Austin Franz is a Financial Consultant at Fidelity Investments, where he currently helps clients understand their unique financial situations and develop tailored retirement plans and investment strategies. He joined Fidelity Investments in 2020 and has held multiple roles within the company, progressing from Financial Representative to Financial Consultant. Prior to joining Fidelity, Austin gained experience as a Client Relationship Specialist at Charles Schwab and as a Financial Specialist at UW Credit Union. Throughout his career, Austin has worked collaboratively with clients to navigate complex financial landscapes aimed at achieving their personal financial goals. His professional experience spans financial consultation, investment advising, planning, and relationship management. Outside of his professional commitments, Austin has personal interests that include boating, cars, fitness, lake activities, motorcycles, and parenthood.

Michaela Munda is a financial advisor with Merrill in Saint Paul, MN, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked at Sara Gilson and has diverse experience including positions in admissions at Hamline University and roles as a private nanny. She is also employed outside the industry as a delivery driver for Door Dash. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal teams and third-party managers.

Willy Zimmerman is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. Prior to joining LPL in 2021, he was involved with Cedar Ridge Wealth Management Group from 2016 to 2021 and worked with Waddell & Reed Inc. as well as various insurance carriers from 2007 to 2021. He has also been active with the Woodbury High School Girls Hockey Booster Club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and advanced research tools.

Laura Arntson is a financial advisor with Morgan Stanley in St. Paul, MN, holding a Series 63 license and bringing 26 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and was previously with Citigroup Global Markets. Outside of her advisory work, she is involved in retail operations with Bath and Body Works. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by approved tools and modeling techniques.

Laura Bickel is a financial advisor with UBS Financial Services in St. Paul, MN, holding Series 63 and Series 66 licenses and 16 years of industry experience. She has been with UBS since 2017 and previously worked at Cambridge Investment Research, Inc. for one year. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, supported by proprietary research and a broad range of capital markets services.

Brent Van Beusekom is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. Prior to joining Thrivent, he worked at The North Church for four years. Outside of his advisory role, he serves as a substitute teacher in the Anoka Hennepin School District. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering both one-time and ongoing planning engagements focused on a broad range of topics without managing client portfolios directly.

Chad Elfe is a financial advisor at Thrivent Investment Management with four years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial since 2022. Prior to joining Thrivent, he held positions at Autoselect, Dorsch Ford Lincoln Kia, and Raized. Outside of finance, Elfe serves as Lead Pastor at Luther Memorial Lutheran Church in River Falls, Wisconsin. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on goal-based planning across topics like retirement, tax, estate, and special needs planning without discretionary portfolio management.

Christina Kruse is a financial advisor with Charles Schwab & Co., Inc., holding a Series 66 credential and eight years of industry experience. She previously worked at Novitex and Phoenix Entertainment. Outside of advisory work, she participates in plasma donation through Octapharma. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary and discretionary investment management with a focus on multi-asset model portfolios and alternative investments.

Eric Stmartin is a financial advisor with RBC Capital Markets in Stillwater, MN, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with RBC Capital Markets since 2009. Outside of his advisory role, he serves as an officer and board member for the Stillwater Area High School Hockey Boosters - Girls, where he manages budgeting and financial records. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and nonprofit organizations. The firm offers customizable advisory programs that integrate discretionary and non-discretionary portfolio management with access to both in-house and third-party investment managers.

Eric Erickson is a financial advisor at Primerica Advisors in St. Paul, MN, holding Series 63 and Series 65 credentials. He has one year of industry experience and previously worked at Revolutionary Science for 23 years. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies on model-delivery strategies and discretionary separately managed accounts, supported by third-party asset managers and custodians.

Stephen Porter is a financial advisor with Merrill in Saint Paul, MN, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has worked with Merrill since 1977 and also with Bank of America since 2009. Outside of his advisory role, he serves as trustee for an irrevocable life insurance trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Harrison Grandgenett is a financial advisor at Robert W. Baird & Co. with three years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo and the University of St Thomas. He serves as a board member on the Investment/Finance Committee for St John the Baptist Catholic Church. He is part of the DDK Group within Baird’s Private Wealth Management department, which provides financial planning, portfolio management, and advisory services to individuals, corporate clients, and charitable organizations. The firm utilizes a variety of managed account strategies and internal resources, managing approximately $394 billion in assets as of December 31, 2025.

Russell Engstrom is a financial advisor with Cetera, holding a Series 63 designation and 39 years of industry experience. He has been with Cetera and its affiliated entities since 2013. Outside of his advisory work, he is involved with Free Bikes 4 Kidz MN, a nonprofit organization that donates bicycles to children in need, where he serves as a quality control trainer and supervisor. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of over 10,000 advisors and manages more than $256 billion in assets.

Erik Griep is a financial advisor at Ameriprise Financial Services with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2016. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jonathan Kvasnik is a financial advisor with OSAIC based in St. Paul, MN, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 34 years of industry experience, including nine years at Securities America Advisors and over 23 years providing banking services with Cherokee State Bank. Outside of his advisory role, he is involved in beekeeping and honey sales and participates as a guest host on a podcast focused on comedy and interviews. OSAIC Wealth serves a diverse clientele of retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach combines model-based asset allocation and portfolio optimization with flexible management options across various account types.

Jeffrey Mars is a financial advisor with RBC Capital Markets in Stillwater, MN, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. He previously worked at City National Bank from 2019 to 2025. Outside of his advisory work, he has served as an assistant high school hockey coach. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailored strategies, and access to both in-house and third-party investment managers.

Jennifer Winge is a Series 66–licensed financial advisor with seven years of industry experience. She has worked at UBS Financial Services since 2021 and previously held roles at U.S. Bancorp Investments and U.S. Bank. Prior to her financial career, she worked at Olive Garden for twelve years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates proprietary research and capital market assumptions to tailor client plans and combines institutional trading capabilities with wealth management services.

Ema Hunt is a financial advisor at Cetera with seven years of industry experience. She holds a Series 66 designation and has worked at Cetera and its affiliated entities since 2020, with prior roles at Securian Financial Services Inc and Minnesota Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and manager options, supported by over $256 billion in assets under management.

Greg Hanson is a financial advisor at Osaic with 38 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining Osaic in 2024, he spent 24 years at Woodbury Financial Services. Hanson also owns a sole proprietorship that provides non-securities insurance services focused on life and chronic care coverage. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services utilizing model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies through an extensive multi-advisor platform.

Erik Gorsuch is a financial advisor at Ameriprise with 14 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise since 2017, including time at AMERIPRISE FINANCIAL SERVICES INC and LPL Financial. He serves on the Board of Directors for the Boys & Girls Club of the Twin Cities. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide tailored recommendations through a centralized consulting team.