Jeffrey Kosta is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with a framework that may include ESG considerations, offering clients tailored investment guidance while retaining final decision-making authority.

Antonia Teneyuque is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Pablo Salinas is a Financial Consultant currently working at Fidelity Investments since 2018. He has been involved in financial consulting and investment advisory roles since 2011, with previous experience as an Investment Consultant at Fidelity Investments from 2017 to 2018 and as a Financial Advisor at AXA Advisors from 2011 to 2017. Pablo collaborates with clients to build financial plans aimed at helping them work towards their life goals. He focuses on ensuring that clients understand and feel confident in their financial plans and futures.

Justin Dehn is a Vice President and Financial Consultant at Fidelity Investments. He has held various positions within the company since 2019, progressing from Financial Representative to his current role since 2025. Justin partners with clients through a collaborative planning approach, engaging in holistic discussions to understand their financial situations and unique preferences. This process enables him to create customized financial plans tailored to clients' financial and emotional goals, needs, and objectives. Outside of his professional work, Justin has interests in baseball, cars, fitness, golf, parenthood, and volunteering.

Rebecca Creager is a Series 66-licensed financial advisor with Edward Jones, based in Spring, TX, with one year of industry experience. Her prior work includes roles at Klein ISD and Hughes & Cozad Orthodontics. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Emilie Hegyes is a Wealth Management Advisor with Merrill Lynch Wealth Management, joining the firm in 2019 after nearly eight years in scientific research and development. She brings a background in critical thinking and problem-solving derived from her scientific education and experience, applying these skills to help clients identify what is most important to them and create plans to realize their goals. Emilie emphasizes building trusted and accountable relationships with her clients, supporting them throughout the financial planning process and sharing in the success when goals are achieved. Emilie holds a Bachelor of Science in Chemistry and a PhD in Materials Science, both from the University of Montana. She holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her client focus areas encompass college and education planning, family wealth management, retirement planning and income, philanthropic and socially responsible investing, as well as services for endowments, foundations, and non-profits. Outside of her professional role, Emilie and her wife share a commitment to raising their family in Missoula. She is involved with community organizations such as A Carousel for Missoula, Montana Science Fair, Montana Special Olympics, The Dylan Steigers Concussion Project, and spectrUM Science. Emilie enjoys spending time with her family attending local Griz games and community events, as well as engaging in outdoor activities in Montana’s parks, trails, rivers, lakes, and ski hills.

Santiago Carranza is a financial advisor with Edward Jones in Kingwood, TX, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience and has been with Edward Jones since 2012. Outside of his advisory role, Carranza serves as Chair of the Humble ISD Education Foundation, where he leads board meetings and participates in fundraising efforts. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Nicole Ponthieux is a financial advisor with J.P. Morgan Securities in Kingwood, TX, holding Series 66 and Series 63 designations and 14 years of industry experience. She has been with J.P. Morgan Securities since 2012 and J.P. Morgan Chase Bank since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with systematic quantitative and qualitative research, incorporating ESG criteria and leveraging broader derivatives and commodities capabilities.

Jacob Melber is a financial advisor at Fidelity with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Fidelity, he worked at The Fitzpatrick Group and Primerica. He is also a licensed life insurance agent with One America. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of funds and model portfolios.

Maryam Maadan is a CFA® charterholder and financial advisor with Primerica Advisors in Houston, TX, with nine years of industry experience. She has worked at Primerica since 2017 and has held positions at Ensemble Health Partners and the Texas Commission on Environmental Quality. Outside of financial advising, Maadan is an author of multiple romance novels published and marketed on Amazon.com through her publishing company, Suntrust Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable entities. The firm delivers advisory services using model-based investment strategies developed by unaffiliated asset managers and provides trade execution and custody support through Pershing and BNY Mellon Advisors.

Greg Hassett is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Bank of America, Merrill Lynch, Wells Fargo Clearing, and A.G. Edwards & Sons. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Cain Cunningham is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. Outside of his advisory role, he is involved in business ownership through Ronin Services LLC and provides consulting services related to automobile purchases. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering customized recommendation reports that incorporate research-driven modeling and tax-efficient strategies. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Adan Montoya is an International Wealth Advisor at Merrill Lynch Wealth Management. He specializes in guiding clients through complex financial landscapes, focusing on areas such as college education planning, divorce transition planning, family wealth management strategies, international wealth management, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, small business strategies, and women and wealth. Adan brings extensive expertise to his role, supporting entrepreneurs, multinational families, and individuals with tailored wealth management plans. His approach emphasizes comprehensive financial planning to empower clients in achieving their life goals. He holds several professional certifications, including the Certified Exit Planning Advisor® (CEPA) designation from the Exit Planning Institute, the Certified Private Wealth Advisor® (CPWA), and Retirement Management Advisor® (RMA) designations from the Investments & Wealth Institute™. Outside of his professional responsibilities, Adan engages in personal interests such as cooking, hiking, reading, traveling, writing, and yoga. He is involved in community activities, including service on the Southeast Alumni Council of his alma mater, Lafayette College.

Jacqueline Rivera is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has held positions at Wells Fargo Bank, BBVA Securities, and Compass Bank prior to her current role. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, with oversight on delegated management and attention to conflicts of interest.

Robert Hayes is a financial advisor with Merrill in Kingwood, TX, holding a Series 66 designation and 28 years of industry experience. He has worked at Merrill since 1998 and has been affiliated with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Chad Devens is a financial advisor with Edward Jones in Tomball, TX, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he serves as a team representative for the Northpointe Shockwaves Swim Team, acting as a liaison between coaches, parents, and the board. Edward Jones is a full-service wealth management firm serving individual and institutional clients with discretionary and non-discretionary strategies, including separately managed accounts and affiliated mutual funds. The firm supports over 23,000 advisors nationally and manages approximately $1.01 trillion in assets under management.

Michael Marks is a CFP® professional with 31 years of experience in the financial industry. He is currently with LPL Financial in Houston, TX, and has previously worked at JPMorgan Securities LLC, Hancock Whitney Investment Services Inc., and CUNA Brokerage Services, Inc. Marks is also associated with Alliant Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Shaelyn Dobson is a financial advisor at Osaic with 16 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Osaic in 2023, she worked at SagePoint Financial beginning in 2010. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm employs a model-based investment process emphasizing asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies.

Cara Lennon is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. She has worked at Merrill since 2007 and has been affiliated with Bank of America, N.A. since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Goodwin is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 22 years of industry experience, including prior work at Mass Mutual Investors Services. Outside of his advisory role, he is co-owner of an LLC that provides tax-related services and volunteers as a coach with a local community organization. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a wide network of financial professionals. The firm provides both discretionary and non-discretionary management and utilizes proprietary model strategies under the Founders Gate Capital brand.