Diana Negrete is a financial advisor at Merrill based in Houston, TX. She holds a Series 66 designation and has been with Merrill since 2015, with prior experience at Bank of America, N.A. since 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a client base that includes individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Zimmerman is a financial advisor with Raymond James & Associates in Houston, TX. He holds Series 63 and Series 65 credentials and has 33 years of industry experience, with 31 years at Raymond James & Associates. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals—including high-net-worth clients—institutions, pension plans, and municipal entities, offering financial planning, investment consulting, municipal advisory services, and a variety of portfolio management strategies.

Ernesto Saenz is a financial advisor with Wells Fargo Clearing in Houston, TX, holding the Series 63 and Series 66 designations and bringing 15 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2014. Saenz is also involved in a real estate business as a landlord. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach to investment selection and offers a broad range of financial products and services through its bank and insurance affiliates.

Justin Nichols is a financial advisor at Robert W. Baird & Co. with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Baird since 2019, previously holding roles at Wells Fargo Clearing and Wells Fargo Investments. Outside of his advisory role, Nichols is involved in restaurant investments and participates as a passive investor in a sports training facility and in sports broadcasting activities. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm employs a range of portfolio management strategies including separately managed accounts, overlay management, and tax management, supported by internal research and ongoing manager oversight.

David Deveau is a Series 66 licensed financial advisor at J.P. Morgan Securities with six years of industry experience. He has held positions at JPMorgan Chase Bank, Woodforest Wealth Strategies, Raymond James Financial, and Edward Jones. Outside of finance, he was involved with the Match Midtown Arts Theater Center of Houston for three years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research supported by a centralized manager solutions team.

Richard Grant is a financial advisor with Charles Schwab who holds a Series 66 designation and has four years of industry experience. His background includes service in the United States Marine Corps Reserve from 2019 to 2024 and roles at various firms including Charles Schwab Bank and UPS/InSync Staffing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Tom Anselmi is a financial advisor at Osaic with 33 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation from 1992 to 2025. Outside of his advisory role, he operates an insurance agency offering accident, health, disability, and property and casualty insurance. Osaic Wealth serves a broad range of retail and institutional clients, providing brokerage and advisory services including financial planning, wrap and non-wrap portfolios, Unified Managed Accounts, and retirement plan consulting. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization using risk-tolerance assessments and rebalancing tools.

James Frankowski is a CFP® professional with 27 years of experience in the financial services industry. He has been with Ameriprise since 2005, currently serving as an advisor in Houston, TX. Outside of his advisory role, he is involved in intellectual property development through Academic Concepts LLC and serves as president of the Bayou Lofts Association board of directors. Ameriprise is a large institutional firm that offers retirement-income planning services for clients approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm provides a broad range of advisory, brokerage, and insurance solutions, with a centralized team delivering algorithm-driven, customized retirement recommendations.

Tyler Getz is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. His career includes roles at Waddell and Reed and Academy Sports and Outdoors. He is also a commissioned notary in Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gregory Allen is a financial advisor at Charles Schwab with 39 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for TD Ameritrade for 10 years. Outside of finance, he serves as a baseball umpire for youth games in Houston, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by dedicated research and due diligence.

David Fletcher is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at Cetera since 2025 and owns Kingwood Tax Services LLC, where he provides tax preparation services. Additionally, he has operated Lynn D. Fletcher PC since 2015, assisting with daily office duties. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Nicholas D Amato is a financial advisor with Thrivent Investment Management, holding Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at Park Avenue Securities and Guardian Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based analyses and written recommendations across a range of financial planning topics without offering discretionary portfolio management or institutional advisory services.

Sarah Manning is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fidelity Investments since 2021, with prior experience at Wells Fargo Clearing and Wells Fargo Bank. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Tim Hudnall is a financial advisor with RBC Capital Markets based in Houston, TX. He holds Series 63 and Series 66 designations and has 34 years of industry experience. He has worked at RBC Capital Markets since 2012 and also serves at City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management and financial planning services, leveraging both in-house and third-party investment managers.

Jeffrey Aboloff is a financial advisor at UBS Financial Services with 36 years of industry experience. He has been with UBS since 1989 and holds the Series 63 designation. He also serves as a FINRA arbitrator. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and capital market insights.

Faheem Khwaja is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in integrating various aspects of clients' financial lives to help them achieve significant goals including retirement planning, investment consulting, and exit strategies for business owners. Faheem focuses on building trust and utilizes advanced wealth planning tools tailored to his clients' risk tolerance and financial objectives. He holds multiple professional certifications including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), and Chartered Retirement Plans Specialist (CRPS). Faheem earned an Associate's Degree from Adamajee Government Science College. His expertise extends to serving diverse clients, including business owners, and aligning financial plans with their unique needs. Born in Pakistan and residing in Houston for over three decades, Faheem is engaged in community service through volunteering with organizations addressing necessities such as food, medicine, clean water, and education. He communicates with clients in English and Urdu and emphasizes active listening, confidentiality, and privacy in his client relationships.

Donna Ward is a Financial Consultant currently working at Fidelity Investments since 2023. Prior to this role, she served as a Financial Advisor at Equitable from 2018 to 2023. Donna focuses on understanding clients' needs and goals to develop personalized financial plans aimed at providing clarity and confidence for their financial futures.

Jacob Welsh is a financial advisor at Cetera with nine years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining Cetera, he worked at Concourse Financial Group Securities Inc and JPMorgan Chase Bank, N.A. Welsh also serves as an executor of estates in a non-investment capacity. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser supporting individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm manages over $256 billion in assets across more than 10,000 advisors and 800,000 clients.

Donnell Carter is a financial advisor with Primerica Advisors in Cypress, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Primerica Advisors since 1992 and Primerica Financial Services since 1989. In addition to his advisory role, he is involved in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm employs a curated approach to third-party asset managers and uses a tiered wrap fee structure.

Teresa O’Connor is a financial advisor with OSAIC in Spring, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2021 and previously spent seven years at VOYA Financial Advisors. Outside of her advisory role, she is president of AltusCG Holdings, Inc., a holding company that manages the administrative operations and ownership transfer of her financial services firm. OSAIC Wealth serves a wide range of clients—including retail and institutional investors, retirement plan sponsors, and charities—offering brokerage and advisory services through a multi-advisor platform with a focus on model-based asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and private-equity ownership, which shape its product offerings and platform economics.