cetera, holding a Series 66 designation and over 40 years of industry experience. His career includes lengthy tenures at 1st Global Advisors, Inc. and Avantax Advisory Services. He also provides financial services through Matoaka Money Management, Inc. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party money managers.

Richard Pate is a Series 66-registered financial advisor with Ameriprise, based in Miamisburg, Ohio, and has four years of industry experience. Prior to joining Ameriprise, he worked for seven years with the Hamilton City School District. Outside of advising, he owns Honey Harvest and Hens LLC, a farming business, and serves as an assistant tennis coach at a local high school. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing tax-aware retirement income planning focused on dependable income sources.

Robyn Urig is a financial advisor with Primerica Advisors in Springdale, OH, holding a Series 63 designation and nine years of industry experience. She has worked with multiple firms including Torchlight Financial Group and PFS Investments Inc. Outside of investment advising, she is involved in sales of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management services primarily through its Lifetime Investment Program, which offers model-driven strategies and separately managed accounts to individual and high-net-worth clients under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while maintaining oversight of model offerings.

Anthony Anzer is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes roles at Wells Fargo Advisors and Wells Fargo Clearing, and he has owned Anzer Wealth Planning & Financial Counsel since 2021. He also acts as an insurance agent, selling life, health, annuities, and long-term care products. Cetera Investment Advisers LLC is a large SEC-registered adviser serving individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing both affiliated and third-party managers across multiple program platforms.

David Harvey is a financial advisor with Primerica Advisors in West Chester, OH, holding a Series 63 designation and 42 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1984. Outside of advisory services, he is involved in sales of loan products as well as home security and automation product referrals through affiliated companies. Primerica Advisors is a large firm that primarily serves individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program relying mainly on model-driven strategies created by third-party asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

David Heberling is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones in 2024, he worked at Passport Inc. and Flexential. Heberling is also a shareholder in Silver Lake Beach Club, a family park with rentals in New Carlisle, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Steven Fennessey is a financial advisor with Primerica Advisors in West Chester, OH, holding a Series 63 designation and seven years of industry experience. Prior to joining Primerica Advisors in 2019, he worked at General Electric from 2015 to 2018. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs BNY Mellon Advisors for model implementation, operating primarily on a tiered wrap-fee basis.

Beverly Muller Ridgway is a financial advisor at Merrill with 35 years of industry experience, holding Series 63 and Series 65 licenses. She has been with Merrill since 1987. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model‑based and discretionary strategies created by internal and third‑party managers, serving individuals, high‑net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Helterbridle is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 29 years of industry experience. He has worked with Fidelity Brokerage Services and related entities since 1995, with a brief one-year hiatus. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it plays a formal advisory role to multiple registered investment companies and fund-of-funds.

George Goodall is a financial advisor with Ameriprise in Hamilton, OH, holding a Series 63 designation and 48 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise offers a retirement-income planning service for individuals near or in retirement who meet specific asset criteria, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these recommendations, primarily for clients with assets in Ameriprise-managed accounts.