Rand Putterman is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding the CFP® designation and Series 66 license. He has 25 years of industry experience, including prior roles at Comerica Securities, Ameriprise Financial Services, and Davenport University. Outside of his advisory work, he holds a real estate license and is involved in cash management services through an outside business activity. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and diverse investment products supported by firm-approved tools and the Global Investment Committee’s analyses.

Harley Gaul is currently working as an Investment Consultant. He aims to assist clients in organizing and structuring their financial plans by leveraging the tools and resources available at Fidelity. Harley's professional experience includes serving as an Insurance Agent at Washington National from 2024 to 2025. Outside of his professional work, Harley has personal interests that include board games, cars, fitness, and snowboarding.

Corwin Clausing is a financial advisor at Osaic with 22 years of industry experience. He holds Series 63 and Series 65 licenses and spent 22 years with Lincoln Financial Advisors prior to joining Osaic in 2025. Clausing also operates Clausing Financial Group, where he offers fixed annuities, fixed life insurance, long-term care insurance, and accident insurance. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing proprietary asset-allocation tools and third-party solutions to manage portfolios across various asset classes.

Willow Pavliga is a financial advisor at Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation with six years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2017. Prior to her career in finance, she held roles outside the industry including at Aldi and Home City Ice. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning processes and firm-approved tools to develop financial plans, serving a broad client base through various advisory and brokerage services.

Mark Grooters is a financial advisor with LPL Enterprise, holding a Series 66 designation and 14 years of industry experience. Prior to joining LPL Enterprise in 2025, he worked at Regulus, LLC and Regal Financial Group for six years and at Securities America Advisors and Securities America Inc for three years. He serves as Treasurer, Secretary, and Board Member for Grace Life Bible Church. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, consulting, model portfolio programs, third-party asset management arrangements, and offers brokerage and insurance products through its integrated platform.

Jacob Yerkes is a financial professional with two years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has previously worked at Merrill and Bank of America. He is also associated with Anchor Wealth Advisers as an associate financial advisor. Cetera Investment Advisers LLC provides investment advisory services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of program options including model portfolios, third-party managers, and bespoke strategies.

Andrew Carlson is a financial advisor with Edward Jones in Rockford, MI. He holds Series 65 and Series 63 licenses and has been with Edward Jones since 2023. Prior to his advisory role, he worked at Jimmy Johns and was a full-time student through 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Deborah Verker is a CFP® with 23 years of industry experience, currently affiliated with LPL Financial since 2022. She has previously worked at Ascend Wealth Management, Voya Financial Advisors, and Jgh & Associates. Verker is also involved with Ascend Wealth Management as a separate business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management, leveraging research and technology across diversified and alternative investment strategies.

Austin Owens is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He has worked at LPL Financial since 2024 and has prior experience with Corporate Settlement Solutions and Sun Title Agency. Owens also holds a notary role and is involved with Corporate Settlement Solutions outside of investment activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Deborah Szymchack is a financial advisor at Raymond James & Associates with 27 years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at Raymond James & Associates since 2007. Outside of her advisory role, she has been involved in Mary Kay Cosmetics sales since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm provides financial planning and non-discretionary investment consulting supported by research, multiple portfolio management styles, and specialized municipal advisory services.

Jeff Hoag is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He works with high-net-worth individuals to develop tax-efficient investment strategies and personalized financial plans tailored to their long-term objectives. He leverages his deep expertise in financial planning along with the resources and strategies available through Fidelity Investments to help clients preserve and grow their wealth. Jeff's career in the financial services industry began in 2007 as a Licensed Personal Banker at JPMorgan Chase. He joined Fidelity Investments in 2011 and has held several roles there, including Financial Representative, Investment Representative, Financial Consultant, and currently Vice President and Financial Consultant. Outside of his professional work, Jeff enjoys boating, fishing, golf, music, spending time with friends at social events, and caring for his pets.

Shaun Bredeweg is a financial advisor at Raymond James Financial with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked in various capacities, including leadership roles at Bredeweg Wealth Management, LLC, which he founded in 2025. His career also includes prior experience with Camp Roger and BBZ Investments, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm employs a non-discretionary approach tailored to client goals and supports municipal and public-finance work through an affiliated municipal advisor.

Michael Vanderpoel is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors, LLC. Vanderpoel serves as treasurer for the Killgoar Foundation, a nonprofit organization based in Grand Rapids. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm employs an IPS-driven process grounded in modern portfolio theory and includes a broader range of financial products than many peers, such as insurance-related vehicles and bank deposit sweep options.

George Slikkers is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience, including 30 years with MassMutual Life Insurance Company and Mass Mutual Investors Services in Grand Rapids, MI. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to provide written recommendations tailored to client goals.

Lisa May is a financial advisor at LPL Financial with eight years of industry experience. She holds a Series 66 designation and previously worked at Argus Financial Consultants for six years. May also serves as a Notary Public in her community. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Ryan Bassett is a financial advisor with OSAIC based in Grand Rapids, MI, holding the ChFC® designation and Series 63 and 65 licenses. He has 25 years of industry experience, including 18 years at John Hancock Financial Services and 8 years at Royal Alliance Associates, INC. Bassett is also president of Evolution Wealth Strategies LLC, an entity involved in the sale of insurance and securities products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated portfolio rebalancing, serving clients with both discretionary and non-discretionary account management.

Rebekah Sessa is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding Series 63 and Series 65 credentials and possessing 17 years of industry experience. She has been with Morgan Stanley since 2012. Outside of her advisory role, she serves as a successor trustee, executor, and power of attorney in estate administration matters. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including customized financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm uses structured discovery processes and approved planning tools to develop plans, with clients responsible for implementation and updates.

Scott Cosgrove is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 15 years of industry experience. He has been affiliated with Cambridge Investment Research in various capacities since 2011 and also leads In-Dollars Planning, which he founded in 2002. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through a network of independent professionals, providing tailored strategies across multiple platform arrangements and investment approaches.

James Scholler is a financial advisor at Wells Fargo Clearing in Grand Rapids, MI, holding a Series 66 designation. He has one year of industry experience, with prior roles including positions at Katke Golf Course and the Wuskowhan Players Club. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michael Fiorenzo is a financial advisor with Ameriprise in Grand Rapids, MI, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has been with Ameriprise and its affiliated firms since 2005. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria. The firm delivers written recommendation reports that analyze income sources, Social Security options, and tax-smart withdrawal strategies, combining research, modeling, and tax-efficiency analysis through a centralized consulting team.