Stephanie Stahl is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley since 2009 and holds a Series 63 credential. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and planning tools that incorporate advanced modeling techniques.

Brittany Oldham is a Series 66-licensed financial advisor with Morgan Stanley in Toledo, Ohio, bringing 14 years of industry experience. She has worked at Morgan Stanley since 2015 and is currently with Morgan Stanley Private Bank, N.A. since 2024. Morgan Stanley Wealth Management provides a broad range of advisory and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm’s planning process uses structured discovery and firm-approved tools, with an emphasis on modeling potential outcomes rather than recommending individual securities.

Lenell Horton is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has worked in various roles, including independent contractor positions with Pensa Systems and as a caddie for over a decade. Horton also serves as a paraplanner for A2 Business LLC, managing advisory business operations. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized retirement income planning service focused on dependable income sources and tax-aware withdrawal strategies.

Gregory Seals is a financial advisor with Mass Mutual Investors Services in Toledo, Ohio, holding a Series 63 designation and 26 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance Company since 2013. Outside of his advisory role, he is involved in Medicare insurance education and training through principal agent positions in multiple health and wellness organizations. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative planning relationships using firm-approved analytical tools.

Deborah Boisselle is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with LPL Financial since 1995. She also operates a dba, Citizens Wealth Management Group, based in Bowling Green, Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting services supported by model portfolios and research from internal and third-party sources.

Wendy Lamberg Greeley is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning her career at Merrill in 1992, she has provided financial advice and guidance to individuals, families, and business owners. Wendy holds a Bachelor's Degree from the Honors College at Ball State University, where she studied Finance. She has earned the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor® designations, and holds professional licenses in life and long-term care insurance and annuities. She has also passed the FINRA Series 7, 63, and 65 financial certification exams. Wendy focuses on developing personalized financial strategies tailored to the unique needs and goals of her clients. Her areas of expertise include education planning, retirement income, tax minimization, legacy planning, family wealth management strategies, and planning for women and wealth, among others. She is committed to maintaining the confidentiality and trust of her clients, offering personal and timely service. Wendy resides in Ottawa Hills, Ohio, where she serves on the Ottawa Hills Village Council and participates in the Ottawa Hills Green Bear Ball Steering Committee. She enjoys boating, spending time with her family, and traveling.

Anthony Krncevic is a financial advisor with Cetera based in Toledo, OH. He holds a Series 66 designation and has 16 years of industry experience, including prior roles at Avantax Advisory Services and Savage & Associates. Outside of his advisory work, he organizes monthly car shows for automobile enthusiasts through Toledo Cars & Coffee and serves as a volunteer member of the finance council at St. Jerome Parish in Cleveland. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform incorporating affiliated and third-party managers across various program structures.

Gregory Siravo is a financial advisor with Primerica Advisors in Maumee, OH, holding a Series 63 designation and 38 years of industry experience. He has worked with Primerica Advisors since 1987 and has been affiliated with Newman Financial since 2020. Outside of his advisory work, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Sharon Snyder is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and over 25 years of industry experience. She has been associated with PFS Investments Inc. and Primerica Financial Services since 2000. In addition to advisory work, she is involved in sales of loan products and home-related services through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Janice Bertz is a financial advisor with Edward Jones in Toledo, Ohio. She holds a Series 66 designation and has 13 years of industry experience. Bertz has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Robert Ruff is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding a Series 63 designation and with 37 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Company since 1988. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing analytical tools like Monte Carlo simulations and automated asset allocation to deliver written recommendations.

Benjamin Wilcox is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds a Series 63 designation and has worked at Ameritas Advisory Services, LLC and other Ameritas affiliates over the past 15 years. Wilcox is also involved with Wilcox Financial and Wilcox Sports Management, which provides financial planning services tailored for sports professionals. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm provides non-discretionary planning and consulting customized to client goals, utilizing analytical tools such as risk profiling and modeling.

James Prisby is a CFP® with 34 years of experience in the financial services industry. He is currently with Wells Fargo Clearing, where he has worked since 2019. Prior to that, he held roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated. Prisby serves as a compensated trustee for the Bedacht Foundation in Toledo, OH. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Scott Walsh is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Osaic Wealth since 2023, following a decade at Royal Alliance and over three decades at Savage & Associates. Walsh is also a member at large on the Board of Directors for the House of the Sun Home Owners Association in Sarasota, Florida. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports managed-account solutions on multiple platforms.

Austin Stoll is a financial advisor with UBS Financial Services holding a Series 66 designation and four years of industry experience. His prior work includes roles at Fifth Third Bank and various positions outside finance, including at Miami University and Donley Concrete Cutting Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Aaron Stark is a CFP® professional with 11 years of experience in the financial industry. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

April Aschemeier is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She has worked at Wells Fargo Advisors from 2013 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. She holds a Series 63 designation and is based in Toledo, Ohio. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joel Salazar is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at OSAIC and Ameriprise Financial Services. Outside of his advisory work, he owns Salazar Wealth Management, LLC, which he established for tax and client marketing purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources.

Jared Kalb is a financial advisor with Edward Jones in Maumee, Ohio, holding a Series 66 designation and possessing 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he is part owner of a family farm and is involved in local community organizations including the Maumee Chamber of Commerce and The National Exchange Club, a volunteer group supporting local charities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with an extensive network of advisors and branch offices. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Fraley II is a financial advisor with Morgan Stanley in Toledo, Ohio, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and advanced planning tools to support its services.